The purpose of this study was to obtain results: the influence of financial attitudes, financial knowledge, and income on financial management behavior. The object of this research was selected using nonprobability sampling method amounted to 160 respondents at Bali Province. Methods Data analysis uses structural equation modeling (SEM) which aims to test the hypothesis in this study. The result of this study shows that financial attitude significantly have positive affect on financial management behavior, financial knowledge significantly have positive affect on financial management behavior. However, income has no effect on financial management behavior.

The purpose of this study was to analyze the effect of financial literacy, financial attitude and locus of control on financial satisfaction. The sample was collected using a non-probability method through purposive sampling. The 146 participants were stock investors. Data were analyzed using the SEM- PLS method with the Smart PLS 3.2.8 application. Financial literacy had a significant effect on financial satisfaction, which shows that people who have knowledge of finance will achieve a level of satisfaction in planning and managing personal finances. Financial attitude had a significant effect on financial satisfaction, indicating that financial attitude will influence people’s behavior in making decisions. Locus of control had a significant effect on financial satisfaction, which shows that people who have good control will have satisfaction in planning, managing and making personal financial decisions. Keywords: financial literacy, financial attitude, locus of control, financial satisfaction

The main objective of this research is to explore and determine the effect of Good Corporate Governance, Managerial Ownership, and Firm Size that affect Firm Performance. We used the sample from financial statements of manufacturing companies engaged in Food and Beverages which are listed on the Indonesia Stock Exchange with 70 observations from the years 2014 to 2018. Samples were taken using the purposive sampling method. Multiple linear regression model with panel data was used in this study as analysis method. The results showed that corporate responsibility has negative and significant effect on Firm Performance, while Managerial Ownership and Firm Size have positive but not significant on Firm Performance. It can be concluded that this study is consistent to the agency theory predictions.

The purpose of this study is to obtain results: the influence of micro and macroeconomic factors of the company on investment opportunities. This research is conducted in five ASEAN countries, such as; Indonesia, Malaysia, Singapore, Thailand, and the Philippines (ASEAN-5). The microeconomic factors are measured by firm size, financial risk, profitability, and debt policy. The macroeconomic factors are measured by interest rates, exchange rates, inflation, and economic growth. The analysis unit of this study is 175 large capacity manufacturing industries listed on ASEAN-5 stock exchanges for the 2012-2017 period. The data analysis technique used is panel data regression analysis. The result shows that the Debt Equity Ratio has a negative and significant effect on investment opportunities in Microeconomic influence for the ASEAN-5 Countries. Risk does not have a significant effect on investment opportunities. Profitability is insignificant for the ASEAN-5 Countries and is significant for the State of Singapore, Thailand. Firm Size is significant for Indonesia, Malaysia, Singapore, and the Philippines. GDP growth has a significant effect on investment opportunities for the ASEAN-5 countries. The interest rate has harmed the opportunities of investment in Indonesia, Malaysia, and Singapore. Inflation has a negative and significant effect in Indonesia, Malaysia, Thailand, and the Philippines. Exchange rates are significant for Indonesia, Malaysia, and Singapore. Investment opportunities have a positive effect on the value of the company in ASEAN-5 Countries. The benefits of this study for creditors are as a guideline for disbursing credit, and for investors it is as a guideline for placing capital investments in companies that have favorable debt and equity considerations in five (5) ASEAN Countries.

This study aims to determine the effect of job stress and job satisfaction on employee performance at PT. International Total Service & Logistics. The International Total Service & Logistics company is a shipping agency company engaged in logistics. Collecting data in this study by distributing questionnaires to 80 respondents (through Google Form media). This study uses a non-probability sampling approach with a saturated sampling technique. The data analysis technique used is descriptive analysis, classical assumption test, coefficient of determination, path analysis test, hypothesis testing which is processed using IBM SPSS version 26 software. In this study, the results showed that work stress had no significant effect on performance. employees, and job satisfaction have a significant effect on employee performance. Penelitian ini bertujuan untuk menngetahui pengaruh stres kerja dan kepuasan kerja terhadap kinerja karyawan pada PT. International Total Service & Logistics. Perusahaan International Total Service & Logistics merupakan perusahan agensi pelayaran yang bergerak dibidang logistik. Pengumpulan data dalam penelitian ini dengan melakukan penyebaran kuesioner terhadap 80 responden melalui media Google Form. Penelitian ini menggunakan metode pendekatan non-probability sampling dengan teknik sampling jenuh. Teknik analisis data yang digunakan adalah analisis deskriptif, uji asumsi klasik, uji koefisien determinasi, uji analisis jalur, uji hipotesis yang diolah menggunakan software IBM SPSS versi 26. Pada penelitian ini, didapat hasil yang menunjukan bahwa stres kerja tidak terdapat pengaruh secara signifikan terhadap kinerja karyawan, dan kepuasan kerja terdapat pengaruh secara signifikan terhadap kinerja karyawan.

This research is conducted with the aim of examining the effect of work environment and organizational culture on employee job satisfaction at Aston Hotel in Pontianak. The respondents used in this study are 100 samples of active hotel employees. The primary data in this study are collected from questionnaires distributed online via GoogleForm, then processed using the SmartPLS software version 3.3.3. The sampling technique is carried out by purposive sampling method. The results of this study indicate that the work environment and organizational culture have a significant influence on employee job satisfaction.Penelitian ini dilakukan dengan bertujuan untuk menguji pengaruh lingkungan kerja dan budaya organisasi terhadap kepuasan kerja karyawan Hotel Aston di Pontianak. Responden yang digunakan dalam penelitian ini sejumlah 100 sampel karyawan hotel yang aktif. Data primer pada penelitian ini dikumpulkan dari kuisioner yang disebarkan secara online melalui GoogleForm, kemudian diolah menggunakan bantuan software SmartPLS versi 3.3.3. Teknik pengambilan sampel dilakukan dengan metode purposive sampling. Hasil penelitian ini menunjukkan bahwa lingkungan kerja dan budaya organisasi memiliki pengaruh yang signifikan terhadap kepuasan kerja karyawan.

The purpose of this study was to determine work experience and competence for employee performance. The method in this study was causal research with a quantitative approach with using questionnaires as a data collection tool. Deep population this research is all employees working in PT. Naga Samudera. The sample size used in this study was 30 respondents. This stud uses SmartPLS version 3.0.0. By using purposive sampling, findings in this study shows that work experience and competence for employee performance have a positive and significantTujuan dari penelitian adalah untuk mengetahui pengaruh pengalaman kerja dan kompetensi terhadap kinerja karyawan.Metode pada penelitian ini menggunakan penelitian kausal dengan pendekatan kuantitatif dengan menggunakan kuisioner sebagai alat pengumpulan data. Populasi dalam penelitian ini adalah semua karyawan yang bekerja di PT. Naga Samudera di Jakarta. Ukuran sampel yang digunakan pada penelitian ini sebanyak 30 responden. Penelitian ini menggunakan SmartPLS verssi 3.0.0. Dengan menggunakan purposive sampling, temuan pada penelitian ini menunjukkan bahwa pengalaman kerja dan kompetensi terhadap kinerja karyawan berpengaruh positof dan signifikan.

The purpose of this study was to determine the effect of work ethics and work environment on employee performance. The method in this study was causal research with a quantitative approach with using questionnaires as a data collection tool. The population in this research is all employees working in PT. Henry Union. The sample size used in this study was 40 respondents. This study uses SmartPLS version 3.0.0. By using purposive sampling, in this study shows that work ethics and work environment on employee performance have a positive and significant effect. Tujuan dari penelitian adalah untuk mengetahui pengaruh ethos kerja dan lingkungan kerja terhadap kinerja karyawan. Metode pada penelitian ini menggunakan penelitian kausal dengan pendekatan kuantitatif dengan menggunakan kuisioner sebagai alat pengumpulan data. Populasi dalam penelitian ini adalah karyawan yang bekerja di PT. Henry Union di Jakarta. Ukuran sampel yang digunakan pada penelitian ini sebanyak 40 responden. Penelitian ini menggunakan SmartPLS versi 3.0.0. Dengan menggunakan purposive sampling, temuan pada penelitian ini menunjukkan bahwa ethos kerja dan lingkungan kerja terhadap kinerja karyawan berpengaruh positif dan signifikan.