The Effect of Financial Attitude, Financial Knowledge, and Income on Financial Management Behavior

Adiputra, I Gede; Patricia, Ellen

doi:10.2991/assehr.k.200515.019

Cited by 16 publications

(27 citation statements)

References 7 publications

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“…The financial literacy variable has tcount (5.052) > ttable (1.966) or significant score (0.000) > 0.05, so H0 ignored and H2 received, it is mean there is a partial effect between financial literacy on financial management behavior. This research is the same as the research that has been done by Adiputra & Patricia (2020) and Mardhatillah et al (2020).…”

Section: Financial Literacy To Financial Management Behaviormentioning

confidence: 70%

The Influence of Financial Attitude, Financial Literacy, and Locus of Control on Financial Management Behavior (Study Case Working-Age of Semarang)

Baptista

2021

IJSSB

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The financial attitude possessed by individuals can be realized because of literacy or knowledge. Meanwhile, the current level of working-age literacy in Semarang City needs to be improved. This background can be seen in the widespread use of credit cards, excessive consumption activities, and the low level of public knowledge about financial institutions and financial products and services. To inhibit this desire, a high locus of control is needed in the individual. This study aims to determine the influence and relationship between financial attitudes, financial literacy, and locus of control on financial management behavior at working-age in Semarang City. The research method used is the quantitative method with multiple regression analysis. The data collection technique was by distributing questionnaires to four hundred productive age groups in the city of Semarang. The results of this study showed that there was an influence between financial attitudes and financial literacy on partial financial behavior management based on hypothesis testing (t-test), but there is no influence between the locus of control on financial management behavior partially.

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Section: Financial Literacy To Financial Management Behaviormentioning

confidence: 70%

The Influence of Financial Attitude, Financial Literacy, and Locus of Control on Financial Management Behavior (Study Case Working-Age of Semarang)

Baptista

2021

IJSSB

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“…Mengacu pepatah tersebut, keuangan perlu dikelola dengan bijak. Manajemen pengaturan keuangan yang efektif dan efisien, bukan saja bertumpu pada kuantitas penghasilan individual, tetapi dimulai dari pola pikir (Adiputra & Patricia, 2019).…”

Section: Pendahuluanunclassified

Mendukung Peran Ibu Rumah Tangga Dalam Mengelola Keuangan Di Wijaya Kusuma, Samarinda

Amalia

2022

RESONA. j. ilm. pengabdi. masy.

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Budaya dan tatanan sosial di lingkungan sekitar, membawa perubahan tentang bagaimana perspektif individual mengambil tindakan. Seperti aspek keuangan, problematika orang-orang adalah terpengaruh untuk mengikuti trend terkini atau mengikuti arus gaya hidup yang tiada habisnya. Melalui PkM ini, pelaksana kegiatan berusaha untuk menyelami dan mengadakan diskusi dengan IRT di sekitar Wijaya Kusuma (Kota Samarinda) di September 2021 silam, terkait pemahaman mereka tentang keuangan. Dibutuhkan sasaran khusus kepada mereka untuk meninjau pengalaman tentang pengelolaan keuangan rumah tangga yang kian boros dengan pendapatan yang konstan atau bahkan cenderung menurun. Dengan metode sharing and dicussions (S&D), diperoleh pemecahan masalah baru yang konkrit, dimana ada penyamaan persepsi untuk menyusun strategi khusus. Dari 27 IRT, yang memiliki peran ganda selain mengurus keluarga, akhirnya bisa memahami tentang kebutuhan rumah tangga mana yang prioritas dan tidak, sehingga pendapatan per bulan bisa disisihkan untuk tabungan maupun investasi. Kontribusi melalui PkM ini diharapkan menjadi terobosan sederhana, tetapi bermakna bagi IRT.

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“…Financial management behavior shows the ability of individuals to manage and budget their funds in daily life (Kholilah & Iramani, 2013) and describes individual behavior when making financial decisions. Good financial management behavior in terms of financial planning, storage management and timely financial transactions can improve individual financial well-being, and failure to manage finances can have a negative impact in the long term (Adiputra & Patricia, 2020;Joo, 2008). According to Dew & Xiao (2011), a person's financial management behavior can be measured using the financial management behavior scale (FMBS) which consists of 5 indicators, including consumption, cash management, credit management, savings and investment, and insurance.…”

Section: Financial Management Behaviormentioning

confidence: 99%

The Effect of Financial Literacy on Financial Management Behavior in the Community of Kupang

Kwesley

Anastasia

Basana

2022

Global Conference on Business and Management Proceedings

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This study aims to determine the effect of financial literacy on financial management behavior in Kupang community. The population in this study is people who lived in Kupang city and the sample used in this study amounted to 143 respondents. The data in this study were collected through distributing questionnaires. The data analysis was performed using the Partial Least Square (PLS) method. The results indicate that financial literacy has a significant effect on financial management behavior in the Kupang community. The limitation of this study is only focused on respondents who are over 20 years old. The contribution of this research is the public can be aware of knowing the importance of having good financial management behavior.

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The Effect of Financial Attitude, Financial Knowledge, and Income on Financial Management Behavior

Cited by 16 publications

References 7 publications

The Influence of Financial Attitude, Financial Literacy, and Locus of Control on Financial Management Behavior (Study Case Working-Age of Semarang)

The Influence of Financial Attitude, Financial Literacy, and Locus of Control on Financial Management Behavior (Study Case Working-Age of Semarang)

Mendukung Peran Ibu Rumah Tangga Dalam Mengelola Keuangan Di Wijaya Kusuma, Samarinda

The Effect of Financial Literacy on Financial Management Behavior in the Community of Kupang

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