Pondok pesantren merupakan salah satu lembaga pendidikan organisasi nirlaba keagamaan non pemerintah yang mengedepankan suatu pelayanan pada pihak eksternal. Pengelolaan pondok pesantren masih menggunakan manajemen yang sederhana dan dalam pengelolaan keuangan hanya dibebankan pada satu orang pengelola yaitu bendahara, akuntansi yang selama ini dilakukan kurang menggunakan laporan keuangan yang sesuai dengan pedoman Akuntansi Pesantren. Tujuan dari pengabdian ini adalah memberikan tambahan pengetahuan kepada para pengelola sehingga dapat melakukan manajemen modern dengan pengelolaan sumber-sumber pendanaan yang dapat memberikan pelaporan secara transparan, akuntabel dan dapat dipertanggujawabkan. Metode pelaksanaan kegiatan adalah penyuluhan atau ceramah, diskusi dan tanya jawab, yang diawali dengan memberikan pengetahuan tentang pentingnya pengelolaan manajemen keuangan pondok pesantren yang transparan, dimengerti dan dapat digunakan atau dibaca kepada semua pihak yang membutuhkan. Dengan diadakannya kegiatan Pengabdian Kepada Masyarakat maka dapat menambah wawasan, pengetahuan dan pemahaman serta meningkatkan pemahaman tentang manajemen keuangan dan pelaporan keuangan yang transparan dan akuntabel. Kata kunci: manajemen pondok pesantren dan pelaporan keuanganAbstractIslamic boarding schools are one of the educational institutions of non-profit and non-governmentalreligiousorganizations that prioritize service on external parties. The management of Islamic boarding schoolscurrently uses a simple management technique and they charged the financial managementonly to a treasurer, the current accounting has not usedfinancial statement which is according to Islamic Boarding Accounting guidelines.The purpose of this public service is to provide additional knowledge to the managersso he can carry out modern management by managing sources of funding so he can provide a transparentand accountable report. The method to implement the agenda are counseling or lecture, discussion and question and answer section, which begins byproviding knowledge about the importance of managing the financial management of boarding schools that aretransparent, understandable and can be used or read to all parties in need.By holding community service activities, it can add insight,knowledge and understanding as well as increase the understanding of financial management andtransparent as well as accountable financial statement.
BKM is a citizen institution whose emergence in the community is intended as a community organization that favors helping the needs of the community, especially those related to poverty. A BKM policy is carried out technically by the Managing Unit. UPK as a Financial Management Unit in charge of distributing finance to KSM through BKM decisions. The potential of BKM, while currently still struggling with economic issues. In BKM, Dadi Mulya financial management unit gets some constraints that slow down performance. The main problems that exist occur in the accounting process in the preparation of financial statements and human resource management.Thus, the service team provides solutions or problem solving that is helping and accompanying BKM Dadi Mulya or UPK in presenting financial statements based on transaction documents or other related documents so that they become complete and complete financial statements in accordance with generally grateful financial accounting standards. As well as assisting using the application so as not to use manual recording to facilitate in the creation of financial statements. The participants who participated in this activity understood the management of application-based BKM financial statements well. After the completion of the event, interviews were conducted to all participants to evaluate the activities carried out by the service team. The results showed that most of the participants stated that they understood the material delivered by the speaker.
This study aims to examine the effect of financial education in the family, financial knowledge and lifestyle on financial behavior in Management students of the Faculty of Economics, Semarang University Class of Employees 2019/2020. The sample in this study used a purposive sampling method approach. Purposive sampling is a data sampling technique based on certain considerations. The sample in this study amounted to 119 respondents.This study uses quantitative data types and the data source used is primary data. The data analysis technique was carried out with the help of SPSS version 26, the analytical methods used included descriptive analysis, validity test, reliability test, classical assumption test, normality test, multicollinearity test, heteroscedasticity test and multiple linear regression test. Testing the hypothesis by t test (test), while testing the model by testing the coefficient of determination.The results showed that financial education in the family had a significant positive effect on financial behavior, financial knowledge had a significant positive effect on financial behavior, and lifestyle had a significant positive effect on financial behavior
<div><p>Abstrak</p><p>Pada ekonomi di sebuah negara, perbankan punya andil besar. Perbankan berperan penting didalam peminjaman di wilayah publik dan swasta. Fungsi perbankan sebagai perantara, yang mana bank bermanfaat sebagai perantara diantara pihak-pihak yang berkecukupan ke mereka yang membutuhkan. Riset ini bertitik berat di bidang yang berpengaruh pada risiko likuiditas di bank. Maksud dari riset ini tidak lain buat analisis efek NPL, ROA serta ROE kepada resiko likuiditas perbankan listing di BEI rentang 2016-2019.</p><p>Sampel yang dipergunakan didalam riset semua perbankan, baik itu milik pemerintah (BUMN) ataupun Bank Swasta Nasional di Indonesia yang diakui di BI sejak 2016 sampai 2019. Dari kriteria tersebut didapat 40 bank, metode yang dipakai adalah purposive sampling. Metode analisis riset ini adalah regresi linier, untuk diuji buat melewati asumsi klasik dengan normalitas, multicollinearity, autocorrelation dan heteroscedasticity.</p><p>Hasil riset memperlihatkan kalau variabel ROA dan ROE memiliki efek bagus dan signifikan kepada risiko likuiditas. Sedang variabel NPL memiliki efek buruk dan tidak signifikan kepada risiko likuiditas.</p><p> </p><p><strong>Kata Kunci:</strong> NPL, ROA, ROE, Risiko Likuiditas.</p><p> </p><p align="center"><strong>ABSTRACT</strong></p><p> </p><p>In the economy in a country, banking has a great contribution. Banks have contributed to the distribution of credit in the public and private sector. Banking function as a liaison, where the bank is useful as a liaison to the parties who are excessive for those in need. This research focuses on areas that affect liquidity risk in banks. The benefit of this research is to analyze the effect of NPL, ROA and ROE on liquidity risk in banks listed on the IDX for the 2016-2019 period.</p><p>The sample used in the research is all banks, both owned by the government (BUMN) and National Private Banks in Indonesia which have been recognized at BI from 2016 to 2019. From these criteria found 40 banks, the method used is purposive sampling. The analytical method used in this study is linear regression, which is tested using classical assumptions using normality, multicollinearity, autocorrelation and heteroscedasticity.</p><p>The research results show that the ROA and ROE variables have a good and significant effect on liquidity risk. While the NPL variables have a negative and insignificant effect on liquidity risk.</p><p><strong>Keywords: </strong>NPL, ROA, ROE, liquidity risk.</p></div>
<p>Peneliti ingin membuktikan rasio hutang, piutang, dan juga ukuran perusahaan kepada likuiditas serta dampaknya kurun waktu covid-19. Sampel dari riset ini memakai bidang Properti dan barang konsumsi yang listing dari triwulan terakhir 2019 hingga triwulan kedua 2020. Riset ini merupakan riset kuantitatif yang memakai data sekunder laporan triwulanan dari BEI. Adapun sistem pemilihan sampelnya metode yang dipergunakan ialah purposive sampling yang akhirnya didapat 105 sampel perusahaan, Sedangkan metodenya analisis regresi data panel. Dari analisa memperlihatkan kalau rasio hutang sangat berefek negatif kepada likuiditas sedangkan lainnya berdampak positif. Hal ini dikarenakan naik ataupun turunnya variabel itu tidak berpengaruh kepada tingkat likuiditas. Di masa pandemi covid-19 ini, tidak terjadi perbedaan hubungan diantara tiap-tiap variabel independen kepada likuiditas.</p>Kata kunci: covid-19, rasio hutang, kinerja keuangan, likuiditas
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