This study aims to determine the polemic experienced by a number of conventional bank employees, who know and realize that bank interest is usury or who still believe that bank interest is not usury, because they are only employees who work in banking companies and do not practice usury individually. per individual. From the two attitudes of banking employees in responding to the bank interest usury mentioned above, the study will focus on employees who have the attitude that bank interest is usury, while those who have the opposite attitude are clearly not going to take action to resign from their office. After focusing on anti-anti rip banking employees, it was found that them there were several obstacles to resigning, the first obstacle was internal, namely the lack of support from the family, both the nuclear family and the extended family, while the second obstacle was the repayment of employee loans that they enjoyed before knowing. and realize that bank interest is charging interest or usury (riba). Of the two obstacles or resign constraints will lead to further attitudes for a number of these employees. The attitude of a number of employees who have not received family support, some continue to return to work in a professional manner and some work just to abort their obligations or in other words work not seriously because they are not in accordance with their conscience. While the attitudes of a number of employees who are still in debt are more varied in attitude, some of them continue to work as usual while waiting for the right moment to pay off their debts, some are still working even though half-heartedly while trying to find a way out so that their debts can be paid off. and some of them are unanimously determined to leave office immediately or borrow a term in the military world, namely by deserting or leaving work by temporarily leaving the debt unpaid, even though they plan to pay it off at a later date. This study used a qualitative research method, namely the collection of in-depth interview data with former employees and active banking employees. Researchers also conducted focus group discussions / FGDs (Forum Group Discussion) among bank employees who were anti-microbial but still active and former bank employees who had resigned. As a result, there are five attitudes of banking employees in facing the resignation polemic due to bank interest rates in Indonesia. First, employees return to work professionally because they still get salaries from banking companies. Second, employees work only to abort obligations because they are not in accordance with their conscience. Third, employees who are still in debt continue to work professionally while looking for a way to pay off their debts. Fourth, employees who work half-heartedly while looking for ways to pay off loans. Fifth, if their resignation application by leaving debt and willing to pay off in installments is refused by the office, they prefer to leave the company unilaterally or go out of business.
Additional learning or tutoring is urgently needed to help improve learning but due to high costs, some communities, especially those in the middle to lower economic level, are unable to register their children to attend tutoring (additional tutoring). The existence of Socioedupreneur is an alternative solution for those who do not have the cost to experience tutoring. Paying sincerely or not at all can alleviate them in terms of costs and can show the importance of education for the future and instill that all have the right to receive the same education. This research was conducted to determine the role of socio edupreneur in improving the quality of education. The purpose of this study was to determine the role of socio edupreneur as an effort to improve the quality of education in Indonesia. The method used by researchers in this study uses qualitative research methods, this type of research is descriptive qualitative research, a case study approach that is an approach to study, explain or interpret a case. In essence, this study seeks to highlight a decision or set of decisions or set of decisions why the decision was taken, how it was implemented, and what the results were. This research intensively focuses on an object that is about how the role of socioedupreneur in improving the quality of education.
Abstract– This study aims to determine the reasons for the reduction in the number of conventional bank employees. Some data collected by researchers of several banks that experienced a decline were PT Bank Danamon Indonesia Tbk. Especially for bank employees only in 2017 the number of Danamon employees in 2017 reached 16,811 people this number decreased by 6,021 when compared to 2016 with a number of 22,832. This number shows a decrease of 4,391 people when compared to 2015 with a total of 27,223.The same thing was experienced by PT Bank Mandiri Tbk (Bank Mandiri). This red plate bank also experienced a decrease in the number of employees. Based on financial reports published annually, Bank Mandiri employees number 38,307 people, a decrease of 633 people compared to the 2016 period of 38,940. Likewise, BNI (Bank Negara Indonesia) which has 27,209 employees decreased by 975 compared to 2016 with 28,184 employees. Maybank also has fewer employees. In 2017, based on financial statements without audits the number of employees reached 6,727 people, a decrease of 181 compared to 2016 of 6,908. This number is down 513 people compared to the previous year with a total of 7,421 employees. This study uses qualitative research methods, namely in-depth interview data collection with former employees and active banking employees. The researcher also conducted focus group discussions / FGD (Forum Group Discussion) between active bank employees and former banking employees who had resigned.As a result, there are two main factors that cause the reduction in the number of conventional bank employees in Indonesia. First, physical factors, namely technological advances in the industrial era 4.0. The second psychological psychological factor, namely the increase in knowledge and confidence of bank employees on the prohibition of usury based on Islamic teachings. Abstrak- Penelitian ini bertujuan untuk mengetahui alasan berkurangnya jumlah karyawan bank konvensional. Beberapa data yang dihimpun peneliti beberapa bank yang mengalami penurunan adalah PT Bank Danamon Indonesia Tbk. Khusus untuk karyawan bank saja pada tahun 2017 jumlah karyawan Danamon tahun 2017 mencapai 16.811 orang jumlah ini menurun 6.021 saat dibandingkan tahun 2016 dengan jumlah 22.832. Jumlah ini menunjukkan turun 4.391 orang saat dibandingkan tahun 2015 dengan jumlah 27.223. Hal yang sama juga dialami oleh PT Bank Mandiri Tbk (Bank Mandiri). Bank plat merah ini juga mengalami penurunan jumlah pegawai. Berdasarkan laporan keuangan yang terbit setiap tahun, pegawai Bank Mandiri berjumlah 38.307 orang, menurun 633 orang dibandingkan periode 2016 yang berjumlah 38.940. Demikian juga untuk BNI (Bank Negara Indonesia) yang mempunyai karyawan 27.209 menurun 975 dibandingkan tahun 2016 dengan jumlah karyawan 28.184. Maybank juga berkurang pegawainya. Tahun 2017, berdasar laporan keuangan tanpa audit jumlah karyawan mencapai 6.727 orang mengalami penurunan 181 dibanding tahun 2016 sebanyak 6.908. Jumlah ini turun 513 orang dibanding tahun sebelumnya dengan jumlah 7.421 karyawan. Penelitian ini menggunakan metode penelitian kualitatif yaitu pengumpulan data wawancara mendalam dengan para mantan pegawai dan pegawai aktif perbankan. Peneliti juga melakukan diskusi kelompok terarah / FGD (Forum Group Discussion) diantara pegawai bank yang aktif dan mantan pegawai perbankan yang telah mengundurkan diri. Hasilnya, terdapat dua faktor utama yang menyebabkan berkurangnya jumlah karyawan bank konvensional di Indonesia. Pertama, faktor fisik yakni kemajuan teknologi pada era industri 4.0. Kedua faktor psikologis emosional, yakni meningkatnya pengetahuan dan keyakinan karyawan bank atas haramnya riba berdasarkan ajaran Islam.
The purpose of this study was to determine the strategies used by the management of Hendrosari Tourism Village in increasing the number of tourist visits. Hendrosari Village, located in Menganti District, Gresik Regency, East Java Province, has a Wista village called Eduwisata Lontar Sewu. Education, which has a tourism concept in the industrial era 4.0, is managed by Village-Owned Enterprises and Village Community Economic Business Groups under the coordination of the local Village Government. This tour relies on tourist attractions with instagramable photo spots. Besides, they also provide playgrounds for children and various local village culinary delights. This research is a descriptive study with qualitative data. The technique of collecting data was done by interviewing, observing, and documenting the informants using purposive sampling technique. Tourism product development strategies that can be carried out are in the form: 1) Developing instagramable photo spots by increasing the number of photos and visitors published on Instagram, Facebook, and YouTube. 2) Developing tourism vehicles by providing new tourism vehicles in the form of an All-Terrain Vehicle in existing tourist areas. 3) Arrange traders around tourist attractions to be tidier, cleaner, and more orderly. 4) Increase the enthusiasm of YouTubers to neutralize tourist attractions.
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