“…The value of effective spin-polarization of Co 60 Fe 20 B 20 at 4.2 K, P ¼ 58.1%, can be deduced from the Jullie`re's formula [11], due to which there is no contribution to TMR ratio from the amorphous Al-O band structure besides both Co 60 Fe 20 B 20 electrodes [12]. Such effective spin polarization in the amorphous alloy of Co 60 Fe 20 B 20 is higher than the experimental data of 50-52% for the Co 50 Fe 50 , Co 60 Fe 40 , and Co 84 Fe 16 alloys, measured at 0.2 K by Parkin et al [13], and Co 75 Fe 25 measured at 4.2 K by Han et al [5] Further more, low-junction resistance-area product RS of 4.6 kO mm 2 , small coercivity H C ¼ 25 Oe, and relatively large bias-voltage-at-half-maximum TMR with the value V 1/2 greater than 500 mV at RT had been achieved in such Co-Fe-B SBMTJs. Fig.…”