Purpose This study aims to uncover the determinants of Islamic financial inclusion in Indonesia. Design/methodology/approach This study uses the analytic network process (ANP) to gather expert opinions and responses from academics, regulators and practitioners. Findings The ANP analysis discovered that the level of Islamic financial inclusion in Indonesia is influenced by two main drivers: the supply and the demand. The demand factors for Islamic financial inclusion, ranked based on their level of significance, are as follows: financial literacy (0.27), religious commitment (0.22), socioeconomic factor (0.19) and social influence (0.17), respectively. From the supply side, primary catalysts for Islamic financial inclusion based on their level of importance are human capital (0.32), product and services (0.24), infrastructure (0.18) and policies and regulation (0.17), respectively. Research limitations/implications The present study does not include the Islamic insurance sector in its determinant framework of Islamic financial inclusion in Indonesia. Practical implications This study serves as a reference for regulators in formulating appropriate policy strategies to strengthen the Islamic financial inclusion in Indonesia. Originality/value This study is a pioneer attempt to identify distinctive factors that influence the level of Islamic financial inclusion in Indonesia by analyzing expert opinions from diverse groups of Islamic finance stakeholders.
This study aims to analyze the influence of product quality, price, and promotion of purchasing decision in Indonesia. The data used taken from some Indonesian people who usually drink local tea. The purposive sampling method used in the selection of respondents involving ninety-two people. The results of this study partially indicate that quality had a significant and positive effect on purchasing decisions by sixty percent. Price had a significant and positive effect on purchasing by forty-two percent. The promotion had a significant and positive effect on purchasing decisions by fifty percent. Simultaneously, the quality, price, and promotion significantly affected the purchase decision by seventy-two percent
Research on student confidence has been done a lot, but the focus in the field of personal learning models has not been found. This study aimed to determine the strengthening of personal learning models in developing student self-confidence. A total of 688 students were recruited as research samples using questionnaires as data collection techniques, and analyzed using simple linear regression. This research found that personal learning models can significantly develop students' self-confidence in Islamic Religious Education subjects. The personal learning model used by the teacher is quite strong in overcoming students' self-confidence in learning Islamic religious education. Predictable, if the personal learning model is maximally applied by Islamic religious education teachers in learning, to be "strong" for increase the self-confidence of students in learning Islamic religious education. This study concludes that the teacher's personal learning model can develop students' self-confidence in learning Islamic religious education. The findings of this study develop students' self-confidence theories by applying personal learning models in teacher education activities. In addition, opening a discussion room is very intense for other researchers in developing the self-confidence of students in the learning of Islamic education in schools.
This study aims to explore the efforts of madrasah teachers to internalize Islamic values in developing students' actual morals. Using a case study research by conducting in-depth interviews with 8 madrasah tsanawiyah teachers and analyzing them with data cleaning, transcripts, coding and categorization, and interpretation. This research resulted in: First, duha sunnah and fardhu prayer in congregation, and get used to respect the teacher, to manage the syahwiya power of students, resulting in "iffah" which gave birth to the morals of jud, syakha', qana'ah, amanah, zuhud, rahmah, hilm, and al-afwu. Second, get used to dzikrullah, and accustom shiyam sunnah, to curb the hammiya power of students, resulting syaja'ah, ‘adalah, ihsan, insyaf, rahmah, and hilm. Third, get used to muhadharah activities, and Islamic integrative learning, to educate students' powers of mufakkara, thus giving birth to wisdom and fathanah behavior. It can be concluded that the internalization of Islamic values in developing students' actual morals is duha sunnah and fardhu prayer in congregation, get used to respect the teacher, get used to dzikrullah, accustom shiyam sunnah, muhadharah activity, and Islamic integrative learning, to curb the spiritual power of shahwiya, manage power of hammiya, and educating students powers of mufakkara, thus giving birth to the behavior of' iffah, jud, syakha', qana'ah, amanah, zuhud, rahmah, hilm, al-afwu, syaja'ah, 'adalah, ihsan, insyaf, mujahadah, sabr, wisdom, and fathanah. The results of this study have implications for the theory of "Islamic moral development" which can be applied to all madrasah education in Indonesia and the Islamic world.
ABSTRAKWaduk Jatiluhur merupakan waduk terbesar dan multiguna. Negara Indonesia, saat ini dihadapkan pada permasalahan mengenai kualitas dan kuantitas sumber daya air, terutama permasalahan pencemaran air. Dalam penelitian ini telah dilakukan antara lain analisis status mutu air dan analisis dampaknya terhadap ancaman proses bisnis vital (critical business process), khususnya berkaitan dengan pengelolaan sumber daya air. Lokasi penelitian dilaksanakan di Perum Jasa Tirta II sebagai otoritas Waduk Jatiluhur. Data yang digunakan dalam penelitian ini adalah data primer dari kegiatan penelitian lapangan yang diambil melalui pengambilan sampel yang dilakukan di Perairan Waduk Jatiluhur dan Perairan Daerah Aliran Sungai (DAS) setelah outlet Waduk Jatiluhur dengan mengacu kepada ukuran parameter kualitas air standar mutu laboratorium. Alat analisis yang digunakan adalah metode Storet dan Analisis Dampak Bisnis. Parameter kimia yang di atas ambang batas baku mutu adalah: oksigen terlarut, besi (Fe), mangan (Mn), seng (Zn), nitrit (NO 2 -N), nitrat (NO 3 -N), sulfat (SO 4 ), khlorida (Cl), sulfida sebagai H 2 S, KOB (BOD 5 ), dan KOK (COD). Kondisi kualitas air dapat dikatakan telah tercemar berat (kategori D) oleh kegiatan antropogenik yang ada di hulu sungai Citarum dan di sekitar perairan Waduk Jatiluhur. Kondisi ini dapat mengancam dan berdampak negatif terhadap infrastruktur waduk, bisnis vital, ketersediaan air minum dan air irigasi serta mengancam biota air lainnya.Kata kunci: Kualitas air, pencemaran, sumber daya air, waduk Jatiluhur, metode storet ABSTRACTThe Jatiluhur Reservoir is the largest and multipurpose. Indonesia, currently faced with problems regarding the quality and quantity of water resource especially pollution problems. In this research has been conducted an analysis of the status of water quality and analysis of their impact on the threat to vital business process, especially with regard to management of water resources. The location research carried out at Perum Jasa Tirta II as the authority of Jatiluhur Reservoir. The data used in this research is primary data from the obtained field research activities through the sampling conducted at Jatiluhur reservoir water and the waters of river basin (DAS) after the Jatiluhur Reservoir outlet with reference to size the parameters of water quality using laboratory quality standard. The Analytical tools used are the method Business Impact Analysis and Storet. Chemical parameters above the quality standard limits are: dissolved oxygen, ferro (Fe), manganese (Mn), zinc (Zn), nitrite (NO2-N), nitrate (NO3-N), sulphate (SO4), chloride (Cl), sulfide (H2S), BOD5, and COD. Condition of water quality can be said to have been classified as heavily polluted (category D) by anthropogenic activities that are in the upper reaches of the river Citarum and around Jatiluhur Reservoir waters. These conditions can threat and negatively impact vital business of the infrastructure, reservoirs, the availability of drinking water and irrigation water and other water biota.
I n t e r n a t i o n a l J o u r n a l o f N u s a n t a r a
Latar Belakang Status gizi adalah ekspresi dari keadaan keseimbangan dalam bentuk variabel tertentu atau perwujudan nutriture dalam bentuk variabel tertentu, status gizi optimal adalah keseimbangan antara asupan dan kebutuhan zat gizi. Metode; penelitian yang digunakan adalah deskriptif analitik menggunakan pendekatan analisis regresi berganda, dengan jumlah sampel 30 responden. Hasil; tidak ada pengaruh yang signifikan antara pola asuh orang tuaterhadap status gizi anak sekolah dasar didapatkan nilai 0. 551>0,05. Kesimpulan; bahwa tidak ada pengaruhnya pola asuh orang tua terhadap status gizi anak sekolah dasar. Dalam pengembangan informasi yang mempunyai kontribusi terhadap ilmu pengetahuan khususnya dalam pendidikan keperawatan tentang status gizi pada anak.
Salah satu alat bantu atau perangkat lunak penyusunan dokumen yang populer digunakan di Indonesia adalah Microsoft Word (MS Word). Dari sisi fitur dan fasilitas, MS Word sudah cukup lengkap untuk digunakan sebagai alat untuk membantu penulisan. Sayangnya, banyak dosen belajar menggunakan MS Word secara otodidik, sehingga beberapa fasilitas terutama membuat daftar isi, daftar gambar dan daftar tabel otomatis belum termanfaatkan sehingga dalam menyusunan dokumen kurang efisien, kurang cepat atau hasilnya kurang rapi. Sementara untuk daftar pustaka otomatis memanfaatkan fasilitas dari aplikasi mendeley, mendeley adalah perangkat lunak pengelola sitasi atau referensi. Dengan perangkat lunak ini, penulis dapat mengelola sumber-sumber bacaan yang digunakan sebagai referensi atau acuan dalam menyusun tulisannya. Penggunaan Mendeley juga dapat terintegrasi dengan MS Word sehingga sangat memudahkan bagi penulis untuk setiap karya ilmiahnya. Tujuan diadakan kegiatan pelatihan ini adalah untuk membantu dosen agar dapat memanfaatkan fasilitas yang disediakan oleh perangkat lunak MS-Word secara maksimal dan sitasi serta referensi pada mendeley sehingga penulisan karya ilmiah dapat dilakukan dengan lebih mudah, cepat dan efisien. Dari hasil pelatihan diperoleh bahwa pelatihan yang dilaksanakan dapat menambah pengetahuan dan solusi terhadap pemanfaatan fasilitas pada Ms. Word dan Mendeley dengan rata-rata penilaian 4,2 atau lebih dari Puas. Penulis berharap dengan diadakannya pelatihan ini, Dosen dilingkungan Fakultas Teknik dapat memanfaatkan fasilitas yang ada pada Ms. Word dan sitasi / referensi dari mendeley dan dapat mengajarkannya kepada mahasiswa bimbingan tugas akhirnya. Kata kunci—Pelatihan, Ms.Word, Mendeley, Dosen, Karya Ilmiah
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