The role of access to finance from different finance providers in production risks of horticulture in Indonesia

Wulandari, Eliana; Meuwissen, M.P.M.; Karmana, Maman H.

doi:10.1371/journal.pone.0257812

Cited by 9 publications

(4 citation statements)

References 41 publications

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“…The decrease in the number of tourists impacts companies in the tourism sector, also affecting a drastic reduction in revenue and operating profits [63]. Many financing sources for business development can be accessed by surrounding business actors including income from tourism [64].…”

Section: Economic Dimension Sustainability Statusmentioning

confidence: 99%

Community-Based Agro-Ecotourism Sustainability in West Java, Indonesia

et al. 2023

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Community-based agro-ecotourism is a tourism activity that utilizes the agricultural, natural, and cultural potential of environmentally friendly rural communities as tourism objects whose management is carried out by the local community. This study analyzes the sustainability and sensitivity of attributes that affect community-based agro-ecotourism in West Java. The study used a survey method of 237 agro-tourism actors spread across five tourist villages. The five tourist villages were selected purposively to represent the diversity of agricultural commodities and the zoning of West Java’s strategic crossroads. Data were analyzed using Multi-Dimensional Scaling in the Rapid Appraisal-agro-ecotourism technique (Rap-Agro-ecotourism). The results showed that community-based agro-ecotourism in West Java was sufficiently sustainable. The social dimension sustainability index has the highest score, while the technology dimension sustainability index has the lowest score. The most sensitive attributes affecting the sustainability of community-based agro-ecotourism in West Java are the number of tourist visits, availability of transportation facilities and infrastructure, cooperation with outsiders, preservation of agricultural businesses, waste management, and cultural arts festivals. This study contributes to the sustainability of community-based agro-tourism comprehensively through economic, social, cultural, institutional, ecological, and technological dimensions, so it is expected that adding literature on agro-ecotourism and become input material in the formulation of agro-ecotourism-based rural development policies, especially in West Java.

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Section: Economic Dimension Sustainability Statusmentioning

confidence: 99%

Community-Based Agro-Ecotourism Sustainability in West Java, Indonesia

et al. 2023

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“…Natural resources such as the availability of water and water sources, land control is getting narrower [35,67]; topographic conditions [15], climate change [34,68], environmental services [21], and biodiversity [21,55]. Physical capital is like the infrastructure of roads, markets, irrigation, communication networks, and internet networks [47], agricultural tools and machinery, and access to agricultural technology [69] Financial capital is like a source of income [18], remittance [68], credit access [11,47,68], and sources of capital [49].…”

Section: The Relationship Of Household Capital Of Rice Farmers To The...mentioning

confidence: 99%

Livelihood Diversification of Rice Farmer Households in Indramayu District, West Java, Indonesia

Ambarsari,

Sulistyowati,

Insan Noor

et al. 2023

Sylwan

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Rice farming households with limited capital often employ various strategies to diversify their livelihoods for life sustenance. Therefore, this study aims to determine the effect of the household capital of rice farmers on livelihood diversification in Indramayu District. A survey method was utilized and data were obtained from 214 rice farming households, which were selected using the proportional simple random sampling technique. The data obtained in this study were analyzed using the partial least square method. The results showed that the household capital of rice farmers had a positive and significant effect on livelihood diversification. Based on the findings, government policy recommendations had been prioritized, focusing on physical capital through the provision of agricultural tools and machinery. The government must also prioritize natural, financial, social, and human capital by anticipating climate change, increasing support for capital sources, fostering social networks, and improving farming skills, respectively.

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“…If one of the business fields loses, the other business fields are expected to provide benefits, especially if the type of business financing is the agricultural sector. The agricultural business is risky because it is related to external factors that humans cannot control, such as weather, disease attacks and uncertain commodity prices [70,71].…”

Section: Plos Onementioning

confidence: 99%

Transformation of financial institutions grants from the government to inclusive financial institutions in Indonesia

Darwis¹,

Rachmawati²,

Muslim³

et al. 2023

PLoS ONE

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Low-income communities have limited capital and access to money or loans from formal financial institutions. To solve the problems, the government provides solutions, one of them is by forming a microfinance program, namely Rural Agribusiness Business Development (PUAP). PUAP program is one of the grant activities to farmer group association (Gapoktan) with a total capital assistance of IDR 100 million. The problem with the 52,186 Gapoktan units that participated in PUAP activities, only 7,703 units (15%) were transformed into Agribusiness Microfinance Institutions (LKMA). This paper differs from others as it briefly explains the PUAP/MFI’s institutional transformation and the factors that affect its sustainability, which is so far still limited discussed. The paper aims to see what transformations Gapoktan becomes an inclusive LKMA and the level of sustainability of the LKMA. The research was conducted in Kendal Regency, Central Java- Indonesia, in 2022 on 5 LKMA. The process of transforming LKMA into an inclusive financial institution is analyzed descriptively. LKMA sustainability levels were analyzed using a multidimensional scaling (MDS) approach with the Rapfish application. So far, MDS with the Rapfish application is still very limited for microfinance analysis. MDS analysis is employed because it is relatively simple and effective for looking at sensitive attributes in improving sustainability and generating leverage attributes that can be used for policy-making. The result study shows that the transformation of PUAP into LKMA is driven by the ability to improve legality, financial governance and diversify the customer’s business field. The five LKMAs have a sustainability status of ’sufficient’ in running their business, with an index value of more than 50%. The study recommends 1) the Indonesian government could assist LKMA in improving its legality and 2) LKMA’s management should get training by experts to improve its financial capability to manage the cost saving.

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The role of access to finance from different finance providers in production risks of horticulture in Indonesia

Cited by 9 publications

References 41 publications

Community-Based Agro-Ecotourism Sustainability in West Java, Indonesia

Community-Based Agro-Ecotourism Sustainability in West Java, Indonesia

Livelihood Diversification of Rice Farmer Households in Indramayu District, West Java, Indonesia

Transformation of financial institutions grants from the government to inclusive financial institutions in Indonesia

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