Analysing farmer knowledge of the requirements of finance providers can provide valuable insights to policy makers about ways to improve farmers’ access to finance. This study compares farmer knowledge of the requirements to obtain finance with the actual requirements set by different finance provider types, and investigates the relation between demographic and socioeconomic factors and farmer knowledge of finance requirements. We use a structured questionnaire to collect data from a sample of finance providers and farmers in Java Island, Indonesia. We find that the most important requirements to acquire finance vary among different finance provider types. We also find that farmers generally have little knowledge of the requirements, which are important to each type of finance provider. Awareness campaigns are needed to increase farmer knowledge of the diversity of requirements among the finance provider types.
Purpose Access to finance is an important condition for the development of agriculture and the farms’ performance. The purpose of this paper is to analyse the association between the technical efficiency of horticultural farms and access to finance from different finance providers. Design/methodology/approach Data were collected from 434 farmers who produce mango, mangosteen, chili and red onion in Indonesia. Data were subsequently analysed using data envelopment analysis and bootstrap truncated regression. Findings The results show that commercial credit from banks and in-kind finance provided through farmers’ associations have a positive association with the technical efficiency of some types of horticultural farms. Commercial credit from micro finance institution and flexible payment of inputs to the agricultural input kiosk generally have negative associations, especially with the technical efficiency of mangosteen farms. Subsidised credit from banks and in-kind finance from traders have both positive and negative associations with the technical efficiency of the horticultural farms. Originality/value This study adds to the existing literature by analysing access to finance from a broader range of finance providers and its relation to technical efficiency.
ABSTRAK Pertanian di Provinsi Jawa Barat memiliki potensi yang besar, tapi kini sektor tersebut sudah bukan lagi menjadi sektor unggulan. Oleh karena itu, tujuan dari penelitian ini yaitu mengidentifikasi kabupaten/kota di Jawa Barat yang merupakan daerah dengan basis pertanian, serta mengidentifikasi daerah yang berperan untuk dapat memacu pembangunan pertanian di Provinsi Jawa Barat. Penelitian ini menggunakan metode deskriptif kuantitatif, dengan penggunaan data sekunder berupa data time series dari tahun 2013-2017 untuk data PDRB Jawa Barat dan PDRB kabupaten/kota se-Jawa beserta laju pertumbuhannya, serta data pendapatan per kapita Jawa Barat dan pendapatan per kapita kabupaten/kota se-Jawa Barat. Sedangkan analisis yang digunakan yaitu analisis Location Quotinet dan Tipologi Klassen. Hasil penelitian ini menunjukkan bahwa terdapat 14 kabupaten/kota di Jawa Barat merupakan daerah dengan basis pertanian, yaitu: Sukabumi,
ABSTRAK Kebijakan insentif dan disinsentif nampaknya belum ideal menjadikan petani padi mengendalikan alih fungsi lahan. Hal ini menuntut respon petani terhadap kebijakan insentif dan disinsentif yang diinginkan agar terciptanya kesesuaian antara keinginan pemerintah dan petani. Tujuan penelitian untuk mendeskripsikan karakteristik petani padi dan menganalisis respon petani terhadap kebijakan insentif dan disinsentif. Metode penelitian yaitu penelitian kuantitatif dengan jumlah responden 206 petani padi dan teknik sampel proporsionate stratified random sampling. Metode analisis karakteristik petani menggunakan analisis statistik deskriptif serta respon petani terhadap kebijakan insentif dan disinsentif menggunakan skala likert. Hasil penelitian menunjukkan karakteristik petani yaitu umur petani tergolong kelompok umur produktif; sebagian besar petani menempuh pendidikan hingga tingkat SD; petani memiliki pendapatan rendah dalam satu musim tanam yaitu Rp. 1.607.000,-; mayoritas petani termasuk dalam kategori luas lahan garapan sempit seluas 0,23 ha; Rata-rata jumlah tanggungan keluarga sebanyak 3 orang; segi pengalaman bertani memiliki ilmu dan pengalaman yang sudah cukup; dan status lahan yang mendominasi yaitu lahan sakap. Respon petani terhadap kebijakan insentif dan disinsentif rata-rata petani sangat setuju dengan kebijakan insentif dan setuju dengan kebijakan disinsentif serta sosialisasi LP2B yang tergolong cukup rendah. Kata kunci: respon, insentif, disinsentif, konversi lahan ABSTRACT It seems that the incentive and disincentive policies are not yet ideal to make rice farmers control land conversion. This requires the response of farmers to the incentive and disincentive policies that are desired in order to create a match between the wishes of the government and farmers. The purpose of the study was to describe the characteristics of rice farmers and analyze the response of farmers to incentive and disincentive policies. The research method is quantitative research with the number of respondents 206 rice farmers and the proporsionate stratified random sampling technique. The method of analyzing farmers 'characteristics uses descriptive statistical analysis and farmers' responses to incentive and disincentive policies using a Likert scale. The results showed the characteristics of farmers, namely the age of farmers classified as productive age groups; most farmers take education up to elementary school level; farmers have a low income in one growing season, which is Rp. 1,607,000; the majority of farmers are included in the narrow area of arable land area of 0.23 ha; The average number of family dependents is 3 people; in terms of farming experience having sufficient knowledge and experience; and the dominating land status is sakap land. Farmers responses to the incentive and disincentive policies on average farmers strongly agree with the incentive policy and agree with the disincentive policy and the socialization of LP2B which is quite low.
This paper aims to investigate the association between perceived production risk of horticultural farms and access to finance from different finance providers. The collection of data was conducted among 434 farmers in Indonesia particularly farmers produced mango, mangosteen, chili and red onion. Production risk was measured by the coefficient of variation, skewness, kurtosis and the 25th percentile. Depending on the risk measure, a lower production risk was found for commercial credit from banks and flexible payments of inputs to kiosks. Conversely, we did not find any lower production risk associated with finance provided by farmers’ associations and other sources such as family and friends. Results of this study are useful for policy makers, finance providers and supply chain actors in agriculture. For policy makers, the results of this study can help in designing policy to enhance farmers’ access to finance, whereas finance providers and supply chain actors, such as traders, obtain insight into whether their financial provisions effectively reduce production risk.
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