“…This framework places poor households at the center of the development process and starts with their capabilities and assets, rather than just their problems (Scoones, 1998). While the urban poor may not have cash savings, they often have access to other assets, such as their labor, health, knowledge, skills, friends, and family, and the natural resources around them, which combined constitute a stock of capitals (Narayan & Pritchett, 1999). People's livelihoods are dependent on their access to different types of capital, including financial, natural, human, physical, and social.…”