This paper aims to study the flow of legislation and transformation of Islamic banking law in the national legal system or legislation in Indonesia. The research method used is normative legal research with a statutory approach and historical approach. The results of the discussion showed that the flow of legislation and transformation of Islamic banking law in Indonesia can be divided into four phases, namely the free phase of Islamic values when law No. 14 of 1967 on Banking Fundamentals, then the phase of the introduction of a revenue sharing system with the issuance of Law No. 7 of 1992 on Banking, then the advanced phase with the form of affirmation of the existence of Islamic Banks through Law No. 10 of 1998 on Amendments to Law No. 7 of 1992 on Banking , after that until the phase of refinement or purification with the presence of Law No. 21 of 2008 on Islamic Banking.Keywords: Legislation; Legal Transformation; Islamic Banking Law AbstrakTulisan ini bertujuan untuk mengkaji alur legislasi dan transformasi hukum perbankan syariah dalam sistem hukum nasional atau perundang-undangan di Indonesia. Metode penelitian yang digunakan adalah penelitian hukum normatif dengan pendekatan perundang-undangan dan pendekatan historis. Pengkajian yang dilakukan menunjukkan bahwa alur legislasi dan transformasi hukum perbankan syariah di Indonesia dapat dibagi menjadi beberapa fase, yakni fase bebas nilai Islam ketika berlaku Undang-undang No. 14 Tahun 1967 tentang Pokok-pokok Perbankan, dilanjutkan fase pengenalan sistem bagi hasil dengan dikeluarkannya Undang-undang No. 7 Tahun 1992 tentang Perbankan, kemudian fase lanjutan dengan bentuk penegasan keberadaan Bank Syariah melalui Undang-undang No. 10 Tahun 1998 tentang Perubahan atas UU No. 7 Tahun 1992 Tentang Perbankan, setelah itu sampai pada fase penyempurnaan atau pemurnian dengan hadirnya Undang-undang No. 21 Tahun 2008 tentang Perbankan Syariah.Keywords: Legislasi; Transformasi Hukum; Hukum Perbankan Syariah
Para ulama Indonesia dalam menyikapi zakat perusahaan belum mencapai kesatuan pemikiran (unity of thought). Kelompok pertama memilih untuk mendefinisikan zakat dalam arti sempit, bahwa subyek zakat (muzakki) secara umum hanya diwajibkan kepada seorang muslim yang sudah mukallaf, merdeka, dan memiliki kekayaan dalam jumlah dan syarat-syarat tertentu. Sementara kelompok kedua mengatakan bahwa zakat harus diartikan secara luas, bahwa perusahaan bisa memiliki arti syakhṣiyyah i'tibāriyyah (badan yang disetarakan dengan individu/orang), dan dapat diwajibkan untuk mengeluarkan zakat. Zakat perusahaan sendiri telah diakomodir di dalam Pasal 1 angka 5 Undang-undang Nomor 23 Tahun 2011. Bahkan Baznas sebagai lembaga yang ditugaskan oleh pemerintah untuk menerima dan mendistribusikan zakat juga telah memfasilitasi perusahaan yang ingin mengeluarkan zakatnya. Oleh karena itu perlu diperjelas tentang bagaimana sebenarnya kedudukan perusahaan sebagai subjek zakat menurut tinjauan fikih maupun peraturan perundangan.
Salah satu perbedaan utama antara bank konvensional dengan bank syariah terletak pada akadnya, bahwa bank konvensional memakai kontrak hutang dengan bunga yang diharamkan sedangkan bank syariah hanya menggunakan akad-akad yang diperbolehkan oleh Islam. Dalam setiap akad tersebut, terdapat berbagai klausul yang mengatur hal-hal yang berkaitan dengan akad, salah satunya adalah klausul force majeure, yaitu klausul tanggap bencana atau musibah yang bersifat preventif untuk mengantisipasi hal-hal yang tidak diinginkan. Sayangnya, saat ini klausul force majeure tersebut sepenuhnya mengacu kepada hukum perdata dan kontrak konvensional, dan belum ada aturan spesifiknya dalam Islam. Oleh karena itu, perlu ada kajian khusus untuk mengetahui bagaimana tinjauan hukum ekonomi syariah terhadap klausul force majeure tersebut.Kata Kunci : Force Majeure, Hukum Perdata
Penelitian ini bertujuan untuk membandingkan unsur maslahah dan mafsadah dalam pembebasan hak milik atas tanah untuk pelebaran jalan menuju bandara Syamsudin Noor Landasan Ulin Banjarbaru. Penelitian ini tergolong penelitian normatif yang didukung dengan data empiris. Data dalam penelitian ini penulis kumpulkan melalui observasi dan wawancara, serta kemudian dianalisis secara deskriptif menggunakan grafik Maslahah Mursalah Lahsasna. Hasil penelitian berdasarkan data yang diperoleh di sini menunjukkan bahwa derajat maslahah dalam praktik pembebasan tanah untuk pelebaran jalan menuju bandara Syamsudin Noor ini lebih besar dibandingkan mafsadahnya. Dengan demikian, praktik tersebut dapat disyariatkan dan dihukumi mubah. This study aims to compare the elements of maslahah and mafsadah in the acquisition of land ownership rights for widening the road to Syamsudin Noor Airport, Landasan Ulin Banjarbaru. This research is classified as normative research which is supported by empirical data. The data in this study were collected through observation and interviews, and then analyzed descriptively using Lahsasna’s Maslahah Mursalah charts. The results of the study based on the data obtained indicate that the degree of maslahah in the practice of land acquisition for widening the road to Syamsudin Noor airport is greater than the mafsadah. Thus, the practice can be prescribed and judged permissible.
In 2021, the Indonesian Constitutional Court decided conditionally unconstitutional in the review of the Job Creation Law. It was among a few decisions made by the Constitutional Court to accept a formal review, even if some dissenting opinions followed it. While the decision has largely influenced a wide array of regulatory laws because the Job Creation Law adopts the omnibus law model, the pivotal issue in this paper rests on the legal basis for investment in Indonesia after this decision. Firstly, it enquired whether the Constitutional Court exceeded its power for a procedural judicial review against the Job Creation Law. Second, it discussed the legal basis for investment in Indonesia after the Constitutional Court's Decision No. 91/PUU-XVIII/2020. Using normative research, the results showed that with the conditional unconstitutional decision, the Indonesian investment world would experience legal uncertainty for the next two years, especially new businesses, licensing, and investments with the enactment of the Job Creation Law. In particular, if the legislative branch failed to improve this law over two years, businesses, licensing, and investments in Indonesia might have no legal basis, resulting in the uncertain situation of the government’s desire to realize the friendly investment.
This research is a systematic literature review study which aims to find out the extent of studies conducted by university students in Indonesia related to Cash Waqf Linked Sukuk (CWLS) by focusing on the preparation of final assignments such as Thesis and Dissertation. The method used consists of three stages, namely collection, assessment, and presentation. The results of this study indicate that there are 11 final assignments that discuss Cash Waqf Linked Sukuk (CWLS) problems in universities throughout Indonesia. The writing of this final project has been started since 2019 and will reach its peak in 2021. From the many universities in Indonesia, students of UIN Syarif Hidayatullah Jakarta are the most enthusiastic in making Cash Waqf Linked Sukuk (CWLS) a study in their final project. Until now, studies of Cash Waqf Linked Sukuk (CWLS) in universities in Indonesia have concluded that Cash Waqf Linked Sukuk (CWLS) is basically in line with Islamic masqashid and does not conflict with positive law and Islamic law. Cash Waqf Linked Sukuk (CWLS) funds can also be used for various social purposes such as natural disaster recovery programs, community empowerment, procurement of health facilities, to financing MSMEs during the pandemic. In the future, Cash Waqf Linked Sukuk (CWLS) has a great opportunity to continue to grow in Indonesia. However, there are several factors that need to be considered in order to maximize this opportunity, including literacy, religiosity, income, and accessibility factors.
This paper aimed to analyze the application of qiyas method in the prohibition of tawarruq transactions through qiyas tawarruq with bai' al-‘înah. This paper was qualitative research with a type of normative law research using conceptual approach. The results of paper showed that the application of the pillars of qiyas in qiyas tawarruq with bai' al-‘înah namely: bai' al-‘înah as ashl, tawarruq as far', the prohibition of bai' al-‘înah practice as hukm al-ashl and the main motive of the transaction in the form of obtaining cash (liquidity) instead of owning goods (commodities) with the mechanism of buying and selling and debt that represents hilah ribawiyah is as 'illat. Therefore, as is the prohibition against bai' al-‘înah, as it also applies to tawarruq. However, there is also a difference between bai' al-‘înah and tawarruq on the grounds of differences between the parties who make the second purchase, and some allow tawarruq on the condition that there is an urgent need or no agreement with a third party. Thus, it is very important in positioning ushul fiqh relevant to contemporary economy and finance, because the muamalah in Islam has flexibility, elasticity and openness to the development of the times.
This study aims to analyze the perception of the Banjarmasin ulema towards the BNI Emas iB Hasanah product offered by BNI Syariah. This research is qualitative field research with a case study approach. The authors collected primary data through structured interviews with five Banjarmasin scholars, to be analyzed using descriptive techniques. The results showed that one of the five scholars who became the object of this research stated that the product was haram because gold is a usury item that cannot be the object of buying and selling installments, while four of the five scholars agreed that the use of installment buying and selling contracts in gold transactions as practiced by BNI Syariah on the BNI Emas iB Hasanah product, the law is permissible because the gold in this product is a commodity item that can be an object of buying and selling according to the direction of the DSN Fatwa Number 77 of 2010 concerning the Sale and Purchase of Gold in Cashless.Keywords: BNI Syariah; BNI Emas iB Hasanah; Banjarmasin Ulama's Perception.
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