In contrast to banking-based financial institutions, regulations or regulations governing risk management and supervision of Islamic microfinance institutions with cooperative legal entities (BMT) are still minimal and still very weak. BMT as a microfinance institution only relies on internal regulations. This study aims to determine the implementation of liquidity risk management in BMT Maslahah. This study concluded that liquidity risk management at BMT Maslahah is managed professionally and neatly with layered supervision. the risk management process includes identification, measurement, monitoring and control carried out systematically with good risk management standards
This article aims to reveal the reflection of the Qur'an on the oppressed group in the context of social inequality. Using the descriptive analytical approach in the various literature related to the subject of this research, whether in the form of primary sources such as the Qur’an and interpretations, as well as secondary sources in the form of books and articles, the results of the study found that the Qur'an's reflection of al-Mustadh'afin refers to a marginalized community, weak, oppressed, and powerless groups both culturally and structurally. In the context of social inequality, the poor, orphans, beggars, and slaves are al-Mustadh'afin groups. The effort to liberate the al-Mustadh'afin from all forms of discrimination, oppression, and exploitation that leads to social inequality is a vision of Islamic teachings. In the context of the Indonesian state, Pancasila and the 1945 Constitution are the two supporting pillars that are in line with the spirit of the Al-Qur'an's alignment with al-Mustadh'afin. Thus, the defense of al-Mustadh'afin in the context of social inequality can be done by maximizing the role of government, agencies, and social institutions.
Islamic boarding school is a place in structuring characters and developing humans as a whole that can create advantages for surroundings. The purpose of this research is to reveals the materials and resources used in structuring characters in the Islamic boarding schools Suryabuana in forming virtuous ethical considerate Moslem generation. The methods of this study is field research. The results show that (1) the eschatological doctrine al-Ghazali is already internalized in the form of curriculum and teaching materials in the Islamic boarding school of Suryabuana. (2) the Islamic boarding schools of Suryabuana implies the doctrine of al-Ghazali eschatology through religious activities such as wirid, tahlil, mujahadah, and other forms of worships including spiritual science of mukasyafah and mu'amalah. AbstrakPondok pesantren sebagai tempat dalam penanaman karakter dan sarana membangun manusia yang sempurna, yang bisa menciptakan kebaikan diling kungannya. Tujuan penelitian ini adalah pada materi-materi dan sumber-sumber pena naman karakter yang digunakan di pondok pesantren Suryabuana dalam membentuk generasi seorang muslim ahli ibadah, beretika, dan peduli sosial. Metode yang digunakan dalam penelitian ini adalah field research. Hasil penelitian ini menunjukkan bahwa (1) doktrin eskatologi al-Ghazali sudah termanifestasikan dalam bentuk kurikulum dan materi ajar di pondok pesantren Suryabuana. (2) Pondok pesantren Suryabuana mengimplikasikan doktrin eskatologi al-Ghazali lewat kegiatankegiatan keagamaan, seperi wirid, shalawat, tahlil, mujahadah, dan ibadah-ibadah lain, yang berkaitan dengan ilmu akhirat seperti ilmu mukasyafah dan ilmu mu'amalah.Kata Kunci: doktrin, eskatologi al-Ghazali, dan karakter.
The Covid-19 pandemic has impacted all sectors of life, such as changing religious behavior, the number of layoffs, online learning, restrictions on transportation modes. The purpose of this study was to determine the policies for handling the covid-19 outbreak in Semarang Regency and the maturity of community diversity in dealing with policies for handling the COVID-19 pandemic with a qualitative research approach. The results of this study indicate that (1) the policy for handling the covid-19 outbreak in Semarang Regency follows the central government policy, namely large-scale social restrictions,(2) the maturity of the community's religion in dealing with policies for handling the COVID-19 pandemic, including (a) good differentiation, religious behavior in responding to health protocol regulations by wearing masks, washing hands, or using hand sanitizers, keeping a distance in worship away from crowds. (b) dynamic religious life motivation, continuing to pray and implementing health protocols can reduce and even reduce Covid-19 sufferers, (c) consistent and productive implementation of religious teachings, continue to worship with health protocols such as tahlilan, yasinan, ma'tsurat, prayers congregations, holiday gatherings, birthdays of the apostles and other activities. (d) a comprehensive view of life, the community has a moderate perspective with mutual respect and appreciation. (e) an integral view of life, by reminding each other and quickly finding solutions when there are problems, (f) the spirit of seeking and serving God, the community is increasingly aware of the importance of maintaining health, cleanliness, and praying for the common good.
The COVID-19 pandemic has had a huge impact on all sectors of people's lives. One of the sectors that greatly affected was the economic sector. Micro, small, and medium enterprises are one part of the community's economic activities that are trying to stay afloat, although not infrequently some are forced to go out of business. The use of electronic commerce is a step for SMEs to survive. This study uses qualitative methods with descriptive data analysis and is equipped with a literature study. The result shows that the technique of marketing products and services using e-commerce is a survival strategy for MSMEs during the pandemic.
Permasalahan dari penelitian ini yaitu pemanfaatan dan pengambilan material sungai sebagai salah satu sumber pendapatan yang berujung pada kerusakan alam. Adanya aktivitas usaha jual beli batu sungai tersebut mendatangkan mudharat yang menyebabkan semakin berkurangnya material batu disekitaran sungai. Tujuan Penelitian ini adalah : 1) Untuk mengetahui bagaimana mekanisme jual beli batu sungai di Lingkungan Jambu tua, 2) Untuk mengetahui tinjauan hukum Islam terhadap jual beli batu sungai di Lingkungan Jambu Tua. Jenis penelitian ini menggunakan jenis penelitian kualitatif. Hasil penelitian menunjukkan bahwa pelaksanaan praktek jual beli batu sungai yang dilakukan oleh masyarakat Lingkungan Jambu Tua yakni masyarakat mengambil dan menjual batu-batuan di sungai dari dalam hingga ke pinggiran sekitar sungai dengan menggali sungai tersebut. Dalam pelaksanaan Praktek jual beli batu sungai di Lingkungan Jambu Tua dengan melihat dari segala manfaat dan mudharat yang ditimbulkan tidak boleh dilakukan dalam ketentuan hukum Islam karena pengambilan batu sungai yang berlebihan akan menyebabkan kerusakan pada sungai dan alam sekitarnya sehingga menimbulkan kemudharatan bagi masyarakat yang lain dan dalam praktek ini telah melanggar aturan dari pemerintah setempat untuk tidak mengambil batu di sekitar sungai tersebut berdasarkan aturan yang berlaku dan tidak sah dalam hukum syariat islam karena menjual barang yang dilindungi oleh pemerintah dan kegiatan tersebut menyebabkan kerusakan alam.
This study aims to determine the support of local governments in zakat management and whether there are differences in approaches, especially in collecting zakat using a comparative study between Barru Regency and Parepare City. The data used in the study were primary data obtained through interviews or direct consultations to both the leadership and employees of BAZNAS Barru Regency and Parepare City. The research was conducted to find out how the local government actually supports zakat management and how the methods used by each region in collecting zakat. Hypothesis testing is carried out by comparing Zakat Management by BAZNAS of Barru Regency with Parepare City, based on data and facts on the ground and from the results of research can conclude that zakat management in Parepare City can be said to have not received full local government support in contrast to Barru Regency which has full support from the local government by issuing Regional Regulation Number 9 of 2017 concerning Zakat Management with several regulations and technical policies governing the obligations of Muslim ASNs in withholding zakat 2.5 percent are the main points. a better method for zakat management.
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