Penelitian ini bertujuan untuk mengetahui faktor-faktor yang mempengaruhiperilaku kewirausahaan mahasiswa Jurusan Perbankan Syariah FakultasEkonomi dan Bisnis Islam IAIN Salatiga. Penelitian ini menggunakan variabelindependen pendidikan kewirausahaan, lingkungan dan kepribadian, sedangkanvariabel dependennya perilaku kewirausahaan. Populasi dalam penelitianini adalah mahasiswa Jurusan Perbankan Syariah S-1 Fakultas Ekonomi danBisnis Islam IAIN Salatiga angkatan 2012. Jumlah mahasiswanya adalah103. Pengambilan sampel dengan menggunakan random sampling. Teknikyang digunakan adalah analisis uji reliabilitas, uji validitas, uji asumsi klasikdan uji statistik. Pengujian hipotesis menggunakan uji t, uji F dan R. Hasilpenelitian ini menunjukkan bahwa Pendidikan Kewirausahaan, Lingkungandan Kepribadian secara bersama-sama (simultan) mempengaruhi PerilakuKewirausahaan. Akan tetapi jika secara individu Pendidikan Kewirausahaanberpengaruh positif dan signifikan terhadap Perilaku Kewirausahaan,Lingkungan berpengaruh positif tetapi tidak signifikan terhadap PerilakuKewirausahaan, Kepribadian berpengaruh positif dan signifikan terhadapPerilaku Kewirausahaan
The discussion in this paper covers: What is the motive for establishing zakat institutions in Pulosari, Jumoyo, Salam, Magelang? How is the collection mechanism? How is the distribution model? This research type was field research with data collection technique through observation, interview and documentation. The result of this research found that the distribution of productive zakat is done in three ways. First, model in kind, that BAZIS manager gave zakat as capital without having to return and without bond, Second, non-financial mudharabah model, the BAZIS manager gives goat breeding, if the goat gives birth to the child a mustahiq right while the indutility is returned to be distributed to other mustahiq. Third, al-qard al-hasan model, amil channeling zakat property in the form of capital to mustahiq with provisions for returning capital.
<span>Penelitian ini bertujuan untuk mengetahui pengaruh <em>sales promotion, advertising</em> dan <em>religiusitas </em>terhadap keputusan menabung di bank syariah dengan kepercayaan sebagai variabel moderating pada Bank syariah Indonesia KC Kudus. Dalam penelitian ini menggunakan metode kuantitatif dengan mengelola data primer dengan pengumpulan data kuesioner yang diberikaan kepada nasabah Bank syariah Indonesia KC Kudus dengan jumlah responden 100 nasabah yang diolah dengan menggunakan data SPSS versi 24 dan dianalisis menggunakan analisis regresi berganda, dengan analisis yang digunakan meliputi uji responden, uji instrument, uji asumsi klasik dan uji moderating. Berdasarkan hasil uji penelitian yang dilakukan yaitu: variabel <em>sales promotion</em> berpengaruh positif dan signifikan terhadap keputusan menabung. variabel <em>advertising</em> memiliki hasil yang negarif tidak signifikan terhadap keputusan menabung, dan variabel <em>religiusitas</em> memiliki hasil yang positif dan signifikan terhadap keputusan menabung. dan terdapat variabel moderating untuk memperkuat atau memperlemah variabel yang di uji. Kepercayaan dapat memperkuat adanya pengaruh <em>sales promotion</em> terhadap keputusan menabung, kepercayaan memperlemah hubungan advertising terhadap keputusan menabung, dan kepercayaan dapat memperkuat adanya hubungan <em>religiusitas</em> terhadap keputusan menabung.</span>
This study aims to determine the effect of price, product, promotion, and Islamic business ethics on purchasing decisions in new entrants' Muslim fashion businesses with intention-to-buy as an intervening variable. The indicators used are prices regarding prices, purchasing power, competitiveness, and price comparisons. Data processing is carried out through a quantitative approach with primary data collected through questionnaires with the following techniques simple random sampling with a sample of 90 respondents. Data analysis using SPSS application. Based on research results, it was found that price, product, promotion, and Islamic business ethics significant positive effects on purchasing decisions and intention to buy. As for the price and Islamic business ethics, significant positive effects on purchasing decisions by mediating buying intention, products, and promotions have a significant negative effect on purchasing decisions and cannot be mediated intention to buy. New entrants Muslim fashion businesses must make improvements from each of the determinants of the purchase decision to increase the existence to be more popular.
The purpose of this paper is to investigate the factors that influence the intention to buy halal cosmetics. This paper investigates the impact of subjective norms, attitudes, and religiosity on the intention to buy halal-certified cosmetics. The sample data used in this study were 202 respondents in Indonesia. SPSS is used to test the significance of the influence of independent variables. The test results show that attitudes, subjective norms, and religiosity have a positive and significant influence on buying intentions of halal-certified cosmetics. Muslim entrepreneurs can estimate the behavior of potential customers through this paper. As for academics, this paper can be used for further research by integrating religiosity in the Theory of Reason Action as a predictor influencing intention to purchase. Empirically this research is useful to increase understanding of the halal industry and consumer behavior.
This study was conducted to analyze the effect of Murabahah financing, Capital Adequacy Ratio, and Financing to Deposit Ratio on Profitability with non-performing financing as moderating variables in Indonesian Sharia Commercial Banks. This research was conducted to prove the influence of the dependent and independent variables. The research method used in this study is quantitative. Data analysis in this study is multiple linear regression analysis. This study uses annual secondary data from islamic commercial banks from 2015 to 2019. The data is using an Eviews9 application. The study results after the classical assumption test showed that the variables of Murabahah financing, CAR, FDR, and non-performing financing passed the test. The test results show that partially Murabahah, CAR, and FDR financing variables have a positive and significant effect on ROA. Non-performing financing can weaken the impact of Murabahah, CAR, and FDR financing on ROA. The implication of this research is the result of this study can be used as an effort to increase and further strengthen their performance to minimize the occurrence of non-performing financing, which affects the profitability of the islamic commercial bank.
The purpose of this study was to determine the effect of financial knowledge and trust on the interest of the millennial community in Semarang Regency to save in Islamic banks with the addition of a halal lifestyle as a moderating variable. This research is quantitative. This research uses the field research method. The samples used were 100 samples. The analysis method uses moderated regression analysis. The results of this study indicate that the financial knowledge variable has a positive but insignificant effect on people's interest in saving. The trust variable positively and significantly affects people's interest in saving. The halal lifestyle variable cannot moderate the influence of financial knowledge on people's interest in saving. The halal lifestyle variable cannot moderate the influence of trust on people's interest in saving.
This study aims to determine the effect of the promotion mix on the customer's decision to save. This study uses quantitative methods by processing primary data. Data collection techniques by distributing questionnaires given to customers of Bank Syariah Indonesia in Central Java. Samples were taken as many as 96 respondents with non-probability sampling technique. The data obtained were then processed using the SPSS 25 analysis tool. The results showed that advertising partially had a significant negative effect on customer decisions, while sales promotion, personal selling, direct marketing, and public relations variables partially had a significant positive effect on customer decisions. Together or simultaneously there is an influence between advertising, sales promotion, personal selling, direct marketing, and public relations on the customer's decision to save in Bank Syariah Indonesia (BSI). Researchers hope that BSI can improve promotional strategies, especially in advertising so that it is packaged as attractively as possible so that customers get more complete information, are interested, and then decide to become customers of Bank Syariah Indonesia
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