Purpose The Islamic rural banks have the potential to grow in Indonesia. It is important to learn and study the consumer behaviors toward the Islamic rural banks’ services to plan for future strategies. The purpose of this paper is to test the applicability of the theory of reasoned action in predicting the customers’ decision to use the Islamic rural banks’ services. Design/methodology/approach The descriptive and structural equation model analyses were used to analyze the data. A random sampling technique is adopted with a sample size of 180 consumers of the Islamic rural banks. There are variables to be tested such as Sharia system compliance, product knowledge on Sharia, promotion, services, attitude, subjective norms, intention and customer decisions to use the Islamic rural banks’ services. Findings The results found that the Sharia system compliance, promotion, services, attitude, subjective norms and intention variables have a significant effect on the use of services at Islamic rural banks. Only product knowledge on Sharia variable has been found to be insignificant. Originality/value The model can be used to prepare better strategies to attract more customers as well as increase public awareness toward Islamic rural banks’ products and services. The results are useful as a benchmark for policymakers to improve the establishment of Islamic rural banks particularly in Indonesia.

The purpose of this study is to analyze the feasibility of the financial and non-financial aspects of Mandiri tofu business. Data analysis methods used are qualitative (legal, environmental, market and marketing, technical and management and human resource aspects) and quantitative to analyze financial aspects through four investment criteria, namely NPV, IRR, Net B / C, payback period. Non-financial aspects of the legal aspect are unfeasible because the Business Ownership Permit only has a Letter of Submission of Land Tenure by Compensation. The management aspect isn’t feasible because this business doesn’t yet have a good financial record and doesn’t have an organizational structure. Environmental aspects aren’t feasible because it discharges its wastewater directly to the nearest river without special treatment. The financial analysis used NPV value obtained at Rp 109,897,985, Net B / C at 2.02, IRR at 49.26%, and payback period for three years and ten months eleven days on the first investment and NPV value obtained at Rp 66,127,532, Net B / C is 1.25, IRR is 34.06%, and the payback period is two years ten months and thirteen days on the second investment. Financial and non-financial aspects state Mandiri tofu business is feasible to except in legal, management, and environmental aspects.

The Indonesian economy has experienced fairly good growth in recent years, especially in the fisheries and marine sector. The province of North Sumatra is one of the regions with a potential economic structure in fisheries considering the average number of fish produced in the region monthly. The puIDRose of this study therefore was to determine the income level of skipper fishermen in Belawan Bahari Village, Medan Belawan District. The study population furthermore was made up of skipper fishermen and the data were collected through observation and survey methods. The descriptive method of analysis was employed in this study and based on the observation of 30 skipper fishermen, the average total cost of production of anchovy fish, most common in the region, was IDR. 49,247,767. The average catch was equal to 1,949 kg, while the average distance traveled by sea was 31 km. The average total revenue of the fishermen was IDR. 58,474,000 and the total income was IDR. 9,226,233. Also, the R / C ratio obtained was 35.4 with an average of 1.

Indonesia is one of the world's largest coffee producers, it can be seen from the amount of exports from Indonesia for coffee export. In the past few years, several companies have carried out massive expansion to get Gayo coffee from Central Aceh Regency and Bener Meriah. The purpose of this study was to analysis what factors influence the volume of Gayo coffee exports from Central Aceh Regency to the United States. The data collection method using the documentary method is the data obtained and viewed by the document in accordance with the variables in the research model in the period 2013-2017. Data collected is secondary data. The analytical method used is multiple linear regression with the method used is the Ordinary Least Square (OLS) Method. From the research using multiple linear regression analysis obtained that variables which have significant effect to the export demand of Gayo Coffee from the United States is Global Coffee Prices. While the production of domestic Gayo coffee, the exchange rate of dollars against the rupiah and the price of foreign Gayo coffee are not significant to the demand for export of Gayo coffee to the United States.

<p>In North Sumatra there  is  one  type  of  horticulture  plant,  strawberry,  especially  in Karo district. The purpose of this study  was  to  find  out  what  factors  influence  the  level  of income of strawberry picking agrotourism farmers themselves, knowing the price of their  own picking strawberry agro-tourism business and knowing whether the picking  strawberry  agro- tourism business itself is feasible. The sampling method is used  by  the  Central  theorem  limit method, the total population of strawberry farmers in Karo Regency  is  60,  in  this study 30 farmers were made as representative samples of the entire population. The data collected is primary  and  secondary  data.  The  analytical  method  used  is  multiple  linear  regression   with SPSS 21, BEP software tools and business feasibility analysis using  R  / C  Ratio.  (1) From the study using multiple linear regression analysis tools which have positive effect on strawberry farmers'  income,  namely  sales  and  expenditure  volume  of  RT.  (2)  Analysis  of  data  from (BEP), it is known that the sales  volume  reaches  the  level of 478.80 Kg with a selling price of  Rp. 52,760 / Kg, then the sales result is Rp. 38,304,239, with the results of the sale, the strawberry  picking  agro-business  itself  was  declared  even.  (3)  Analysis of the feasibility of the own strawberry picking agrotourism business in  Karo  Regency,  obtained  the  results  of R  / C&gt; 1, then the business is economically feasible.</p><p> </p>