This paper attempts to explore the demographic factors towards one of the dominant pawn brokers in Malaysia named Ar-Rahnu that has led the growth of Islamic pawn broking system comprehensively. Specifically, this study examines the demographic elements in capturing the customer acceptance towards Islamic pawn broking offered by Maidam in the state of Terengganu. A total of 330 self-administered questionnaire instrument, were distributed to the customer within the district of Dungun that had received financial assistance at Ar-Rahnu Maidam. The sample was selected through quota samping and further executed by means of convenience technique from the total customer of Ar-Rahnu Maidam Dungun. The result of the investigation demonstrated that out of the eight selected demographic indicators, two of them which are marital status and occupational sector demonstrated that there were significance differences among the group while the remaining six were not significant. The evidence from the survey is expected to provide a limelight about the importance of Islamic pawn broking in strengthening the industry.
This paper investigates the theoretical relationship between the primal and dual Total Factor Productivity (TFP) from the accounting measurement perspective and also assesses their accuracy in measuring unobserved TFP growth in the presence of market power (MP) and non constant returns to scale (NCRTS) in the case of the medium sized Malaysian industries. In support of this, this paper uses an empirical method to estimate TFP growth by using medium sized Malaysian manufacturing data at 5-digit SIC (Standard Industrial Classification) level. In order to achieve this objective, this paper first tests whether the sample of medium sized Malaysian industries have constant factor shares in total revenue. T-tests have been used to examine the hypothesis stating that factor shares in total revenue are constant over time. Finally, this paper compares the estimates of TFP growth to those of primal and dual TFP accounting measures
This study was conducted in order to determine the roles of government funding in enhancing Small and Medium-Sized Enterprises in Sabah, Malaysia. Specifically, the study is focused on the Small and Medium-Sized Enterprises in Sabah, Malaysia which were funded by many government-linked agencies such as Yayasan Tekun Nasional, Amanah Ikhtiar, Koperasi Pembangunan Desa and Agro Bank. This qualitative study was carried out in the rural and urban areas in Sabah, Malaysia. The findings of this study revealed that there are several main roles of government funding to enhance the competitiveness of Small and Medium-Sized Enterprises in Sabah, Malaysia. These four main roles were namely provision of access to capital for opening and improving the business, provision of access to capital for skills and knowledge development, improvement of entrepreneurs' relations, and promoting entrepreneurship and reducing "fear of failure". In accordance, it can be concluded that the government funds are instrumental in the success of the efforts to enhance the competitiveness level of the so-called Small and Medium-Sized Enterprises in Sabah, Malaysia. Besides, it is highly recommended that state government and all parties (the stakeholders) should specifically implement efforts to fund the Small and Medium-Sized Enterprises as well as to improve their level of competitiveness.
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