The research was intended at knowing and analyzing the influence of Capital Adequacy Ratio, Operational Revenue Operating Expense, Loan to Deposit Ratio, and Net Interest Margin to Return On Assets and Profit Change. The present research was conducted on Rural Banks in Bali Province. In order to answer the hypothesis proposed in the study, the data were analyzed using path analysis with AMOS program 16. The results showed that Capital Adequacy Ratio has a positive influence on Return On Assets. Operational Revenue Operating Expense (BOPO) has a negative effect on Return On Assets. Loan to Deposit Ratio (LDR) has a positive effect on Return On Assets (ROA). Net Interest Margin (NIM) has a positive influence on Return On Assets (ROA). Capital Adequacy Ratio (CAR) has a positive effect on Profit Change. Operational Revenue Operating Expense (BOPO) has a negative effect on Profit Change. Loan to Deposit Ratio has a positive effect on Profit Change. Net Interest Margin has a positive influence on Profit Change. Return On Assets (ROA) has a positive effect on Profit Change.
The present study aimed at developing communicative language tests for vocational high school students. A Research and Development design was employed in this study with the primary target was to develop communicative English language tests. The main procedures in the development of the test include: (1) identifying objectives, (2) developing the test specification, (3) developing the communicative tests, (4) analyzing the results of the preliminary tryout of the communicative tests drafts, (5) revising the communicative test drafts, (6) trying out the communicative test drafts, (7) analyzing the results of the tryout of the communicative tests, (8) revising the communicative test drafts. Questionnaires and observation blanks sheet was used to gather comments, opinions, and criticisms on the draft of communicative tests from a number of selected experts. The analysis of the communicative tests tryout was done to ensure the validity, reliability, and practicality of the tests.
The prime objective of this research is to design teacher performance assessment instrument model, teacher welfare instrument model, and instrument model of education quality improvement. To achieve these objectives needs analysis, potential field analysis, and other supporting analyzes were performed. The final product or outcome of this research is a set of assessment instrument models for teachers’ performance, teachers’ welfare, and educational quality improvement. The study was designed for two years adopting the Research and Development theory employing 4D model consisting of Define, Design, Develop, and Disseminate. The first year designated as a phase of Define and Design, aims to design a draft of the assessment instrument models. The second year, the activity was focused on the refinement of the final draft of the assessment instrument models for teacher performance, teachers’ welfare, and quality of education outcomes through focus group discussion (FGD) with the selected teachers, principals and school supervisors. The final research result is a set of valid assessment models of teachers’ performance, teachers’ welfare, and quality improvement of education.
The present study was conducted to analyze the teaching models employed by English language lecturers in higher education. The analysis includes the selected teachings models and their implementation in real classroom settings. This study made use of a qualitative research design in which the data were analyzed utilizing deep argumentation and the analysis was presented descriptively. The required data were collected through direct observation and in-depth interviews with the selected English language lecturers. The collected data were analyzed in a comprehensive analytical manner to obtain the findings. The findings of the present study indicated that English language lecturers employed various models of teaching. The selected teaching models are based on currently developed language approaches. The classroom observation indicated that the teaching models are sufficiently effective in improving students' competence. The study implies that English language lectures should maintain the use of appropriate teaching models to enhance their students' competence.
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