The study was intended to determine the influence of human capital, social capital, and economic capital on LPD financial performance in Buleleng regency as well as their influence of financial performance on corporate social. The sampling technique was used purposive sampling, primary data collection (questionnaire) and secondary data (LPD financial report) 50 respondents. Data analysis method in the present research was a descriptive statistic and inferential statistic analysis. Data processing techniques were used in Smart PLS applications. Based on the research result was obtained human capital construct relationship value (1,858) t table (1.96) with a coefficient value of 0.194 means that the relationship was positive and significant. The economic capital construct relationship of (5,853)> t table (1,96) with a path coefficient of-0,697 means the relation was negative and significant. The construction of financial performance relation of (3,797)> t table (1,96) with a path coefficient of 0,669 means that the relationship was positive and significant. Regarding its determination coefficient of financial performance, construction was explored by the construct of human capital, social capital, the economic capital was 80%, whereas, the construct of corporate social responsibility was elaborated by the construct of financial performance was 44.80% and the rest was influenced other variables not listed in this research.
LPD Desa Adat Sembung and LPD Desa Adat Seseh are LPDs that are categorized as healthy but in the last 3 years the number of savings customers increased but the growth of savings funds decreased. There is a decrease in the number of savings that occur each year in LPD Desa Adat Sembung and LPD Desa Adat Seseh. This study to confirm the relation of Service quality to Customer Satisfaction, Customer Delight and Loyalty of Customers of LPD Desa Adat Sembung and LPD Desa Adat Seseh. The population in this research is all customer of LPD Sembung and Seseh Adat Customers who become customer from LPD stand up until 2015 with total population amounted to 2301 customers. Sampling used Slovin formula, which amounted to 95 customers. The analysis technique used in this research is structural equation modeling (SEM) based on variance or component based SEM, known as Partial Least Square (PLS). From the research result, it is found that service quality have positive and significant effect to customer satisfaction and customer delight, service quality has no significant effect to customer loyalty, but service quality will influence customer loyalty through customer satisfaction mediation and customer delight, customer satisfaction and customer delight have positive effect significant to customer loyalty.
The research was intended at knowing and analyzing the influence of Capital Adequacy Ratio, Operational Revenue Operating Expense, Loan to Deposit Ratio, and Net Interest Margin to Return On Assets and Profit Change. The present research was conducted on Rural Banks in Bali Province. In order to answer the hypothesis proposed in the study, the data were analyzed using path analysis with AMOS program 16. The results showed that Capital Adequacy Ratio has a positive influence on Return On Assets. Operational Revenue Operating Expense (BOPO) has a negative effect on Return On Assets. Loan to Deposit Ratio (LDR) has a positive effect on Return On Assets (ROA). Net Interest Margin (NIM) has a positive influence on Return On Assets (ROA). Capital Adequacy Ratio (CAR) has a positive effect on Profit Change. Operational Revenue Operating Expense (BOPO) has a negative effect on Profit Change. Loan to Deposit Ratio has a positive effect on Profit Change. Net Interest Margin has a positive influence on Profit Change. Return On Assets (ROA) has a positive effect on Profit Change.
Job characteristics are the nature of the task that includes the responsibilities, tasks and levels of satisfaction derived from the work itself. Compensation is something that employees receive in exchange for the contribution of their services to the organization. Job satisfaction is a set of employee feelings about the fun or the absence of their work. Organizational commitment is a desire or encouragement from within an individual to take an active role in making endeavors to realize organizational goals.
The purpose of this study is to examine the effect of job characteristics and compensation on job satisfaction and organizational commitment on LPD staffs of the Kerambitan, Tabanan. The sampling technique used is proportional random sampling. The sample in this research is 86 employees in all LPD Kerambitan Tabanan. Data analyst method used is SEM analysis (Structural Equation Modeling) based on component or variance that is PLS (Partial Least Square). The result of research indicate that job characteristic and compensation variable have positive effect to job satisfaction. Job characteristics do not affect organizational commitment, while compensation has a positive effect on organizational commitment either partially or through job satisfaction. Job satisfaction has a positive effect on organizational commitment.
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