Purpose: The paper provides an extensive, comprehensive and up-to-date qualitative scoping literature review of financial inclusion and other related concepts, and focuses in particular on the Colombian context, and the accessibility as well as barriers to banking services. It structures the themes and dimensions of scholarly debates on financial inclusion in the literature highlighting avenues for future research to fill various gaps.
Design/methodology:This scoping literature review rigorously identifies the most relevant research and variables pertaining to financial inclusion and social innovation.Findings: Based on a scoping literature review, a comprehensive framework of key concepts of financial inclusion, scholarly contributions, countries and variables is presented.
Research limitations/implications:Owing to the methodological approach of this paper and its rather theoretical nature, this research seeks to enrich scientific debates pertaining to the empirical data displayed, especially on the case of Colombia.
Practical implications:The most central variables that are linked to the theme of financial inclusion are explored, and hence this paper forms a basis for future qualitative and quantitative studies.
Social implications:This research article contributes to public policy making on financial inclusion aimed at reducing levels of socio-economic inequality.-582-Intangible Capital -https://doi.org/10.3926/ic.946 Originality/value: In business and management research a degree of conceptual confusion prevails on the theme of financial inclusion. This paper attempts to clarify different types of variables and one country specific case to provide more solid analytical tools for scholars and analysts.
Purpose: This study provides empirical evidence on the innovations that Nonprofit Organizations (NPOs) in Colombia have implemented within their own management to address social problems which are the object of their institutional mission.Design/methodology/approach: This research is based on information obtained from a survey applied to executives of Colombian NPOs. Multiple linear regression models were developed to check the partial effect of the set of independent variables (Organizational and Social Innovation) over the dependent variable (Organizational Performance). Main Components Analysis was applied to grouping the considered variables.Findings: Empirical evidence indicates that Colombian NPOs are innovative organizations that advisedly follow management strategies for this purpose. Colombian NPOs have been innovating for their disposition to tackle the social problems implicated in their institutional mission. Evidence indicates that the main components derived from NPOs’ organizational and social innovations are grouped into four: NPO innovation actions to adapt to the environment; internal innovation actions to improve NPO’s performance; variables related with NPO innovation actions to improve their relations with external agents; innovation actions aimed at improving the management of social interventions associated with the mission of the NPOs and the management of institutional projects.Research limitations/implications: The field work only used the survey technique to obtain the information and only assessed the perception of one of the directors of each of the NPOs participating in the study in terms of both the actions of organizational innovation such as social innovation and organizational performance. Therefore, the study undoubtedly presents bias in that perception.The technique used for the selection of the sample of the participants was a non-probabilistic sampling, which implies bias in the information and therefore, limitation for the generalization of the results to other contexts. The geographical location of the administration of the NPOs was restricted to Bogota and surrounding municipalities.Originality/value: An analysis of the relationship between social and organizational innovations with organizational performance in NPOs was carried out in the context of an emerging economy, where the subject has been very little studied and much less with principal component analysis. This in order to contribute to a better understanding of the subject.
En el presente texto se exponen consideraciones de viabilidad y riesgo financiero de una Entidad Sin Ánimo de Lucro (ESAL) que se dedicará a promocionar proyectos que mejoren condiciones de vivienda rural, en el departamento de Cundinamarca en Colombia. Se adelanta un análisis de riesgo financiero que simula el tiempo y costo de ejecución de un proyecto de mejoramiento de vivienda mediante la dinámica de sistemas. Los resultados inicialmente obtenidos garantizan un flujo de caja positivo para sus primeros cinco años de operación, por lo que se encontró viabilidad financiera de esta ESAL. Los resultados indicaron un potencial de instalación de 248 sanitarios y la construcción de 345 pisos en concreto con un área promedio por piso de 20m2
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