Financial inclusion in Colombia: A scoping literature review

Abstract

Purpose: The paper provides an extensive, comprehensive and up-to-date qualitative scoping literature review of financial inclusion and other related concepts, and focuses in particular on the Colombian context, and the accessibility as well as barriers to banking services. It structures the themes and dimensions of scholarly debates on financial inclusion in the literature highlighting avenues for future research to fill various gaps. Design/methodology:This scoping literature review rigorously identifies the most relevant research and variables pertaining to financial inclusion and social innovation.Findings: Based on a scoping literature review, a comprehensive framework of key concepts of financial inclusion, scholarly contributions, countries and variables is presented. Research limitations/implications:Owing to the methodological approach of this paper and its rather theoretical nature, this research seeks to enrich scientific debates pertaining to the empirical data displayed, especially on the case of Colombia. Practical implications:The most central variables that are linked to the theme of financial inclusion are explored, and hence this paper forms a basis for future qualitative and quantitative studies. Social implications:This research article contributes to public policy making on financial inclusion aimed at reducing levels of socio-economic inequality.-582-Intangible Capital -https://doi.org/10.3926/ic.946 Originality/value: In business and management research a degree of conceptual confusion prevails on the theme of financial inclusion. This paper attempts to clarify different types of variables and one country specific case to provide more solid analytical tools for scholars and analysts.

Relações conceituais entre empreendedorismo social e inovação social

“…Adicionalmente, independente da perspectiva adotada, a inovação social, faz parte do cerne do empreendedorismo social, visto ser uma atividade inovadora (Lortie & Cox, 2018;Lubberlink et al, 2018;Rao-Nicholson, Vorley & Khan, 2018;Thoene & Turriago-Hoyos, 2017;Grohs, Schneiders & Heinze, 2017, Tracey & Scott, 2017, Alexandre-Leclair, 2017Phillips et al, 2015, Mueller et al, 2015Shaw & Bruin, 2014;Witkamp, Raven & Royakkers, 2011). O empreendedorismo social sendo inovador consegue alcançar mais facilmente o seu objetivo final.…”

“…No entanto, os autores consideram o empreendedorismo social e a inovação social como abordagens diferentes (Lortie & Cox, 2018;Lubberlink et al, 2018;Thoene & Turriago-Hoyos, 2017;Shaw & Bruin, 2014), pois não dependem um do outro. Thoene e Turriago-Hoyos (2017) identificaram uma quantidade considerável de estudos sobre inovação social que nem sequer mencionaram o termo empreendedorismo social, como também estudos sobre empreendedorismo social, em que a inovação social não é determinante.…”

Financial exclusion in OECD countries: A scoping review*

“…They also noted sparse literature on the impact of the digital economy on financial exclusion, and on financial exclusion related to specific vulnerable populations. In their scoping review related to developing countries, Thoene and Turriago‐Hoyos (2017) found that financial exclusion can be reduced through financial inclusion interventions that reduce cost and expand access to accounts and banking services, such as through third parties. Systematic reviews of interventions in low‐ and middle‐income countries designed to improve financial inclusion suggest that current efforts to increase bank attachment, such as through the use of technology, have more positive than negative impacts, yet have mixed impacts and appear not to be transformative in scope or scale (Alampay, Moshi, Ghosh, Peralta, & Harshanti, 2017; Duvendack & Mader, 2019; Kim, Zoo, Lee, & Kang, 2018; Tapas, Pillai, & Dangre, 2019).…”

El Emprendimiento Social en el marco de la Alianza del Pacífico

“…Actualmente, América Latina requiere mejorar su sector industrial, así como encontrar alternativas incluyentes de desarrollo que no dependan solo de la actividad económica (Cassar, 2015). Por esto, se destaca la necesidad de estimular la innovación y el ES de la mano con la investigación, las tecnologías emergentes y nuevos modelos empresariales que contemplen la inclusión social a la par con la inclusión financiera (Thoene y Turriago, 2017).…”