In meeting the need for housing, people with low incomes are very difficult to own a house in cash. The development product which was originally a conventional product, namely KPR, but in Islamic banking the system is used with profit sharing/margin so that it is without usury. The focus of this paper discusses how maqashid sharia and qawaidul fiqhiyyah review Sharia mortgages which are currently one of the prima donna products in Islamic banking. The author uses a normative juridical method, namely legal research using secondary data sources. Normative, because this study will examine secondary data starting from the review of maqashid sharia and qawaidul fiqhiyyah in the field of Islamic banking, especially in Sharia mortgages. Operationally, normative juridical research is carried out by means of library research. The results of this study are Islamic mortgages are allowed because they are part of carrying out the goals of sharia or maqashid sharia in the part of maintaining family and property, it is also assessed that home ownership is a daruriyah need of every human being so that with this Sharia mortgage it can provide benefits for Muslims in general also according to qawaidul fiqhiyyah contracts in Sharia mortgages are allowed by referring to several fiqh rules.
This study aims to develop a Theory of Planned Behavior by analyzing the factors that influence customers to contribute to Islamic P2P lending customers. This study uses a partial least squares structural equation model (PLS-SEM) analysis with 120 respondents. The number of respondents is determined by the five rules of thumb approach, while data collection is done by purposive sampling. This research was conducted for one year, namely in 2021-2022 with the provision that the sample was customers of Islamic P2P lending in Indonesia. The results of the study revealed that attitude, subjective norm and perceived behavior control had a significant positive effect on the intention to contribute to Islamic P2P lending. While piety and intention have a significant positive effect on behavior to contribute to Islamic P2P lending in Indonesia. The results of this study contribute to the development of the theory of planned behavior (TPB), more extensive research is needed such as research in countries that are members of the OIC to validate these results. Keywords: Muslim Behavior, Islamic Peer-to-Peer Landing, Financial Technology
Pelayanan publik adalah suatu kegiatan pemenuhan kebutuhan masyarakat dalam bentuk jasa maupun barang, namun saat ini buruknya pelayanan publik yang dirasakan masyarakat adalah pelayanan yang berbelit-belit, keterampilan pelayan publik yang kurang profesional, serta waktu pelayanan yang kurang efektif dan efisien. Permasalahan ini muncul dalam rangka untuk memberikan evaluasi kepada pelayan publik supaya lebih baik. Pelayan publik dituntut dapat menciptakan suatu ide atau inovasi pelayanan supaya kepuasan suatu masyarakat dapat terjamin. Media sosial menjadi solutif-alternative yang sangat berperan penting untuk optimalisasi sebuah sistem kerja pemerintah, salah satunya melalui media sosial twitter. Tujuan penelitian ini adalah untuk mendeskripsikan secara akademik dan ilmiah tentang pemanfaatan media sosial twitter dalam birokrasi pemerintahan sebagai upaya peningkatan pelayanan prima dengan berbagai informasi peristiwa yang penulis dapatkan. Metode penelitian ini menggunakan pendekatan kualitatif-deskriptif, sedangkan teknik analisis yang digunakan adalah analisis isi (content analysis) yang memuat metode induksi, deduksi, dan komparasi. Objek penelitian ini adalah media sosial akun twitter @ ganjarPranowo dan akun twitter @ridwanKamil sebagai akun twitter resmi kepemilikan Ganjar Pranowo dan Ridwan Kamil. Hasil penelitian menunjukkan pemanfaatan media sosial twitter dalam birokrasi pemerintahan Ganjar Pranowo dan Ridwan Kamil sebagai upaya peningkatan pelayanan prima sudah memenuhi aspek variabel teori pelayanan prima. Dalam mewujudkan pelayanan prima melalui media sosial twitter telah menerapkan standar: kemampuan (ability), sikap (attitude), penampilan (appearance), perhatian (attention), tindakan (action), dan tanggung jawab (accountability). Dengan adanya media sosial twitter ini pemerintah menjadi lebih mudah untuk mengakses suatu informasi yang timbul di masyarakat, sehingga interaksi masyarakat dengan pemerintah menjadi mudah dan efektif.
In principle, production activities are bound to the level of Islamic moral and technical values, especially on the quality aspects of products. The values cover all activities during organizing production factors, choosing materials for production, production processes, quality assurance (quality), marketing, service and customer care. This guidance is not only for obeying the commands and prohibitions of Allah and His Messenger but also improving a better understanding throughout practising these moral values. This research uses a library research method with a descriptive-analytic qualitative approach, which explains and illustrates the object of research and then analyses it from the perspective of business ethics in Islam. The analysis technique is the content analysis method which contains the methods of induction, deduction, and comparison. This study aims to uncover the Ethics of Production in Islam: Perspective of Islamic Business Ethics with various case studies and information on events that the author gets. The results show that Muslim producers should consider two principles as an ethical foundation in production activities and to be in harmony with maqasid shariah. First: producing in halal circles, Islam firmly classifies goods (sil'ah) or commodities into two categories. The goods are called al-Qur'an with tayyibat, i.e. goods that are legally halal consumed and produced. Khaba'ith, i.e. goods that are legally haram consumed and produced. Second, the protection of natural resources without damaging the environment.
The purpose of this study was to determine the effect of social media promotion (online) and Word of Mouth (WOM) on consumer purchasing decisions at La Tansa Gontor Bookstore. This research is a quantitative research with data sources obtained from primary data in the form of the results of respondents' answers to La Tansa Gontor Bookstore consumers, and secondary data in the form of written information from the web and social media. Questionnaire data was collected using random sampling technique, with an infinite number of populations. The sample used is 300 respondents. The results showed: 1) Social media promotion (online) had a positive and significant effect on consumer purchasing decisions at La Tansa Gontor Bookstore, this was because the social media admin of La Tansa Gontor Bookstore provided good and interesting and responsive information so that it could influence consumers. to make consumer purchasing decisions. 2) Word of Mouth (WOM) has a positive and significant effect on purchasing decisions because consumers are satisfied with the service and product quality offered.Tujuan dalam penelitian ini untuk mengetahui pengaruh promosi media sosial (online) dan Word of Mouth (WOM) terhadap keputusan pembelian konsumen Toko Buku La Tansa Gontor. Penelitian ini merupakan penelitian kuantutatif dengan sumber data diperoleh dari data primer berupa hasil jawaban responden konsumen Toko Buku La Tansa Gontor, dan data sekunder yang berupa informasi tertulis dari web dan media sosial. Pengumpulan data angket dilakukan dengan teknik random sampling, jumlah populasi yang tak terhingga. Sampel yang digunakan 300 responden. Hasil penelitian menunjukkan: 1)Promosi media sosial (online) berpengaruh positif dan signifikan terhadap keputusan pembelian konsumen Toko Buku La Tansa Gontor, hal ini disebabkan karena admin media sosial Toko Buku La Tansa Gontor memberikan informasi yang baik dan menarik serta responsif sehingga dapat mempengaruhi konsumen untuk melakukan keputusan pembelian konsumen. 2)Word of Mouth (WOM) berpengaruh positif dan signifikan terhadap keputusan pembelian karena konsumen mnyatakan puas dengan pelayanan dan kualitas produk yang ditawarkan.
This study aims to explain the economy in Islamic perspective: and its role in increasing human resources and the economic development of Islam. This study uses a library research method with a descriptive-analytic qualitative approach, namely explaining and describing the object of research and then analyzing it from the perspective of the Islamic economic system. The results of this study indicate that, First, Islam views the economy as implemented with an attitude towards property ownership, absolute ownership of everything on earth belongs to Allah SWT. Human ownership is only relative, limited to carrying out the mandate of managing and utilizing according to His provisions. The status of assets in Islam is a mandate or deposit (as a truth) from Allah SWT to humans who have the capacity to be His creatures. Meanwhile, from the point of view of monotheism, humans as economic subjects are only limited to trustees. Second, the concept of Islamic economic development demands and makes humans to awaken human nature, namely the birth of a balance between happiness in the world and in the hereafter. This role has implications for the concern for development in Islam itself which emphasizes both physical and metaphysical elements. In addition to physical indicators, Islamic development also pays close attention to moral and spiritual aspects that are not shared by conventional development focus. The concepts of tawhid, khilafah, and 'are inseparable from the foundations of economic development in Islam.Penelitian ini bertujuan untuk menjelaskan ekonomi dalam pandangan Islam: serta perannya dalam peningkatan sumber daya manusia dan ekonomi pembangunan Islam. Penelitian ini menggunakan metode studi kepustakaan (library research) dengan pendekatan kualitatif deskriptif-analitik, yaitu menjelaskan dan menggambarkan objek penelitian kemudian menganalisis dari sudut pandang sistem perekonomian Islam. Teknik analisis yaitu metode analisis isi (content analysis) yang memuat metode induksi, deduksi, dan komparasi. Hasil penelitian ini menunjukkan bahwa, Pertama Islam memandang ekonomi diimplementasikan dengan sikap terhadap kepemilikan harta, kepemilikan mutlak terhadap segala sesuatu yang ada di muka bumi, termasuk isinya yaitu harta benda, adalah milik Allah SWT. Kepemilikan manusia hanya bersifat relatif, sebatas untuk melaksanakan amanah mengelola dan memanfaatkan sesuai dengan ketentuan-Nya. Status harta dalam Islam adalah amanah atau titipan (as a truth) dari Allah SWT kepada manusia yang berkapasitas sebagai makhluk-Nya. Sementara itu, dari sudut pandang tauhid, manusia sebagai subjek ekonomi hanya sebatas pemegang amanah (trustee). Kedua, Konsep pembangunan ekonomi Islam menuntut dan menjadikan manusia untuk membangkitkan fitrah manusia yaitu lahirnya keseimbangan antara kebahagiaan di dunia dan di akhirat. Peran ini berimplikasi terhadap concern pembangunan dalam Islam itu sendiri yang mementingkan baik unsur fisik maupun metafisik. Peran pembangunan Islam selain indikator yang sifatnya jasmani, pembangunan Islam juga sangat memerhatikan aspek moral dan spiritual yang tidak dimiliki oleh fokus pembangunan ala konvensional. Konsep tauhid, khilafah, dan ‘adalah tidak terlepas dari fondasi pembangunan ekonomi dalam Islam.
This library research method with a descriptive-analytic qualitative approach, aims to explain the urgency of Corporate Social Responsibility (CSR) and Islamic Banking - Service Quality (IB-SQ) as Efforts to Strengthen Brand Image in Islamic Banking Institutions. The results indicate that, the implementation of Corporate Social Responsibility (CSR) in Islamic banking institutions is a long-term investment, because the implementation of the Corporate Social Responsibility (CSR) program will have a positive impact not only on banking operations, but on the continuity of existence in future. Second, IB-SQ (Islamic Banking Service Quality) is the quality of service for Islamic banking in Indonesia which combines the term IB (Islamic Bank) with the term BSQ (Bank Service Quality) to identify service quality for the banking sector, so that the term IB-SQ is used for reflect the service quality and brand image for Islamic banking in Indonesia. Keywords: Corporate Social Responsbility, Islamic Banking-Service Quality, Sharia Banking
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