The impact of mobile banking use on the Islamic financial institutional interest: A study in Indonesia

Alam, Azhar; Hendratmi, Achsania; Hakim, Lukmanul

doi:10.21511/bbs.17(3).2022.01

Cited by 10 publications

(7 citation statements)

References 48 publications

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“…3 .Bank of Baghdad excels in the number of ATMs (X1) in terms of the linearity of the time series for the variable as shown in Figure (1), i.e., from the beginning of the applied study years 2016-2022. In 2016 ATMs and began to gradually increase in the following years, while the National Bank had only (12) ATMs that year, and the Middle East Bank had only (11) ATMs.…”

Section: Comparison Between the Sample Banksmentioning

confidence: 99%

The Impact of Digital Banking on Banking Competition: A Case Study of a Sample of Iraqi Commercial Banks

Talib,

AL-Bakri

2024

Intl. J. Rel.

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This study aims to measure and analyze the extent of digital banking's impact on the banking competition of three commercial banks in Iraq for the period of 2016-2022. These banks are the Bank of Baghdad, the Iraqi Middle East Bank, and the National Bank of Iraq. The current study employed a deductive approach and used the Panel ARDL methodology, which shows the effect of independent variables in the short run and long run on the dependent variable. The study concluded that there is a statistically significant relationship between the independent variables and the dependent variable. The estimation results revealed that the coefficients of two determinants of digital banking, which are the independent variables affecting banking competition, are consistent with economic theory, while one independent variable contradicts economic theory. It was found that the Bank of Baghdad is the best in reflecting its use of digital banking in its banking competition, followed by the National Bank of Iraq in second place, closely behind the Bank of Baghdad, and the Iraqi Middle East Bank came in third and last place.

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Section: Comparison Between the Sample Banksmentioning

confidence: 99%

The Impact of Digital Banking on Banking Competition: A Case Study of a Sample of Iraqi Commercial Banks

Talib,

AL-Bakri

2024

Intl. J. Rel.

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“…Yet, user demand will be a decisive factor, as noted by authors of a key study of scenarios for 5G in Indonesia: “demand from end-users is also the essential driver for 5G deployment in Indonesia” (Hutajulu et al, 2020: 2). So, this disconnect between 5G rollout and potential users remains, despite Indonesia's reputation for pioneering use of apps and gig economy services—notably the celebrated Gojek “super app,” the e-commerce giant Tokopedia, and flight and travel booking service Traveloka (Jurriëns and Tapsell, 2017; Ramli, 2019), and other digital transactions technologies and platforms (Alam et al, 2022; Handarkho et al, 2021).…”

Section: Indonesiamentioning

confidence: 99%

5G common threads and challenges in emerging economies: the cases of Indonesia and Peru

Goggin,

Villanueva-Mansilla

2023

Media International Australia

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Some decades on after the MacBride Many Voices, One World report (1980) and the Maitland Missing Link report (1985), global telecommunications have only gained in importance, yet are still fissured by global inequalities. This situation is evident in one of the major developments underway in recent years: 5G mobile technologies. 5G is highly significant for present and future communication—and well advanced in its deployment and adoption. However, the dominant ways in which 5G has been imagined, planned, and deployed have been significantly shaped by interests and geopolitical forces that exclude many countries, and many of the putative beneficiaries of the emergent technology. To shed light on this impasse, in this paper, we offer a comparative analysis of policy and technology realities in two distinct countries that have been relatively overlooked in 5G: Peru and Indonesia. What we find is that national policies are premised on a shared interest and shared benefits, however, at this crucial point in deployment the outcomes are remote for the majority of citizens, especially in ways that matter for daily lives. In both these countries, 5G provides benefits for the small groups who can access and afford it, with others groups in position to be able to come online in the near future—as it provides opportunities for investments, fees, and penalties. However, for large segments of the populations, 5G, the prospects of connectivity, and the emerging digital economy are a long way off.

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“…When a country's GDP per capita increases, the country's welfare and prosperity will also improve. Islamic banking and finance may alleviate the coronavirus impact and become an alternative financial system (Alam et al, 2022a;Alhammadi, 2022). Islamic microfinance institutions must increase knowledge of sharia economics services by involving community and religious leaders (Purwanto et al, 2022).…”

Section: Literature Reviewmentioning

confidence: 99%

A sharia economic collaboration model and its positive impact on developing of poor villages: A study in Indonesia

Alam

Ratnasari

Habibi

et al. 2022

Public and Municipal Finance

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The economic development of villages has a substantial impact on community welfare. It can become the backbone of the national economy. However, significant obstacles in village development are lack of human resources (HR), high poverty rates, poor common welfare, justice, and prosperity values. In 2022, in Indonesia there are 9584 underdeveloped villages. Some of the causes of the weak economic condition of a village are economic potential was not optimized, and excessive government interference stifled creativity and independence. This study seeks to explore the extent of the positive impact of the sharia economic implementation model in developing the village’s economy and the model’s potential as an alternative solution to building the economy of poor villages. This paper used descriptive qualitative methods, observations, and interviews with community leaders, community representatives, and the regency office. The results show that the economic development strategies carried out by Gerdu Village had three stages, namely (1) education and cooperation, (2) implementation and management, and (3) evaluation and planning. In addition, the internal driving factor behind the success of the village’s development lies in the activeness of village leaders in implementing sharia economics. As for cooperation with external parties, National Zakat Institution, related local department government, and other institutions around the village have also actively assisted in its development. Positive impacts on the community include increased employment opportunities, income, tourist visits, and tourism and language village programs. This study is expected to be one of the references to explain the Islamic economy’s role in advancing the poor village’s economy. AcknowledgmentWe would like to express our utmost gratitude to the Department of Sharia Economic Law Study Program, Universitas Muhammadiyah Surakarta and the Department of Islamic Economics, Universitas Airlangga for supporting this study and its publication process.

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The impact of mobile banking use on the Islamic financial institutional interest: A study in Indonesia

Cited by 10 publications

References 48 publications

The Impact of Digital Banking on Banking Competition: A Case Study of a Sample of Iraqi Commercial Banks

The Impact of Digital Banking on Banking Competition: A Case Study of a Sample of Iraqi Commercial Banks

5G common threads and challenges in emerging economies: the cases of Indonesia and Peru

A sharia economic collaboration model and its positive impact on developing of poor villages: A study in Indonesia

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