Warga Dusun Bendosari Rt 02 Rw 01 Kecamatan Bendosari Kabupaten Sukoharjo merupakan penduduk religius dimana terdapat banyak masjid di lingkungan tempat mereka. Mayoritas warga bermata pencaharian petani dan banyak dari mereka merupakan warga pendatang. Kebutuhan hidup zaman modern semakin kompleks hingga terkadang memaksa sebagian warga berhutang piutang. Ketidaktahuan tentang prinsip-prinsip agama dalam muamalah hutang piutang dapat merusak keharmonisan hubungan antara pihak pemberi hutang dan penerima hutang. Kegiatan penyuluhan ini bertujuan untuk menambah pengetahuan warga terkait etika hutang piutang dalam Islam dan menambah kesadaran masyarakat untuk menjunjung etika hutang piutang sesuai dengan ajaran Islam. Ceramah dan dialog secara interaktif dipilih sebagai metode pengabdian dalam kegiatan penyuluhan ini. Hasil penyuluhan menunjukkan bertambahnya kesadaran warga sekitar dalam menerapkan prinsip etika hutang-piutang dalam Islam
Sektor ekonomi desa memiliki peran substansial bagi kesejahteraan masyarakat dan menjadi tulang punggung perekonomian nasional. Data Kementerian Desa (2018) menunjukkan masih ada 13.232 desa tertinggal karena faktor ekonomi. Adapun kendala besar dalam ketertinggalan desa adalah rendahnya Sumber Daya Manusia (SDM), sehingga dibutuhkan upaya untuk meningkatkan SDM pada desa salah satunya dengan berwirausaha. Hal ini telah dilakukan oleh Desa Gerdu yang berhasil menjadi Desa Wisata Islami. Strategi wirausaha dilakukan secara kolektif yang berlandaskan nilai-nilai Islam atau dikenal Islamic Collective Entrepreneurship (ICE). Peneliti mencoba mengangkat sejauh mana strategi ICE dapat menjadi solusi dalam membangun perekonomian desa, sehingga strategi ini dapat menjadi solusi bagi desa tertinggal lainnya. Penelitian menggunakan metode deskriptif kualitatif dan observasi dalam pengumpulan data. Data tersebut diperoleh dari hasil wawancara yang akan dilaksanakan dengan informan dari pemuka masyarakat, perwakilan masyarakat, dan instansi kabupaten. Dari hasil analisa, strategi ICE yang dilakukan Desa Gerdu memiliki 3 (tiga) tahap yaitu: 1. Pendidikan dan Kerjasama, 2. Pelaksanaan dan Pengelolaan, 3. Evaluasi dan Perencanaan. Selain itu, faktor pendorong internal dalam kesuksesan ICE terletak pada keaktifan pemuka dan pemuda desa dalam mempraktikkan ekonomi Islam. Adapun kerjasama dengan pihak eksternal seperti BAZNAS, DISPARPORA, serta lembaga lainnya sekitar desa yang aktif membantu dalam pembangunan desa.The rural economic sector has a substansial role for the welfare of society and the economic support of nation. Data from Indonesian Ministry of Villages (2018) showed 13.232 underdeveloped villages in Indonesia due to economic reasons. The lack of human resources was the major reason. Therfore, the improvement of human resources throught entrepreneurship is needed. One of the successful village throught entrepreneurship is Gerdu Village in Karanganyar, which also has succeeded in becoming an islamic tourism village. The entrepreneurship strategy is carried out collectively based on islamic values or known as islamic Collective Entrepreneurship (ICE). Researchers try to find how far the effecticeness of ICE strategy as a solution for othe underdeveloped villages. This is a descriptive qualitative research with using observation for collecting data. The data is obtained through interviews with some informants: community leader, community representative, and district institution in Karanganyar. The result is the ICE strategy was carried out by Gerdu Village has three stages: 1. Education and Cooperation, 2. Implementation and Management, 3. Evaluation and Planning. In addition, the internal driving factor in ICE’s success lies in the activeness of village leader and youth in practicing islamic economics. The collaborationwith external parties such as BAZNAS, DISPARPORA, as well as other intitution around the village are actively helping in village development
The economic development of villages has a substantial impact on community welfare. It can become the backbone of the national economy. However, significant obstacles in village development are lack of human resources (HR), high poverty rates, poor common welfare, justice, and prosperity values. In 2022, in Indonesia there are 9584 underdeveloped villages. Some of the causes of the weak economic condition of a village are economic potential was not optimized, and excessive government interference stifled creativity and independence. This study seeks to explore the extent of the positive impact of the sharia economic implementation model in developing the village’s economy and the model’s potential as an alternative solution to building the economy of poor villages. This paper used descriptive qualitative methods, observations, and interviews with community leaders, community representatives, and the regency office. The results show that the economic development strategies carried out by Gerdu Village had three stages, namely (1) education and cooperation, (2) implementation and management, and (3) evaluation and planning. In addition, the internal driving factor behind the success of the village’s development lies in the activeness of village leaders in implementing sharia economics. As for cooperation with external parties, National Zakat Institution, related local department government, and other institutions around the village have also actively assisted in its development. Positive impacts on the community include increased employment opportunities, income, tourist visits, and tourism and language village programs. This study is expected to be one of the references to explain the Islamic economy’s role in advancing the poor village’s economy. AcknowledgmentWe would like to express our utmost gratitude to the Department of Sharia Economic Law Study Program, Universitas Muhammadiyah Surakarta and the Department of Islamic Economics, Universitas Airlangga for supporting this study and its publication process.
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