Sektor ekonomi desa memiliki peran substansial bagi kesejahteraan masyarakat dan menjadi tulang punggung perekonomian nasional. Data Kementerian Desa (2018) menunjukkan masih ada 13.232 desa tertinggal karena faktor ekonomi. Adapun kendala besar dalam ketertinggalan desa adalah rendahnya Sumber Daya Manusia (SDM), sehingga dibutuhkan upaya untuk meningkatkan SDM pada desa salah satunya dengan berwirausaha. Hal ini telah dilakukan oleh Desa Gerdu yang berhasil menjadi Desa Wisata Islami. Strategi wirausaha dilakukan secara kolektif yang berlandaskan nilai-nilai Islam atau dikenal Islamic Collective Entrepreneurship (ICE). Peneliti mencoba mengangkat sejauh mana strategi ICE dapat menjadi solusi dalam membangun perekonomian desa, sehingga strategi ini dapat menjadi solusi bagi desa tertinggal lainnya. Penelitian menggunakan metode deskriptif kualitatif dan observasi dalam pengumpulan data. Data tersebut diperoleh dari hasil wawancara yang akan dilaksanakan dengan informan dari pemuka masyarakat, perwakilan masyarakat, dan instansi kabupaten. Dari hasil analisa, strategi ICE yang dilakukan Desa Gerdu memiliki 3 (tiga) tahap yaitu: 1. Pendidikan dan Kerjasama, 2. Pelaksanaan dan Pengelolaan, 3. Evaluasi dan Perencanaan. Selain itu, faktor pendorong internal dalam kesuksesan ICE terletak pada keaktifan pemuka dan pemuda desa dalam mempraktikkan ekonomi Islam. Adapun kerjasama dengan pihak eksternal seperti BAZNAS, DISPARPORA, serta lembaga lainnya sekitar desa yang aktif membantu dalam pembangunan desa.The rural economic sector has a substansial role for the welfare of society and the economic support of nation. Data from Indonesian Ministry of Villages (2018) showed 13.232 underdeveloped villages in Indonesia due to economic reasons. The lack of human resources was the major reason. Therfore, the improvement of human resources throught entrepreneurship is needed. One of the successful village throught entrepreneurship is Gerdu Village in Karanganyar, which also has succeeded in becoming an islamic tourism village. The entrepreneurship strategy is carried out collectively based on islamic values or known as islamic Collective Entrepreneurship (ICE). Researchers try to find how far the effecticeness of ICE strategy as a solution for othe underdeveloped villages. This is a descriptive qualitative research with using observation for collecting data. The data is obtained through interviews with some informants: community leader, community representative, and district institution in Karanganyar. The result is the ICE strategy was carried out by Gerdu Village has three stages: 1. Education and Cooperation, 2. Implementation and Management, 3. Evaluation and Planning. In addition, the internal driving factor in ICE’s success lies in the activeness of village leader and youth in practicing islamic economics. The collaborationwith external parties such as BAZNAS, DISPARPORA, as well as other intitution around the village are actively helping in village development
<p><strong><em>A</em></strong><strong><em>bstract. </em></strong><em>The Bendosari village which is located at Sukoharjo is an area with a far distance to the center of the city. It is difficult to rich this area unless someone do it purposely. Under this cirumstances, the access for preacher from outside the villagers in order to contribute in developing Islamic teaching among them is quite </em><em>difficult. While that is the hindrance for the preacher to reach the area, the villagers themselves mostly are occupied as farmer who will deal with the zakat of plantation in their daliy life. The lack of preacher at the area and the day to day dealing with zakat matters create a necessity to make community engagement with the citizen. Here the author tries to investigate the exact necessity of the villagers and then deals directly with their problem by conducting a seminar to them. The result shows that villagers understanding on zakat matter, especially for the paddy increase significantly after the seminar.</em></p><p><strong>Abstrak.</strong> Desa Bendosari yang berlokasi di Sukoharjo adalah sebuah area yang terletak cukup jauh dari pusat kota. Cukup sulit untuk mencapai area ini kecuali memang orang tersebut berniat untuk mengunjunginya. Dengan kondisi seperti ini, akses untuk para penceramah dari luar desa untuk dapat memberi sumbangsih terhadap pengetahuan keagamaan Islam menjadi terkendala. Pada saat penceramah mempunyai kendala untuk mengakses area tersebut, para penduduk desa sendiri kebanyak bermatapencaharian sebagai petani yang kehidupannya selalu bersinggungan dengan zakat tanaman pada kegiatan harian mereka. Kurangnya jumlah penceramah pada desa tersebut serta kegiatan harian yang bekenaan dengan zakat tanaman menjadikan kegiatan pengabdian masyarakat dibutuhkan. Pada artikel ini penulis mencoba untuk menginvestigasi keperluan dari para penduduk desa untuk kemudian diberikan solusinya kepada mereka dengan cara memberikan seminar. Hasil menunjukkan bahwa para pemahaman penduduk desa terkait zakat tanaman, khususnya zakat padi meningkat secara signifikan setelah diadakannya seminar.</p>
This study aims to reveal the factors and reasons behind the large number of Islamic Economic Law students using conventional banks which are then analysed with an Islamic law approach.The method used in this study is descriptive quantitative and qualitative study. Data collection by survey and interview methods. The data analysis used descriptive and deductive analysis approach.The results of this study found that most students use conventional banks, although half of them are aware of the concern of usury on interest. Nevertheless, in practice, only a small percentage of them separate bank interest from their savings. The majority of the reasons they use conventional banks are based on facilities, family and work. Under Islamic law, the use of conventional banks is haram, although there are cases where it is permissible under Islamic law.
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