“…There are two main modeling paradigms used in the literature: the first based on optimal control of the continuous-time model, e.g., [1,5,11,12,15,16,18,19,22], and the second based on the dynamic programing formulation of the discretetime model, e.g., [7-10, 13, 14, 21]. In this article, we focus on the second paradigm.…”