Decision Model of Use E-Money in Covid-19 Pandemic Situation

Abstract

this research was conducted to determine what variables influenced the e-money usage decision model during the Covid-19 pandemic. The survey involved 160 respondents during the Covid-19 pandemic. This research uses a quantitative approach using structural analysis of the SEM-AMOS model. A person's decision to use e-money is significantly influenced by concerns about Covid-19 transmission when they leave the house. Other variables are the frequency of someone searching for news about Covid-19, transaction behavior, ease of electronic money, efforts to attract the use of E-Money by service providers, and the use of cash when COVID-19 does not have a significant effect. Suggestions that can be given if e-money services want to increase public interest in using non-cash services, it is necessary to increase the security of transactions and provide facilities or service features that can be accessed from home.

The Impact of Covid-19 Pandemic on Electronic Money Transactions

“…They conclude that the supply of the money, electronic data capturing, other non-cash payments, and revenue from customers could affect E-Money. There are also several literatures that examine the aspects that can affect the usage of E-Money during the pandemic see for instance [14][15][16][17]. Furthermore, these literatures employ the relationship between inflation and stock market to E-Money see for instance [18][19][20].…”

Keputusan Penggunaan Uang Elektronik di Era Pandemi Covid-19 pada Masyarakat Kudus

“…Pesatnya penyebaran Covid-19 ditakuti oleh semua kalangan dan salah satu yang bisa menjadi media perkenalan virus ini adalah kuman yang menempel pada uang tunai (Krismawintari et al, 2020). Dalam kehidupan ekonomi sebuah negara, uang mempunyai peran yang sangat vital sebab uang mempunyai berbagai fungsi, diantaranya yakni sebagai media penukaran dan media pembayaran serta pengukuran harga oleh karena itu bisa dinyatakan jika uang ialah salah satu alat utama pada perekonomian.…”

Transformation Digital of Zakat Institutions During Covid-19 Pandemic In The Kalimantan Region

“…Many companies close their businesses and lay off their employees (Bartik et al, 2020 ;Putri et al, 2021). In terms of behavior change, there is a tendency for people to transact non-cash using digital wallets or e-wallets in order to reduce the risk of being infected with the corona virus attached to money (Katon & Yuniati, 2020;Krismawintari et al, 2020) Given the importance of zakat distribution as one of the solutions in overcoming the crisis during the pandemic (Fadhilah, 2020), the distribution of zakat with the cashless concept can be applied if zakat institutions build zakat digitization (Aini et al, 2018). Digitization of zakat can be applied by developing the digitization of zakat collection, zakat management, and zakat distribution (Zubaidah & Afifah, 2020).…”