This study aimed to investigating the effect of problem-based learning with char-acter emphasis toward the students’ higher-order thinking skills (HOTS) and characters. This study an experimental research using the single factor independ-ent group design which conducted on secondary school in Mataram - Indonesia. The treatment was given to three independent randomly selected groups, namely Problem-Based Learning with Character Emphasis (PBL-CE), Problem Based-Learning (PBL), and Regular Learning (RL). The data of the students’ HOTS were collected through essay tests and the data of the students’ characters were collected through self-assessment sheets, and analyzed using MANOVA. The results showed that the highest mean score for HOTS was found in the PBL-CE group, its was significantly different with RL group, and not significantly differ-ent with PBL group. Meanwhile, for the average score of student characters, the PBL-CE group scored higher and was significantly different from the other two groups (PBL and RL). The generalization of the study results has shown that there is an effect of problem-based learning with character emphasis on students' higher order thinking skills and character.

Climate disasters pose a risk to residents’ well-being globally. However, information about the impact of climate disasters among urban and rural residents remains lacking, especially in Indonesia. This study aims to fill the gap by investigating the impact of climate disaster on subjective well-being based on urban and rural typology model. The data were cross-sectional, involving 7110 Indonesian residents who had experienced climate disasters, 3813 from urban areas and 3297 from rural areas. An ordered probit model was employed to estimate the impact of climate disasters on subjective well-being (i.e., happiness and life satisfaction). In general, the empirical results show that climate disasters do not significantly affect the happiness of Indonesian residents, but they significantly and negatively impact their life satisfaction. Further analysis reveals that climate disasters impact urban and rural residents differently. The subjective well-being of rural residents is more severely affected than those living in urban areas. Further estimation also indicated that climate disaster significantly reduces residents’ subjective well-being at the lowest income level for both rural and urban residents. Our finding confirms that rural residents remain the most vulnerable to the impacts of climate change.

Abstract

Penelitian ini bertujuan untuk menguji dan menganalisis pengaruh religiusitas, kepercayaan, citra perusahaan, dan sistem bagi hasil terhadap minat nasabah menabung dan loyalitas nasabah di Bank Syariah Mandiri di Surabaya. Penelitian ini merupakan penelitian kuantitatif dengan pendekatan deskriptif. Populasi dalam penelitian ini adalah nasabah yang membuka rekening tabungan di Bank Syariah Mandiri Cabang Surabaya. Sampel diambil dengan menggunakan teknik accidental sampling dengan kriteria (1) nasabah yang membuka rekening tabungan di Bank Syariah Mandiri Cabang Surabaya, dan (2) berusia 17 – 50 tahun sebanyak 115 responden. Analisis data menggunakan PLS dengan program WarpPLS 5.0. Hasil penelitian ini menunjukkan bahwa secara parsial (1) Religiusitas berpengaruh positif dan signifikan terhadap minat nasabah menabung, (2) Kepercayaan berpengaruh positif dan signifikan terhadap minat nasabah menabung, (3) Citra perusahaan berpengaruh positif dan tidak signifikan terhadap minat nasabah menabung, (4) Sistem bagi hasil berpengaruh positif dan signifikan terhadap minat nasabah menabung, (5) Religiusitas berpengaruh positif dan signifikan terhadap loyalitas nasabah, (6) Kepercayaan berpengaruh positif dan signifikan terhadap loyalitas nasabah, (7) Citra perusahaan tidak berpengaruh positif dan tidak signifikan terhadap loyalitas nasabah, (8) Sistem bagi hasil berpengaruh positif dan tidak signifikan terhadap loyalitas nasabah, dan (9) Minat nasabah menabung berpengaruh positif dan tidak signifikan terhadap loyalitas nasabah.

Background Pneumonia is a major cause of morbidity and mortality in children under five. Antibiotic treatment must be started immediately in children with pneumonia. The irrational use of antibiotics may increase morbidity and mortality in children with pneumonia.