This paper analyzed the regional characteristic and the output growth. Using panel data analysis on 33 provinces in Indonesia, the result shows that the labor growth and net export positively affect the output growth. Surprisingly, the inflation and human capital were found to be insignificant on output growth. Keyword : economic growth, panel data, regional characteristicsJEL Classification: O47, C23, R11

Sektor keuangan merupakan salah satu sektor yang dapat mempengaruhi pertumbuhan ekonomi regional dan memegang peranan penting dalam memicu pertumbuhan ekonomi suatu daerah. Penelitian ini bertujuan melihat pengaruh sektor keuangan dari Badan Perkreditan Rakyat terhadap Perekonomian Regional di wilayah Sulawesi. Metode analisis yang digunakan ialah Analisis Regresi Komponen Utama. Diperoleh hasil bahwa perkembangan sektor keuangan dari Bank Perkreditan Rakyat terhadap perekonomian regional di wilayah Sulawesi yang terdiri dari variabel sektor keuangan yaitu aset BPR, jumlah kredit yang disalurkan oleh BPR, Dana Pihak Ketiga BPR dan jumlah BPR berbadan hukum masing-masing mempengaruhi peningkatan pertumbuhan ekonomi regional di wilayah Sulawesi secara positif dan signifikan. Jumlah BPR berbadan hukum memiliki pengaruh yang paling signifikan terhadap peningkatan perekonomian regional di wilayah Sulawesi. Oleh karenanya sebagai masukan saran atau rekomendasi maka Pemerintah daerah, otoritas moneter dan OJK dalam pelaksanaannya perlu bersinergi dengan kementerian, perbankan, lembaga domestik guna meningkatkan peran sektor keuangan dari BPR diantaranya berkaitan dengan pembentukan akumulasi modal fisik dan pemeratan persebaran kredit BPR yang berdampak terhadap pembangunan kewilayahan di wilayah Sulawesi.

This paper analyzed the regional characteristic and the output growth. Using panel data analysis on 33 provinces in Indonesia, the result shows that the labor growth and net export positively affect the output growth. Surprisingly, the inflation and human capital were found to be insignificant on output growth. Keyword : economic growth, panel data, regional characteristicsJEL Classification: O47, C23, R11

The Indonesian government's support for the digital economy in Indonesia's G20 Presidency in 2022 is to develop several priorities in the Digital Economy Working Group, including those covering digital literacy. The G20 agenda is considered to be a momentum for accelerating digital transformation. Based on the Digital Competitiveness Index 2022 data which mapped digital competitiveness in Indonesia, it was stated that now is the momentum towards Indonesia's digital era. This is one of the pillar indicators of the Digital Society, which will be achieved if the community can improve their digital literacy skills to help support their economy. One of them is through the Digital Literacy Index which is a variable from Human Resources. Society 5.0 is an era where all technology is part of humans themselves. Society 5.0 is a “solution” of the Industrial Revolution 4.0. Society 5.0 is expected to create new value through the development of advanced technology that can reduce the relationship between humans and economic problems in the future. To take advantage of these opportunities and answer these challenges, the Indonesian people are required to have data literacy and technology skills towards Society 5.0. The government through the National Digital Literacy Movement has provided digital knowledge training so that the public can gain access to digital literacy with a target of 12.5 million people per year until 2024. This is in line with the Strategic Priority Project/Major Project of the Government's Work Plan for 2022 in the context of recovery economic and structural reforms, namely aspects of increasing public literacy, especially people's digital literacy.