Penelitian ini bertujuan untuk menganalisis pengaruh literasi keuangan dan pelatihan pasar modal terhadap pengambilan keputusan investasi (studi kasus masyarakat Kabupaten Brebes dan sekitarnya). Penelitian ini merupakan penelitian kuantitatif terapan kausal. Data yang digunakan adalah data primer dan sekunder. Metode pengumpulan data primer yaitu dengan menyebar kuesioner. Teknik yang digunakan dalam pengambilan sampel yaitu menggunakan teknik purposive sampling dengan jumlah sampel sebanyak 251 responden. Pengujian yang dilakukan menggunakan uji instrumen, uji asumsi klasik, serta analisis regresi linier berganda. Temuan dari penelitian ini berdasarkan uji t antara lain menunjukkan bahwa literasi keuangan dan pelatihan pasar modal berpengaruh secara signifikan terhadap pengambilan keputusan investasi secara individu. Hasil penelitian berdasarkan uji F menunjukkan bahwa literasi keuangan dan pelatihan pasar modal berpengaruh secara signifikan dan simultan terhadap pengambilan keputusan investasi pada masyarakat Kabupaten Brebes dan sekitarnya. Kata Kunci: literasi keuangan, seminar pasar modal, keputusan investasi
In its work in Jatimakmur Village, Songom District, Brebes, already has a BUMDes "Go Public", but BUMDes has a myriad of problems. BUMDes management can be said to be difficult because of problems such as limited human resources (HR). Some challenges faced in the management of BUMDes "Go Public" include the problem of organizational arrangements. Finding and developing village potential Marketing problems. The purpose of this activity is to encourage BUMDes managers to be able to develop marketing strategies with the right process. Encourage BUMDes managers to have the ability to identify their potential and opportunities to become profitable business units for villages by marketing their products to consumers.The stages of the implementation of community service are the identification of problems BUMDes managers, presentation of material and questions and answers with BUMDes managers. The knowledge and understanding of BUMDes managers is increasing about marketing strategies for BUMDes products. This can be seen from the indicators. Many questions from BUMDes managers submitted and explanations related to them, there is a good transfer of information and an increase in understanding related to how to market BUMDes products.
This study aims to analyze the effect of gender, motivation, on intention to invest UMKM. The dependent variable is intention to invest, the independent variable is gender and motivation. The population is all productive woman. Sampling in this study used purposive sampling technique. Valid sample of 181 was recruited in this study, and participants voluntarily answered online questionnaires. The analytical technique used is a structural equation model with the IBM Statistical Package for the Social Sciences version 25 application. The results show a significant positive effect between motivational variables and financial literacy on investment intentions. And the gender variable has no effect on investment intentions.). Keywords: Gender, Motivation,financial literacy, investment intentions
Penelitian ini bertujuan untuk mengkaji dengan cermat untuk melihat seberapa menguntungkan atau pengaruh CAR, NPL, LDR, dan BOPO yang diharapkan. Return on Assets (ROA) dihitung dengan menggunakan rasio Capital Adequacy Ratio (CAR), Non Performing Loan (NPL), Loan to Deposit Ratio (LDR), dan Operating Costs to Operating Income (BOPO). Variabel terikat dalam penelitian ini adalah reliabilitas. Demografi tradisional anggota BPR Otoritas Jasa Keuangan adalah populasi penelitian (OJK). Data dari variabel CAR, NPL, LDR, dan BOPO tersedia melalui posting triwulanan yang dibuat di bagian opt-in situs web. Analisis regresi linier berganda dilakukan dengan menggunakan SPSS versi 22. Dilihat dari hasil, Capital Adequacy Ratio (CAR) berpengaruh signifikan terhadap profitabilitas, Loan to Deposit Ratio (LDR) tidak berpengaruh, dan Beban Operasional terhadap Pendapatan Operasional keduanya berpengaruh signifikan (ROA). Profitabilitas tersebut terdiri dari ekspektasi CAR, NPL, LDR, dan BOPO (ROA).
Since the enactment of the law on regional autonomy, every local government is required to manage finances. Every year, transparency and responsibility are paramount. Good financial management is proven to greatly affect the financial performance of a region. Therefore, this study examines and analyzes the impact of financial performance on local revenues, capital expenditures, and balancing funds. This is done through an empirical approach with secondary data collected from the City and Regency of the former Pekalongan Residency for the 2016-2020 period in the form of the APBD realization financial report used as a secondary data sample in this study using the saturated sampling method. The results of this study indicate that the first local revenue has an effect on the financial performance of local governments. Second, this study reveals that capital expenditure does not have a significant impact on the financial performance of local governments. Third, balancing funds have a significant effect on the financial performance of local governments. Finally, it was found that the simultaneous influence of regional original income, capital expenditure, and balancing funds was significant on the financial performance of local governments.
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