Pengaruh Literasi Keuangan Dan Pelatihan Pasar Modal Terhadap Pengambilan Keputusan Investasi

Ernitawati, Yenny; Izzati, Nurul; Yulianto, Andi

doi:10.32534/jpk.v7i2.1273

Cited by 13 publications

(16 citation statements)

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“…Increases in both financial knowledge (X1) and behavior (X2) lead to more confident choices about where to put money (Y); (4) The coefficient of determination (R2) is 0.600, which indicates that financial literacy and financial behavior account for 60% of the variance in investment decisions, while the remaining 40% is explained by other variables. (5) The significance of both financial literacy and financial behavior on investment decisions is supported by the F test for simultaneous influences. Specifically, (6) The t-statistical test demonstrates that financial literacy and financial conduct have an effect on stock investment decisions, with a Sig.…”

Section: Discussionmentioning

confidence: 96%

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Analysis of Financial Literacy and Financial Behavior on Stock Investment Decisions: A Case Study of Students of the Faculty of Economics and Business, University of Muhammadiyah Pontianak

Hidayatullah

Hariyanto

Safitri

2022

JEFAS

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The purpose of this research is to examine how students in the Faculty of Economics and Business at the University of Muhammadiyah Pontianak's see the relationship between financial literacy and financial behavior when making stock investment decisions. Purposive sampling was employed for this analysis. We used a random sample of 100 people who met our criteria. Analytical procedures include a validity and reliability test on the instrument, a test of the classical assumptions of normality, multicollinearity, and linearity, and various statistical analyses such as multiple linear regression, correlation analysis, R2 analysis, the F statistic test, and partial effect analysis (t statistical test). Both the validity and reliability tests yielded positive results, demonstrating the data's validity and trustworthiness. The data has been shown to have a normal distribution, there is no multicollinearity, and the linear relationship between the variables in the model is supported by the results of the linearity test. The examination of the correlation coefficient (R) of 0.774 indicates that the association between Financial Literacy and Financial Behavior with Investment Decisions is quite high. The regression equation produced is Y = -35.291 + 10.056 X1 + 7.537 X2. The coefficient of determination (R2) indicates that knowledge of personal finance accounts for 60% of the variance in investing decisions, while other factors account for the remaining 40%. The simultaneous influence test (F test) shows that both financial knowledge and financial conduct have a substantial impact on investment choices. Stock investing decisions are influenced by both financial literacy and financial conduct, as shown by the partial effect test (t statistical test).

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Section: Discussionmentioning

confidence: 96%

“…This indicates a dependability coefficient of 0.6. That's why it's safe to say that the questionnaire as a whole is a valid and reliable instrument for evaluating the Financial Literacy variable (X1) (Ernitawati et al, 2020).…”

Section: Reliability Testmentioning

confidence: 99%

Analysis of Financial Literacy and Financial Behavior on Stock Investment Decisions: A Case Study of Students of the Faculty of Economics and Business, University of Muhammadiyah Pontianak

Hidayatullah

Hariyanto

Safitri

2022

JEFAS

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“…Literasi keuangan merupakan salah satu pengetahuan yang diperlukan masing-masing pribadi untuk mengatur keuangannya dalam kehidupan sehari-hari supaya tidak terjadi kesulitan keuang dimasa depan. Kesulitan keuangan tidak hanya berkaitan dengan pendapatan (low income), jika terjadi kesalahan pengelolaan keuangan, seperti penyalahgunaan kredit dan kurangnya perencanaan keuangan, kesulitan keuangan juga dapat terjadi [21]. Kendala keuangan dapat menyebabkan stres dan kepercayaan diri yang rendah, dan bahkan perceraian untuk situasi keuangan tertentu [22].…”

Section: Pendahuluanunclassified

Pengaruh Pemungutan Pajak atas Transaksi Cryptocurrency dan Literasi Keuangan terhadap Niat Berinvestasi pada Cryptocurrency

Wardani

Pesirahu

2023

INFEB

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The transformation of information technology gave birth to the latest innovations, one example of which is public access to the financial transaction sector. The purpose of this study is to determine the effect of tax collection on cryptocurrency transactions and financial literacy on the intention to invest in cryptocurrency. This research uses a type of research using quantitative methods whose data uses statistical analysis and uses numbering. The population used in this study is all millennial generation in the istmewa area of Yogyakarta. The sample used for this study was a millennial generation with an age range of 18-50 years totaling 114 people. Sample collection technique with snowball sampling model where the distribution of questionnaires to resonence is carried out online, how to distribute questionnaires using social media (WhatsApp, Twitter, and Instagram). The study used multiple linear regression analysis. In the research that has been done, it can be concluded that tax collection on cryptocurrency transactions does not have an influence on investment intentions. Financial literacy has a positive influence on the intention to invest in cryptocurrencies. The results of research and discussion of each variable illustrate that financial literacy has an influence on the intention to invest in cryptocurrency for respondents, most of whom are students. This proves that financial literacy such as understanding and skills in managing finances have been applied well by students when deciding to invest.

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“…literasi keuangan adalah kunci yang perlu dipertimbangkan sebagai kemampuan seseorang dalam membuat keputusan keuangan dan keputusan investasi yang baik. Tingkat literasi keuangan seseorang dapat menggambarkan kemampuan orang tersebut dalam menghadapi masalah keuangan dan pengambilan keputusan (Ernitawati et al, 2020). Kurangnya tingkat literasi keuangan cenderung akan mengakibatkan terjadinya kesalahan dalam pengambilan keputusan investasi.…”

Section: Pendahuluanunclassified

Analisis Literasi Keuangan, Overconfidence dan Toleransi Risiko Terhadap Keputusan Investasi Saham

Hardianto¹,

Lubis²

2022

E-Jurnal Akuntansi

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During the Covid-19 pandemic, the number of stock investors has increased significantly, where the more investment activities there are, the more factors and basis for making investment decisions. The purpose of this study is to analyze the effect of financial literacy, overconfidence and risk tolerance on stock investment decisions in the people of Batam City. The approach used in this research is quantitative method, where data is collected by distributing questionnaires in the form of a Likert scale questionnaire with purposive sampling technique with a sample of 160 respondents. The data analysis method is in the form of multiple linear regression analysis using the SPSS version 25 application. The results show that financial literacy has a positive effect on stock investment decisions, overconfidence has a positive effect on stock investment decisions and risk tolerance has a positive effect on stock investment decisions. Keywords: Financial Literacy; Overconfidence; Risk Tolerance; Investment Decision.

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Pengaruh Literasi Keuangan Dan Pelatihan Pasar Modal Terhadap Pengambilan Keputusan Investasi

Cited by 13 publications

References 0 publications

Analysis of Financial Literacy and Financial Behavior on Stock Investment Decisions: A Case Study of Students of the Faculty of Economics and Business, University of Muhammadiyah Pontianak

Analysis of Financial Literacy and Financial Behavior on Stock Investment Decisions: A Case Study of Students of the Faculty of Economics and Business, University of Muhammadiyah Pontianak

Pengaruh Pemungutan Pajak atas Transaksi Cryptocurrency dan Literasi Keuangan terhadap Niat Berinvestasi pada Cryptocurrency

Analisis Literasi Keuangan, Overconfidence dan Toleransi Risiko Terhadap Keputusan Investasi Saham

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