This research is conducting an empirical test on the effect of capital structure, liquidity, asset structure and asset turnover on the financial performance of consumption industry sector companies in the Indonesia Stock Exchange in 2016-2018. The difference with previous research lies in the use of independent variables, the number of samples used and the study period. This research is quantitative research. The analytic method in this research is multiple linear regression analysis. The results of the t-test hypothesis show that the capital structure variable debt to equity ratio (DER), liquidity current ratio (CR), and asset turnover (TATO) have a significant effect on financial performance (return on assets).

So far, measurements of financial performance of Islamic banking is still predominantly still used by indicators of financial performance of conventional banking system. Its implication, many stakeholders, especially customers of Islamic banks. For Moslems are difficulty in measuring the benefits of the existence of Islamic banking. It is clearly due measure of success of Islamic banking course will be very different from conventional banking successes. If the benchmarks used today is still conventional, the consequences will be contained incorrect results of performance comparison of Islamic banking and conventional banking. Thus, both of the banking system becomes irrelevant and less apt to be compared directly. The size of Islamic banking performance should not directly benchmarking with conventional banking. It must be linked to the objectives and the establishment of Islamic banking noble intentions, namely to provide human well simultaneously implement the principles contained in sharia maqashid. This research will try to practice the measurement of financial performance based Sharia Maqashid and use it to make comparisons between the performance of the national largest-scale of Islamic commercial banks and regional small-scale of Islamic rural banks (BPR Syariah). This study presented using data from the financial statements of the three Islamic commercial banks and three Islamic rural banks (BPR Syariah). The results showed that the performance of the national largest-scale of Islamic commercial banks and regional small-scale of Islamic rural banks (BPR Syariah), all of them, has no a Sharia Maqashid index whose high value. This shows the inconsistency, that should be, the national largest-scale of Islamic banking to always focus on the muamalah objectives according by sharia. From the comparison of financial performance based on sharia maqashid, it turns out the national large-scale of Islamic commercial banks tend to have a lower index of Sharia Maqashid than the regional small-scale of Islamic rural banks (BPR Syariah).

This study aims to strengthen the opinion that the main goal of Islamic banks is not to obtain profit, but rather to improve the standards of living. In this study, the evidence is obtained by processing secondary data on Islamic banks in Indonesia during the period of 2011 to 2017 by using panel data regression model. The results of the data analysis support the hypothesis that banks whose goals are aimed at falah will demand lower payment obligations from customers, allowing the customers to manage funds in the real sector. The implication is also strengthened by good financial quality control, namely low non-performing financing value. Another form of support provided by Islamic banks, namely a more equitable cooperation contract, can also reflect Falah in every policy of Islamic banks.

No abstract

The aim of this research are 1) to analyse the influence of motivation, perception, and attitudes of consumers in together about the decision of the purchase on Astra Motor PENDAHULUANKeputusan pembelian menjadi suatu hal yang penting untuk diperhatikan karena hal ini tentu akan menjadi suatu pertimbangan bagaimana suatu strategi pemasaran yang akan dilakukan oleh perusahaan berikutnya. Keberhasilan perusahaan dalam mempengaruhi konsumen dalam keputusan pembelian sangat didukung melalui upaya membangun komunikasi kepada konsumen dengan membangun merek kepada konsumen dengan strategi pemasaran, serta melakukan inovasi untuk varians-varians baru pada suatu produk.Sebelum pelanggan memutuskan untuk menggunakan produk terlebih dahulu melakukan pencarian informasi terkait produk yang dibutuhkan, setelah informasi didapat maka hal yang dilakukan adalah melakukan pengamatan terhadap produk tersebut, selanjutnya baru menentukan pilihan dan evaluasi. Semua proses tersebut bisa disebut dengan perilaku konsumen.Menurut Swastha dan Irawan ialah kebudayaan, kelas sosial,