Purpose: To find out the influence of macroeconomic and company fundamentals on sharia banking performance in Indonesia. Research Methodology: The regression test was used to analyze the monthly data of BI, BPS, and OJK in 2014-2018. Independent variable of macroeconomic was proxied by inflation, exchange rate, GDP; corporate fundamentals by CAR, FDR, BOPO, NPF, DPK; while performance as dependent variable by ROA. Results: Inflation and BOPO negatively and significantly influence ROA; while the exchange rate, GDP, CAR, NPF, DPK, FDR are not significant. Limitations: This research was conducted in the Islamic banking industry in Indonesia by using the variables of the company fundamentals and macroeconomics. Contribution: This research is useful for policy-making and research of sharia banking in Indonesia. Keywords: Performance, Macroeconomics, Corporate fundamentals
The purpose of this study is to measure the impact of penetration of foreign banks in the Indonesian banking industry. The measured effects are limited to competition and efficiency during the years 2000-2011, during which was a recovery from the economic crisis in Indonesia. Panzar-Rosse measures the competition and Conjectural Variation approaches. The efficiency is measured by the Standard Profit Efficiency approach. By using panel regression method with SUR (Seemingly Unrelated Regression), we found that penetration of foreign banks will increase competition and efficiency of banking in Indonesia, especially to medium and small banks through spillover effect on domestic banking system. The increase in total assets, total loans and the amount of third party funds held by foreign banks in Indonesia will increase competition and efficiency of banks in Indonesia.
<em>The study aims to determine of factors affecting the demand of consumption financing the Islamic bank in Indonesia the period of 2010-2014. The variables used include demand of consumption financing, GDP per capita, inflation, and margin. The method used in this study is the regression method panel. Results of the study showed margin have positively to demand of consumption financing and inflation have negatively to demand of consumption financing. If seen from the results the demand of consumption financing model for GDP Per capita have the positively significant results of Islamic bank in Indonesia period 2010-2014. </em>
Covid 19 pandemic has an impact on decreasing people’s income and accelerating 4.0 industrial revolutions, due to major changes in people’s consumption patterns. After large scale social restrictions implementation, and entered new normal era, brought fresh air for increasing small and medium enterprises sales turnover. Purpose of community service is to help increasing sales turnover by utilizing market potential. Training and counseling method used with basic market potential and market strategy materials. Results of the implementation can increase participant knowledge and insight regarding market and marketing potentials to 90 percent, and marketing strategy becomes 76 percent. It will motivate partners and dare to make innovation at marketing. Participants are members of the cooperative, also main actor in their group, so they can provide large multiplier effect and become an advantage of this activity. In further implementation, in order to increase profits, this community service needs longer time duration with tofu and tempe production process material to support efficiency and effectiveness.
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