Capital adequacy ratio (CAR) is an important indicator of bank safety sustainability. Banks that can guarantee CAR means the bank has the power to resist the financial crisis, protecting the bank itself and funds from depositors. This study aimed to determine the factors that affect the CAR. The sample used in this study is the banking industry listed on the Indonesia Stock Exchange (IDX) from 2007 until 2018. Independent variables are bank size, leverage, loan loss reserves, net interest margin, loan assets ratio, and liquidity. The dependent variable is CAR. The number of samples is 27 conventional banks by using purposive sampling. By using panel data regression analysis by estimating ordinary General Least Squares (GLS) method. The results of this study indicate that bank size, leverage, loan loss reserve, net interest margin, and loan asset ratio has an effect on CAR significantly while liquidity has no effect on CAR. The results of this study are expected to be used as a reference for bank managers and investors in looking at the factors that affect the CAR in the banking industry. AbstrakRasio kecukupan modal (CAR) merupakan indikator penting untuk keberlanjutan keselamatan bank. Bank yang dapat menjamin CAR berarti bank memiliki kekuatan untuk melawan krisis keuangan, melindungi bank itu sendiri dan dana dari deposan. Penelitian ini bertujuan untuk mengetahui faktor-faktor yang memengaruhi CAR. Sampel yang digunakan dalam penelitian ini adalah industri perbankan yang terdaftar di Bursa Efek Indonesia (BEI) dari tahun [2007][2008][2009][2010][2011][2012][2013][2014][2015][2016][2017][2018]. Variabel independen adalah ukuran bank, leverage, cadangan kerugian pinjaman, margin bunga bersih, rasio aset pinjaman, dan likuiditas. Variabel dependen adalah CAR. Jumlah sampel adalah 27 bank konvensional dengan menggunakan purposive sampling. Dengan menggunakan analisis regresi data panel dengan metode pendekatan General Least Square (GLS). Hasil penelitian ini menunjukkan bahwa ukuran bank, leverage, cadangan kerugian pinjaman, marjin bunga bersih, rasio aset pinjaman berpengaruh signifikan terhadap CAR sedangkan likuiditas tidak berpengaruh terhadap CAR. Hasil penelitian ini diharapkan dapat digunakan sebagai referensi bagi manajer bank dan investor dalam melihat faktor-faktor yang memengaruhi CAR di industri perbankan.
The objective of the empirical study is to examine and analyze the impact of dividend policy on the share prices. The sample object used in this research are manufacturing companies listed on Indonesia Stock Exchange in the period 2014-2018. The independent variables are dividend per share, retention ratio, return on equity, dividend yield and earnings per share. The dependent variable is share prices of manufacture sector. The number of the samples in this research are 36 companies by using purposive sampling technique. Based on the results of panel data regression model indicates that dividend per share has a positive impact on share prices. Dividend yield has negative impact on share prices. Retention ratio, return on equity and earnings per share has insignificant impact on share prices. The results of this study are expected to be the reference for companies and investors to increase share prices.
The purpose of this study is to analyze the impact of a tick size change announcement to capital market quality using data from firms listed in Bursa Effect Jakarta. Database classified firms by stock volume level and price level. Generally, there is no evidence to prove that a tick size change announcement have an influence to capital market quality, but for special case we can prove that a tick size change announcement tend to influence capital market quality: i.e for firm that have lower price stock, the reducing tick size announcement will decrease capital market quality and from regression result find that reducing tick size will also decrease capital market quality.Keywords: Announcements, tick size, capital market quality
This study aims to examine the determinants of commercial banks’ performances in Indonesia in the period 2008-2017 by their return on assets. Capital adequacy, asset quality, management efficiency and liquidity, and gross domestic product functioned as the predictors. The sample of this study was 25 conventional banks meeting the criteria of the purposive sampling method. The panel data with Eviews shows that asset quality has a negative effect and management efficiency has a positive impact on bank performance. Capital adequacy, liquidity, and gross domestic product growth rate do not affect the bank's performance. Managers need to tighten lending, carry out credit restructuring and manage the balance between assets and liabilities and, supervise credit.
The purpose of this study is to measure the impact of penetration of foreign banks in the Indonesian banking industry. The measured effects are limited to competition and efficiency during the years 2000-2011, during which was a recovery from the economic crisis in Indonesia. Panzar-Rosse measures the competition and Conjectural Variation approaches. The efficiency is measured by the Standard Profit Efficiency approach. By using panel regression method with SUR (Seemingly Unrelated Regression), we found that penetration of foreign banks will increase competition and efficiency of banking in Indonesia, especially to medium and small banks through spillover effect on domestic banking system. The increase in total assets, total loans and the amount of third party funds held by foreign banks in Indonesia will increase competition and efficiency of banks in Indonesia.
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