ABSTRAK Kegiatan ini bertujuan untuk menigkatkan kuantitas dan kualitas produk kain yang dihasilkan oleh mitra, dan meningkatkan jalur pemasaran yang dapat digunakan oleh mitra dalam meningkatakan penjualan kain tenun ikat torso. Metode yang digunakan adalah penampingan, pelatihan, dan praktek langsung oleh mitra UMKM Tenun Ikat Troso Jepara. Capain kegiatan ini adalah dimilikinya alat tenun bukan mesin yang telah ditambah alat jangkar untuk memproduksi varian kain yang berbeda dengan kain yang selama ini diproduksi oleh mitra. Mitra memiliki standar operasi prosedur (SOP) produksi untuk menjaga kualitas kain yang diproduksi. Mitra memiliki jalur pemasaran baru melalui online marketing dengan memanfaatkan website dan social media guna meningkatkan daya saing UMKM. Kata kunci: Pendampingan, Pelatihan, UMKM, Tenun Ikat. ABSTRACT This activity aims to improve the quantity and quality of woven fabric, and improve the marketing channels that can be used by partners in increasing sales. The method used is direct mentoring, training, and practice by SME's partners Tenun Ikat Troso Jepara. Achievement this activity are owned ATBM that have been added jangkar tool to produce variants of different fabrics with fabric that had been produced by partners. Partners have standard operating procedure (SOP) production to maintain the quality of fabric produced. Partners have new marketing channels through online marketing by utilizing websites and social media to improve the competitiveness of SMEs. Keyword: Mentoring, Training, SME, Weaving ikat
In the development of industrial revolution 4.0, sharia financial institutions keep improving their product innovation through the use of financial technology (fintech). Through development and innovation, society is expected to keep up to date with the current financial services. This research aims to investigate how the interest in using sharia services affected by several factors, such as convenience, benefits, attitude, and suitability. This research uses a descriptive quantitative method through multi-linear regression analysis. The population of the research is Jepara people who use sharia fintech services. The sample is selected through incidental sampling. The research findings reveal that convenience, attitude, and benefit affect sharia fintech users' perceptions of the use of services provided by sharia financial institutions. Meanwhile, trust and suitability do not affect users' perceptions.
The major weakness of SMEs is in financial management and marketing. These problems obstruct their growth and ability to plan and innovate their business. This study examines the influence of personality, financial culture, and competence on SMEs' innovation and financial planning. The sample was determined by proportional random sampling repose industry type, and 285 complete data were analyzed. Data were collected through a structured offline questionnaire. A quantitative analysis approach was followed using a structural equation model. The results show that financial planning is an effective mediator of personality, financial culture, and competencies toward financial innovation. Personality and financial culture do not directly affect financial innovation but indirectly affect financial planning. However, competence directly affects financial innovation and indirectly passes through financial planning. This paper argues that SMEs have the potential to overcome economic crises by focusing on how they manage finance innovation and considering determining factors of financial planning and innovation. Finally, this study contributes to the literature on SME financial behavior and factors such as personality, financial culture, and competencies that leads to the recommendation of SME owners/managers to innovate in accessing finance.
rate of return of a BaitulMaalwaTamwil (BMT) is one of the survival of BMT, which willbe a contributing factor to the level of SHU. Sample of this research is 178 consisting of BMTwhich exists in North of Central Java. The method used is quantitative with Structural EquationModel (SEM) using Partial Least Squar (PLS) tool. The results of this research are variablepressure; the ability of actors has a significant positive effect on the variable rate of return onfinancing. Variable of legal uncertainty has a significant negative effect on the variable rate ofreturn on financing. While variable of the return rate of financing has a significant positive effectto the rest of the business results (SHU). Thus, the implications of BMT need to strengthen theoperational standards and the implementation of the system of financing and billing in order toreduce or even eliminate loan defaults, which will support the welfare of BMT members.
Islamic microfinance institutions are financial institutions that carry out operational activities based on sharia principles. One of them is the Baitul Maal wa Tamwil (BMT), this institution serves savings and funding to the middle and lower communities by picking up the ball. With this system, it will be an opportunity for human resources (SDI) who are less loyal and responsible with their institutions to commit fraud or irregularities. Therefore, this study aims to find out how triangle fraud affects the occurrence of fraud in BMT. The research method uses independent path analysis with a sample of 84 respondents from the marketing department, supervisors, and financing managers. The results of this study are that Rationalization and pressure have a positive and significant effect on the occurrence of fraud, while the opportunity does not have an influence on the occurrence of fraud. AbstrakLembaga keuangan mikro syariah merupakan lembaga keuangan yang melakukan kegiatan operasionalnnya berdasarkan prisnsip syariah. Salah satunya adalah Baitul Maal wa Tamwil (BMT), lembaga ini melayani tabungan dan pembiyaan masyarakat menengah kebawah dengan menjemput bola. Dengan sistem yang demikian akan menjadi peluang bagi sumber daya insani (SDI) yang kurang loyal dan bertanggungjawab dengan lembaganya untuk melakukan kecurangan atau penyimpangan. Oleh karena itu penelitian ini bertujuan untuk mengetahui bagiamana triangel fraud berpengaruh terhadap terjadinya fraud di BMT. Metode penelitian menggunakan analisis jalur independen dengan sampel karyawan bagian marketing, supervisor, manajer pembiayaan sebanyak 84 responden. Hasil penelitian ini adalah rasionalitas dan tekanan berpengaruh positif dan signifikan terhadap terjadinya kecurangan atau fraud. Sedangkan kesempatan tidak memiliki pengaruh terhadap terjadinya fraud.
This study aims to analyze the factors that affect the timeliness of financial reporting in manufacturing companies in the transportation subsector listed on the Indonesia Stock Exchange for the 2016-2020 period, based on previous research, these factors are profitability, liquidity, solvency, and size. The type of research carried out is a quantitative approach. Hypothesis testing is carried out using binary logistic regression, which is used because there are variables used in the form of dummy (binary). Logistic regression consists of categories 1 and 0. The results show that profitability, liquidity, and company liquidity have no significant effect on the timeliness of financial statement submission. While solvency has a significant effect on the possibility of timeliness of financial statements.
Jepara merupakan salah satu daerah yang menjadi produsen arang kayu. Program pengabdian kepada masyarakt dengan skema Program Pengembangan Produk Ekspor (PPPE) ini bekerjasama dengan UMKM mitra yang memproduksi arang kayu yaitu Pirates dan Golden Black. Permintaan produk kedua UMKM mitra berasal dari Timur Tengah, Australia dan paling banyak dari Eropa. Namun permintaan dari negara-negara Eropa sering tidak terpenuhi karena berbagai kendala yang dihadapi mitra. Pada tahun pertama kedua mitra sudah diberikan alat produksi yang diharapkan dapat menambah kepasitas produksi berupa pembangunan tungku pembakaran arang. Akan tetapi kedua mitra juga belum bisa memenuhi semua permintaan karena masih adanya kendala dalam aspek produksi yaitu belum dimilikinya alat pengering yang dapat dioperasikan dalam segala cuaca dan memiliki kapasitas yang besar. Oleh karena itu pada tahun kedua program ini memberikan tambahan alat produksi berupa oven untuk proses pengeringan arang setelah melalui tahap pencetakan. Selanjutnya dilihat dari aspek manajemen, kedua UMKM belum memahami dan mengaplikasikan sistem administrasi perpajakan, oleh karena itu tim pengabdi memberikan pelatihan administrasi perpajakan. Diharapkan setelah dilaksanakannya program pengabdian pada tahun kedua ini, UMKM mitra dapat meningkatkan kapasitas produksi sehingga dapat memenuhi permintaan yang ada serta pemilik UMKM sadar akan pajak yang harus dibayarkan oleh setiap wajib pajak yang nantinya sebagai kontribusi dalam menciptakan keadilan dan peningkatan kesejahteraan masyarakat secara merata. Kata Kunci : Arang Kayu, UMKM, Produk Ekspor, Jepara
Objective: This research analysis about management human resources for santri Pondok Pesantren Darul Falah Amtsilati to manage academic and business personality. Research Design & Methods: This research uses qualitative research methods with case study approach. The data source in this study is primary data by conducting in-depth interviews to the manager (academic & business) and santri Pondok Pesantren Darul Falah Amtsilati. And observations were made to observe directly about the state of Darul Falah Amtsilati boarding school. Data analysis techniques use source triangulation. Findings: The results of this study showed that in the formation of the character of boarding schools Darul Falah Amtsilati using methods of precision, planting discipline, habituation, creating a conducive atmosphere, as well as integration and internalization. From the formation of the entrepreneurial character has been done based on the character of Islamic human resource. Where shiddiq is taught with honesty, trust by emphasizing responsibility, tabligh conveys correctly, and fathonah is realized by the selection of santri based on criteria. Implications & Recommendations: The implication of the results of this study is that the pesantren has used Islamic resource principles in the recruitment and learning process but needs to be improved or perfected in the implementation of learning by creating special classes for business character building. The aim is to help develop the quality of productive pesantren business managers. Contribution & Value Added: The contribution of the results of this study is to provide input to pesantren in improving the quality of prospective Islamic resources who will become managers of productive business activities of pesantren.
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