Б а с р е д а к т о р ы х.ғ.д., проф., ҚР ҰҒА академигі М.Ж. Жұрынов Р е д а к ц и я а л қ а с ы:проф., академик (Қазақстан) (бас ред. орынбасары) Величкин В.И. проф., корр.-мүшесі (Ресей) Вольдемар Вуйцик проф. (Польша) Гончарук В.В. проф., академик (Украина) Гордиенко А.И. проф., академик (Белорус) Дука Г. проф., академик (Молдова) Илолов М.И. проф., академик (Тəжікстан), Леска Богуслава проф. (Польша), Локшин В.Н. проф. чл.-корр. (Қазақстан) Нараев В.Н. проф. (Ресей) Неклюдов И.М. проф., академик (Украина) Нур Изура Удзир проф. (Малайзия) Перни Стефано проф. (Ұлыбритания) Потапов В.А. проф. (Украина) Прокопович Полина проф. (Ұлыбритания) Омбаев А.М. проф., корр.-мүшесі (Қазақстан) Өтелбаев М.О. проф., академик (Қазақстан) Садыбеков М.А. проф., корр.-мүшесі (Қазақстан) Сатаев М.И. проф., корр.-мүшесі (Қазақстан) Северский И.В. проф., академик (Қазақстан) Сикорски Марек проф., (Польша) Рамазанов Т.С. проф., академик (Қазақстан) Такибаев Н.Ж. проф., академик (Қазақстан), бас ред. орынбасары Харин С.Н. проф., академик (Қазақстан) Чечин Л.М. проф., корр.-мүшесі (Қазақстан) Харун Парлар проф. (Германия) Энджун Гао проф. (Қытай) Эркебаев А.Э. проф., академик (Қырғыстан) «Қазақстан Республикасы Ұлттық ғылым академиясының баяндамалары»
The article discusses issues of managing problem loans in the countries of the Eurasian Economic Union. The main goal of the article is to solve problems for realizing the positive effects of easing the conditions of bank lending, identifying barriers and constraints taking into account the current policy to free the banking sector from unscrupulous participants. Therefore, the relevance of the topic determines that the problems raised by the authors in the article require a comprehensive study and comprehensive analysis preparing a scientific justification.Based on the identified goal, the authors analyzed approaches to determining problem assets in the banking system, the dynamics of indicators for the development of the banking sector, the share of problem loans in the banking system of the countries of the Eurasian Economic Union, a consolidated report on the profit and loss of commercial banks, the problems of unsuccessful and problem loans -NPL. Based on the study, conclusions are drawn and recommendations are given. The solution to these problems involves the prevention of banking risks, assessing the adequacy of the formation of provisions for possible losses on loans and the compliance of the business models used by credit organizations with their capabilities.
The article considers the prospects for the development of Islamic finance in Kazakhstan by opening «Islamic windows». The world practice of introducing Islamic windows in traditional institutions (banks) in such countries as Indonesia, Malaysia, Qatar, Germany, the United Kingdom, Algeria was also considered. This study aims to compare Islamic institutions and Islamic windows of traditional institutions(banks) in terms of their advantages and disadvantages. The purpose of this article is to investigate the prospects of the implementation of Islamic windows in the Republic of Kazakhstan. The article used empirical research methods (comparison). And strengths, weaknesses, opportunities, and threats (SWOT-analysis) of the application of Islamic windows in traditional institutions (banks) in the Republic of Kazakhstan were analyzed. The analysis carried out in this study shows that in the world practice the opening of Islamic banking departments in traditional banks, which is called «Islamic windows» was the beginning of the development of Islamic finance in the same countries. It was also found that the effectiveness of Islamic windows of conventional banks was much higher compared with the Islamic bank. Thus, opening Islamic windows in the second-tier banks and traditional financial institutions of the Republic of Kazakhstan can be an effective mechanism for the development of the Islamic finance market and accelerate the process of implementation of Islamic financial instruments.
Deputy Editor-in-Chief A.M. Bakirbekova, Can. of Economic Sciences, Assoc.prof. (Kazakhstan) Editorial board Akimova B. Can. of Economic Sciences, Assoc.Prof. (Kazakhstan) Alibekova B.A. Can. of Economic Sciences, Assoc.Prof. (Kazakhstan) Amanova G.D. Can. of Economic Sciences, Assoc. Prof. (Kazakhstan) Aryn Y. М.
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