Financial performance as a measuring instrument to know the process of implementing financial resources owned by the company. The Covid-19 pandemic has impacted the banking sector, resulting in poor financing due to debtors' disbursements as a result of the large number of people losing their jobs and difficulties in financing payments. This research aims to analyze the financial performance of Islamic Banks during the Covid-19 pandemic, using records of annual financial statements from 2011 to 2020 through Multiple Linear Regression testing and linearity testing of the model used ramsey test. As a result of this study, the results of the t test found that the Capital Adequacy Ratio (CAR), Operating Costs to Operating Income (BOPO), Financing to Deposit Ratio (FDR) had a positive and significant effect on financial performance (ROA) while Not Performing Financing (NPF) had a negative and insignificant effect on financial performance (ROA). Furthermore, simultaneously capital adequacy ratio (CAR), Operating Costs to Operating Income (BOPO), Financing to Deposit Ratio (FDR) and Not Performing Financing (NPF) significantly influenced the financial performance (ROA) of Sharia banks in Indonesia.
Disiplin Kerja adalah suatu hal yang penting untuk keberhasilan setiap organisasi, baik di pemerintahan maupun organisasi/instansi swasta. Suatu organisasi ataupun instansi pemerintah akan berhasil dalam pencapaian tujuan bilamana setiap individu atau pegawainya menerapkan disiplin dalam bekerja. Dengan demikian kinerja setiap anggota atau pegawai akan meningkat yang sekaligus juga meningkatnya kinerja organisasi tersebut. Demikian juga halnya dengan Kantor Ajendam I/BB di Medan. Teori yang digunakan dalam penelitian ini adalah teori yang berhubungan dengan manajemen sumberdaya manusia terutama teori yang menyangkut tentang disiplin kerja dan kinerja pegawai, baik secara kuantitatif maupun secara kualitatif. Penelitian ini dilakukan di Ajendam I Bukit Barisan Medan yang berlokasi di Jalan Gatot Subroto Km 7.6. Medan. Kegiatan penelitian ini direncanakan akan dilakukan terhitung sejak bulan Mei hingga Juli 2017. Dari pembahasan yang dilakukan sesuai dengan topik dan pokok permasalahan, serta analisis data yang dilakukan diperoleh hasil dalam bentuk regresi linier sederhana yaitu Y = 7,541 + 0, 413X dengan determinansi sebesar 84,8%, dan secara umum disiplin kerja berpengaruh signifikan terhadap kinerja pegawai pada Kantor Ajendam I Bukit Barisan Medan, dimana t hitung sebesar 20,060 sedangkan t table 1,984 pada = 5%. Dari hasil yang diperoleh disarankan kepada pimpinan Ajendam I Bukit Barisan Medan agar menjaga dan lebih meningkatkan serta membina disiplin kerja pada lembaga tersebut, demi tercapainya peningkatan kinerja pegawai secara keseluruhan sesuai dengan harapan.
This study aims to determine sharia banking performance after the merger of Sharia Banks and Covid 19 pendemi by looking at the influence of NPF, FDR, BOPO, and CAR financial performance of Sharia Commercial Banks in the Period 2011-2020. This research uses quantitative research method with population in this research is all sharia commercial banks in Indonesia period 2011-2020. Data collection is done by library method from journal, article, or literature related to the required data, and documentation method of sharia commercial bank implementation report in question as well as data from OJK website. The research method used is a statistical descriptive test, descriptive test by analyzing ROA through ROA implementation report using content analysis method, classic assumption test, some regression test. Results show that the variables NPF, FDR, BOPO, and CAR are simultaneously financial performance of Sharia Commercial Banks in Indonesia in the period 2011-2020. Simultaneously, the variables of NPF, FDR, BOPO and CAR have a significant impact on the financial performance (ROA) of sharia commercial banks in Indonesia in the period 2011-2020. Based on the amount adjusted R2 is 0.979 which means that 97.9% of financial performance (ROA) of sharia commercial banks is influenced by independent variables, while 02.1% is influenced by other factors outside the research. Car partially had an insignificant positive effect on the financial performance (ROA) of sharia commercial banks in Indonesia in the period 2011-2020. Partially, NPF has an insignificant positive effect on the financial performance (ROA) of sharia commercial banks in Indonesia in the period 2011-2020. Partially BOPO has a significant negative effect on the financial performance (ROA) of sharia commercial banks in Indonesia in the period 2011-2020. Partially, FDR has an insignificant positive effect on the financial performance (ROA) of sharia commercial banks in Indonesia in the period 2011-2020.
The purpose of this study was to determine whether there is influence of organizational culture and job promotion on employee performance at PT. Taspen (Persero) Kantor Cabang Utama Medan. The object of research is limited to organizational culture variable and job promotion as independent variable and employee performance as dependent variable. Samples, ie as many as 72 Respondents. Analysis method used is multiple linear regression analysis which kosntanta equal to 0,876 which means indicate that if variable of organizational culture and job promotion is considered constant then level of employee performance variable positive value that is equal to 0876. While the results of correlation coefficient X1 of 0.248 which means if the organizational culture has increased the employee performance will experience an increase of 0.248 and X2 coefficient of 0.851 which means that if job promotion variables increased the employee performance will experience an increase of 0.851, these three variables each have The relationship of positive attachment to employee performance and has a significant value is 0.000 <from 0.005.
<p><em><strong>Abstract - This study has a direction to explain the impact of BI Rate, FED Rate, and Inflation simultaneously, partially, and potentially dominant variable influence on the Composite Stock Price Index by conducting a multiple linear regression analysis. The data conducted is monthly data from January 2013 to December 2020 with a sample of 96 time series data for each free and bound variable. The analysis shows that BI Rate, FED Rate, and Inflation simultaneously have a significant effect on the Composite Stock Price Index. As the results of the analysis describe the first, BI Rate partially shows the negative influence on the Composite Stock Price Index; second, the FED Rate has no effect on the Composite Stock Price Index; third, inflation represents a negative influence on the Composite Stock Price Index. In the end, variables that affect the dominant potential of the Composite Stock Price Index are variables of Rupiah Exchange Rate. The results in this study explain the diversity of news on changes in the FED Rate so that investors are confident in their own self-assessment to provide results in investing in stocks.</strong></em></p><p><strong>Keywords: BI Rate, FED Rate, Inflation, Composite Stock Price Index.</strong></p>
scite is a Brooklyn-based organization that helps researchers better discover and understand research articles through Smart Citations–citations that display the context of the citation and describe whether the article provides supporting or contrasting evidence. scite is used by students and researchers from around the world and is funded in part by the National Science Foundation and the National Institute on Drug Abuse of the National Institutes of Health.
hi@scite.ai
10624 S. Eastern Ave., Ste. A-614
Henderson, NV 89052, USA
Copyright © 2024 scite LLC. All rights reserved.
Made with 💙 for researchers
Part of the Research Solutions Family.