The income of households in Malaysia is classified into three groups namely the top 20 percent (T20), middle 40 percent (M40), and bottom 40 percent (B40). The B40 group refers to households earning less than RM 4,850 per month making it the lowest households class in Malaysia. This group is incapable to accommodate the cost of living especially in urban areas as their monthly income is insufficient to make ends meet. This research examines the challenges faced by the B40 group to elevate their income and standard of living to take them out of the poverty group. The methodology of this research employed face-to-face interviews. 20 respondents were chosen randomly from five selected areas in the state of Selangor. These five areas were Bandar Petaling, Petaling, Sungai Buloh, Damansara and Bukit Raja. Based on the content analysis conducted, various challenges have been found namely the problem of single mothers, the lack of skills and education, health problems, cost of living, and individual attitude. To overcome these challenges, a number of suggestions are proposed which are exposure to existing skills programmes, increasing the quality of healthcare, controlling the price of goods, and regular visits to living areas of the B40 group.
Poverty has always been a major topic of discussion throughout the world. Based on the studies that have been conducted in Malaysia, they only take about 44 years to reach 1% incidence of poverty in 2014. While in 1970, the incidence of poverty was 49.3%. Malaysian government's efforts to eradicate poverty of its people can be seen when the government attempted through the Government Transformation Programme (GTP) through the National Key Result Areas (NKRA) with the Ministry of Women, Family and Community Development (KPWKM) becomes as the main driver. Through KPWKM, 1AZAM (1Aim) was launched. The program identified four main areas namely AZAM Tani (Farms Aim), AZAM Khidmat (Services Aim), AZAM Kerja (Works Aim) and AZAM Niaga (Business Aim) to help the poor Malaysians out of the group.
In general, baitulmal is a store treasury or property house which manages all properties and financial resources of Muslims community. Therefore, primary responsibility of baitulmal is managing assets and finances that are owned by and entrusted to Muslims community such as zakat, wakf, usyur, khaaraj and other sources that are permitted by Islamic law as an effort to reduce poverty and for socioeconomic development. This article intends to examine the management of baitulmal during the period of Caliph Umar ibn Abdul Aziz. This is important because Caliph Umar ibn Abdul Aziz has made several revolutions throughout his reign. Based on textual analysis, six critical success factors for treasury management during his reign have been identified. The factors are healthy environment for economic growth, strengthening of the baitulmal, stimulating and boosting the business sector, creating new rules for the agricultural sector, giving more focus to the general fund stored in the treasury and the last factor is vigilance with the use of the national treasury.
Before the restructuring, Medina's residents live in hostile environment and constantly waging war between themselves. In Malaysia, population's restructuring occurred as the result of May 13, 1969's tragedies, which became a black spot in the history of Malaysia. Through population's restructuring, the poverty rates in Medina and Malaysia decrease. There are five key elements that are kept in the population's restructuring in Medina and Malaysia. These elements are religion, life, intellect, lineage and property. These five elements are contained in Maqasid Shariyah.
scite is a Brooklyn-based organization that helps researchers better discover and understand research articles through Smart Citations–citations that display the context of the citation and describe whether the article provides supporting or contrasting evidence. scite is used by students and researchers from around the world and is funded in part by the National Science Foundation and the National Institute on Drug Abuse of the National Institutes of Health.