The current state of land use in Ukraine is characterized by high agricultural development and land cultivation. The predominant share in the total land stock of Ukraine is occupied by agricultural land (70.8% of the country's territory). Ukraine accounts for about 0.45% of the world land fund, while arable land occupies 2.4% of its world-wide area. According to resource-based indicators of land use Ukraine is also characterized by an extremely high level of development of living space and only about 8% of the territory can be attributed to anthropogenically unchanged. Ecological and economic aspects of land use include of rational land use, which characterizes the optimal involvement of all lands in economic circulation and their effective use for the main purpose, creation of favorable conditions for increasing productivity of agricultural land and obtaining from the unit of area the maximum amount of products at the lowest cost of labor and funds. The article substantiates that degradation of soils has its own characteristics, caused by various factors and processes. It is established that the practice of land use and the state of study of the above problems will require further study of the preconditions for the development of land degradation processes caused by the main factors: human economic activity and climatic and relief-ground conditions. The existing system of land protection in agriculture due to the influence of a number of natural and economic factors, as well as insufficient attention from the state does not ensure their rational use. Therefore, it is necessary to adhere to an integrated system of protection of agricultural land.
For a long time the issue of socio-economic development of rural areas, which have their characteristics, has not lost its relevance but also is united by common unsolvable problems that restrict their development in Ukraine. The socio-economic decline of the village can not only reduce economic performance in agriculture but will also have a negative impact on depopulation, environmental deterioration, reduce the efficiency of natural resources, as well as the destruction of the cultural environment. The article presents the results of a study of the socio-economic situation in rural areas, analysis of economic and environmental indicators of the use of agricultural resources in the production of crop and livestock products in villages by different categories of producers. The publication provides information on the profitability of production in agricultural formations from 2010 to 2020. It has been established that the reason for the lack of growth in production in households is the irrational and economically unjustified use of resources and the lack of modern technologies. The publication also reveals the trends in the production output of livestock and crop production by different categories of producers. The indicators of production profitability were analyzed by agricultural enterprises during 2010-2020. The ways and means of improving the situation of using the natural resources by private agricultural enterprises, increasing economic indicators in the rural sector, and increasing production in agricultural enterprises are given. The results of the previous research show the possibilities and prospects for the implementation of the economic potential of rural areas based on the efficient and economically structured governance on the given territories. In addition, in modern realities, there may be an inflow to the mainstream of the investment climate due to the process of decentralization of the local government, receiving investment in the community, and, the increasing of the economy as a result. The research has shown that the development of social and economic infrastructure depends on investment activity.
Studying the problems of increasing the competitiveness of domestic agricultural enterprises remains relevant. Ensuring the functioning of the domestic agricultural sector against the background of globalization processes in the food market is possible under constant improvement of the organizational and economic conditions of the functioning of farming enterprises. The article presents the results of the study of selected indicators that characterize the efficiency of the use of natural resources by agricultural producers, and the grouping of enterprises according to the size of the harvested area of the main crops is carried out. During the research, it was established that the most efficient use of the land resource was by enterprises with an area of 500 to 3,000 or more thousand hectares. These farms have a high yield, which exceeds the statistical average by 15 %. Large farms have more investment resources and the ability to improve administration processes, use technical support, apply advanced technologies, and, as a result, gain competitive advantages in domestic and foreign markets. The factors that shape the competitiveness of agricultural enterprises have been determined, and a comparison of the management level of domestic agrarian enterprises with foreign competitors has been made. The factors that need to be considered to achieve the most significant economic indicators from the agricultural activity are given. Since the primary determinant of the economic efficiency of the state is its competitiveness in foreign markets, the results of the conducted research are aimed at improving and increasing the level of use of the existing natural resource potential, which is at the disposal of domestic agricultural producers.
At present, tourism insurance is in high demand in Ukraine, as there has been a big tendency in recent years to increase the number of people traveling abroad. The reason for such growth in the tourism sector is primarily due to a change in the way of life of Ukrainian citizens, the adoption of a visa-free regime, adequate prices for rest and quality of service provision in comparison with domestic ones. The modern insurance market offers a large assortment of insurance products, which enables it to integrate with other sectors of the economy. Tourist activity in its economic nature is characterized by a high degree of riskiness, and therefore its effective functioning is impossible without insurance. All developed countries have long introduced insurance in the tourist market for the successful functioning of this industry and the state economy as a whole. The issue of insurance in tourism in the Ukrainian market is problematic, as it is characterized by low awareness and trust in the population, insufficient attention from the state authorities. Insurance and tourism are of great importance for the development of the economy. The growth of the dynamics of international tourist flows requires the strengthening of the quality requirements of tourist services and the existence of the insurance market. Insurance of tourism industry is a new type of insurance in Ukraine, the study and analysis of the problems of this type of insurance is not perfect and little studied by domestic scientists, in contrast to foreign ones. The tourism industry always has a certain danger to the life of both tourists and its employees. Natural disasters, accidents and other unforeseen events can affect the balanced activities of the tourist complex. After all, with the development of scientific and technological progress, the natural and industrial-economic cataclysms are not decreasing, but on the contrary increasing. In order to ensure the stable operation of travel companies and to ensure quality recreation for tourists in various areas of high risk, there are various risk management tools, one of which is insurance. Insurance as a component of the security system in the tourism industry helps to stabilize the activity of tourism enterprises and tour operator companies, as well as safety of tourist trips both in Ukraine and abroad.
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