This study aims to determine the effect of products, services, and promotions on customer decisions to save at syari'ah banks. This research is a descriptive quantitative research with multiple linear regression analysis method which is conducted at Bank Muamalat Indonesia, Jambi City using the form of field studies (Field Study). The instrument in this study is a questionnaire. The results of this study indicate that the customer's decision to save has a significant effect on products, services and promotions simultaneously. Then about how the product, service and promotion simultaneously influence the customer's decision to save at BMI. That the factors that influence customer interest in saving include customer knowledge about the products in the Muamalat bank itself and the price and place promotions. Not only that, the marketing performance of the marketing work mechanism in promoting product funding to customers by studying customer profiles before creating an account at BMI. Besides, service to customers is very supportive for promotion in influencing customer decisions to save. Penelitian ini bertujuan untuk mengetahui pengaruh produk, pelayanan, dan promosi terhadap keputusan nasabah untuk menabung di bank syari’ah. Penelitian ini adalah penelitian kuantitatif deskriptif dengan metode analisis regresi linear berganda yang dilaksanakan di Bank Muamalat Indonesia Kota Jambi menggunakan bentuk studi lapangan (Field Study). Intrumen dalam penelitian ini adalah kuisioner. Hasil penelitian ini yaitu keputusan nasabah untuk menabung memiliki pengaruh signifikan terhadap produk, pelayanan dan promosi secara simultan. kemudian mengenai bagaimana pengaruh produk, pelayanan dan promosi secara simultan terhadap keputusan nasabah untuk menabung di BMI. Bahwa faktor yang mempengaruhi minat nasabah untuk menabung diantaranya pengetahuan nasabah mengenai produk yang ada di bank muamalat itu sendiri dan dengan harga dan place promotion. Tidak hanya itu kinerja marketing atas mekanisme kerja marketing dalam mempromosikan produk funding kepada nasabah dengan mempelajari profil nasabah sebelum membuat rekening di BMI. Disamping itu pelayanan kepada nasabah sangat mendukung untuk promosi dalam mempengaruhi keputusan nasabah untuk menabung.
This study aims to predict or predict the carbon potential stored in undergrowth and litter at the Lancang Kuning University Arboretum. This research was conducted at Arboretum of University of Lancang Kuning and at Faculty of Forestry Laboratory of University of Lancang Kuning. Based on the research that has been done, the potential of wet biomass in the Arboretum of University of Lancang Kuning is 24.39 ton / Ha, and wet biomass of lower plants 2.16 tons / ha. Water content of litter by 52,42% and water content of vegetation below 227,30%. Litter biomass of 15.92 Ton / Ha, and dry vegetable biomass of 0.67 ton / Ha. Level of litter substance by 49,67%, and concentration of fly substance leaf of 51,25%. Litter ash content of 5.58% and lower ash content of 6.24%. Litter carbon content of 44,74%, and carbon content of lower plants by 42,50%. Potential carbon stored in the litter of 7.12 tons / ha and carbon potential stored in plants under 0.28% tons / ha. Lands of carbon potential of litter and vegetation in Arboretum with area of 9,2 Ha that is equal to 68,19 ton.
Abstract. The implementation of the Corporate Social Responsibility (CSR) program will have a positive impact not only on banking operations but on the continued existence in the future. With the implementation of CSR, Islamic banks not only gain economic benefits in terms of profit and growth but also enhance the public image and public trust. The results of this CSR program bring Islamic Banks closer to the people for better social change. Structural Equation Modelling results show that CSR variables significantly influence the image and trust of Bank Syariah Mandiri Jambi.Keywords: Corporate Social Responsibility; Image; Trust; Structural Equation Modelling.Abstrak. Implementasi program Tanggung Jawab Sosial Perusahaan akan memiliki dampak positif tidak hanya pada operasi perbankan tetapi pada keberlanjutan keberadaan di masa depan. Dengan penerapan Tanggung Jawab Sosial Perusahaan, bank syariah tidak hanya mendapatkan manfaat ekonomi dalam hal laba dan pertumbuhan tetapi juga meningkatkan citra dan kepercayaan masyarakat. Hasil dari program Tanggung Jawab Sosial Perusahaan ini membawa bank-bank Islam lebih dekat kepada masyarakat untuk perubahan sosial yang lebih baik. Hasil Structural Equation Modeling menunjukkan bahwa variabel Tanggung Jawab Sosial Perusahaan berpengaruh signifikan terhadap citra dan kepercayaan Bank Syariah Mandiri Jambi.Kata kunci: Tanggung jawab sosial perusahaan; Citra; Kepercayaan; Pemodelan Persamaan Struktural.
This study aims to analyze the effect of Islamic bank financing, government spending, and investment on economic growth in Indonesia from 2003 to 2019. A quantitative descriptive methodusing the Vector Error Correction Model (VECM) analysis was applied. The results showed that in the short term, the variables of Islamic bank financing, government spending, and investment did not have a significant effect on economic growth. This shows that these variables require enough time to affect the economic growth. However in the long term, the results showed that Islamic bank financing and investment respectively have a significant, negative effect on economic growth, while government spending has a positive and significant effect on economic growth in Indonesia.JEL Classification: F22, F24, I32, J01, O15How to Cite:Nofrianto, Muliana, Y., & Cahyadi, A. (2021). The Impact of Islamic Bank Financing, Government Spending, and Investment on Economic Growth in Indonesia. Signifikan: Jurnal Ilmu Ekonomi, 10(2), 299-310. https://doi.org/10.15408/sjie.v10i2.20469.
This study aims to analyze the behavior of digital zakat payments in Indonesian Muslim youth. This research is using multinomial logit by dividing three alternative zakat payment media, namely digital payment, cash, or using both media with 306 respondents. The research results show that perceived usefulness, ease of use, and risk affect intentions to use digital zakat payments. The other variables such as continuity and trust don’t have an impact on intention. Similar results were also obtained for intentions to pay zakat in cash. The implications of these results indicate that zakat management organizations must improve features on digital payment platforms to make it easier for people to pay zakat. Zakat management organizations must adapt to technological developments. This study offers new insight about the intention of muslim youth generation paying zakat through digital platform.
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