ABSTRAKPenelitian ini bertujuan untuk menganalisis pengaruh kontrol diri, pendidikan pengelolaan keuangan keluarga, pengetahuan inklusi keuangan siswa secara parsial maupun simultan. Populasi dalam penelitian ini adalah siswa SMK jurusan Akuntansi, dan Perbankan se Kota Kediri sebanyak 477 dengan jumlah sampel sebanyak 211 siswa. Adapun teknik pengumpulan data yaitu angket dan dokumentasi. Metode analisis menggunakan teknik regresi linier berganda. Hasil penelitian menunjukkan bahwa kontrol diri, pendidikan pengelolaan keuangan keluarga, pengetahuan inklusi keuangan siswa secara parsial berpengaruh signifikan positif terhadap perilaku menabung siswa SMK se Kota Kediri. Kontrol diri, pendidikan pengelolaan keuangan keluarga, pengetahuan inklusi keuangan siswa secara simultan berpengaruh signifikan positif terhadap perilaku menabung siswa SMK se Kota Kediri. Kata Kunci : Kontrol diri, pendidikan pengelolaan keuangan keluarga, pengetahuan inklusi keuangan siswa, perilaku menabung. 4)
ABSTRACT
This study aimed (1) to analyze the influence of self-control on the savings behaviors of students, (2) analyze the influence of family financial management education to saving behavior, (3) analyze the effect of students knowledge of financial inclusion on the saving behaviors of students, (
When giant companies are involved in fraud that has an extremely detrimental effect on the economy, the fraud cases become scandalous. The giant company's fraud case was revealed, mostly because of the information within the company that was revealed by the company's employees, which is called whistleblowing. The purpose of this study is to prove the differences in students' perceptions of fraud and whistleblowing behavior based on gender factors. Research is conducted on students of the Faculty of Economics of Universitas Hasyim Asy'ari Tebuireng Jombang, who are in the third semester or above so that they already understand fraud and whistleblowing. This type of research is quantitative research based on empirical studies. The research sample was selected by using the technique of probability sampling with the category of simple random sampling. The hypothesis testing using multiple research paradigms with one dummy variable and two dependent variables so that it uses two simple dummy regression tests. The decision on the results of hypothesis testing uses two R Square determination coefficients to explain the relationship of each variable. The results of this study prove that there is no gender effect on the students' perception of fraud and whistleblowing.
This study aims to determine whether or not the influence of Working Capital Turnover and Leverage to Financial Distress (Empirical Study on Service Company Sub Sector Property, Real Estate and Building Construction Listed on Indonesia Stock Exchange) during the period 2012-2017. Independent variable Working Capital Turnover using Net Working Capital Turnover and leverage using debt to assets ratio (DAR). The dependent variable of financial distress uses Z-Score Altman Modification. The research method used is quantitative method. The type of data is secondary data obtained from the official website of BEI namely www.idx.co.id. Data analysis used is multiple linear regression analysis. The results showed that the Working Capital Turnover variable had a positive effect on financial distress, meaning that if the faster or higher the working capital turnover, the financial condition would be fine and vice versa. Leverage variables have a negative effect on financial means that if the level of debt that finances assets is not too high, then the financial condition will be fine and vice versa.
Banyak ragam profesi dalam dunia kerja bisa memberi berbagai macam pilihan untuk setiap siswa memilih terjun ke dalam dunia kerja yang diminatinya. Urgensi kegiatan ini dilakukan untuk menggali sekaligus memberikan bekal pada siswa-siswa yang sedang menempuh pendidikan di SMK jurusan akuntansi tentang macam-macam bidang akuntansi dan gambaran masa depan yang bisa mereka raih dan tempuh. Kegiatan pengabdian kepada masyarakat dilaksanakan di SMK Palapa Ngoro Jombang, pada 22 dan 23 November 2019. Metode pengabdian disampaikan dengan ceramah, tanya jawab dan interaktif dengan siswa peserta. Sesudah dilaksanakan program pengabdian ini siswa bisa mendapatkan gambaran tentang berbagai macam bidang akuntansi dan profesi – profesi akuntansi yang kelak bisa dipilihnya.
This study aims to improve the financial performance of BMT Mu'amalah Syariah Tebuireng by using an analysis of liquidity and solvency ratios. The data used in this study are primary and secondary data obtained from the financial statements of BMT Mu'amalah Syariah Tebuireng for five years. While the method of data analysis used is descriptive qualitative which is analyzed using financial ratios based on the achievement of the Minister of Cooperative regulation, it can be concluded that the liquidity ratios are calculated using the current ratio formula that is in poor condition. Whereas the solvency ratio is calculated by the formula of debt to equity ratio and the ratio of debt to assets in the criteria is not good.
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