Purpose: This research examines the effect of Perceived Ease of Use (PEOU), Perceived Usefulness (PU), religiosity, and company image on intention to use Sharia fintech for donation among Indonesian young consumers. Methodology: This study used a quantitative method with data collection techniques using an online questionnaire. Respondents filled out the questionnaire based on the Likert scale from 1 (strongly disagree) to 4 (strongly agree). The questionnaire was distributed and collected in less than one week, from 26th March 2021 to 29th March 2021. The ideal sample is five times higher than the number of indicators. The number of indicators is 20, so the ideal sample is 100 or more. This study has successfully collected 206 respondents. However, 13 respondents filled the same scale for all questions, so 193 is chosen as data analysis. The valid data were analyzed through Structural Equation Modeling Partial Least Square (SEM-PLS). Findings: This research shows the intention to use Sharia fintech to pay donations influenced by perceived usefulness (PU) and religiosity. In contrast, perceived ease of use (PEOU) and image are not positively related to the intention of using Sharia fintech for donation. Practical Implication: Religiosity and PU positively influence the interest in using Sharia fintech to pay donation. So, it is expected for fintech to comply with Sharia compliance and still comply with regulations from the OJK and DSN related to legality aspects. Furthermore, fintech startups and developers can build a more user-friendly application. Originality: This research is a replication-based model and is adapted from published research. The originality in this research is in the respondent who young generation. Intention to pay donation using fintech Sharia is the main focus to be researched. This primary focus has not been being researched beforehand.
Now adays, the world is still struggling in dealing with Covid-19 and all the effects it causes. This condition has many impacts, including on the socio-economic sector and can be overcome by increasing zakat income. Given the extremely dangerous nature of the transmission of the corona virus, WHO recommends the use of digital money. This also applies to the payment of zakat through e-zakat (online payment of zakat). This study aims to determine the factors that influence Muzakki's decision to pay zakat online.This study uses a younger generation as a sample because of its role as the largest internet users who are able to easily learn the latest technology. This research contributes to providing new insights regarding the factors that influence consumers in using e-zakat. This research has implications for amil zakat institutions to innovate through e-zakat services and improve their services so that more consumers can serve so that the number of users will increase. Research instrument used to obtain data was a likert scale questionnaire. The research model used is the Structural Equation Model (SEM) and analyzed using PLS to test the measurement model and the structural model simultaneously. Based on the results of hypothesis testing, e-wom and religiosity have a positive effect on the decision to pay zakat. Meanwhile, the intention variable proved insignificant in moderating the relationship between e-wom and religiosity towards the decision to pay zakat online. Keywords: e-wom, religiosity, intention, decision
Plastic waste has reached pandemic levels worldwide. It adversely affects wildlife, wildlife habitat, and humans. Meanwhile, adopting information technology may reduce plastic waste problem. In this study, a Zerowaster application was developed that can provide green spot information. The idea of the developed application is unique from existing applications. Zerowaster application does not make plastic waste as an object that is informed, but rather shows information on clean places or where there is no trash. Prototype method is used in this study. And Blackblox is chosen as a method to test the application. Application development is started by desgining interface, then developinng a webpage admin, implementing Application Programming Interface (API) and Geographic Information System (GIS). The result shows that Zerowaster application running well on mobile application as well as showing green spot for the users.
Shalawat Musawah, known as gender sholawat, is a prayer often sung by the Nahdhatul Ulama fatayat. The lyrics of sholawat Musawah are by the spirit brought by the Fatayat Nahdhatul Ulama community (NU), rising from oppression to build the independence of the people. This study used descriptive qualitative with the sociology of literature approach. Data analysis was carried out using analytic techniques. This study aims to explain (1) the text and meaning of sholawat Musawah. (2) the intrinsic factor of sholawat Musawah, and (3) the correlation between the author and Shalawat Musawah. The result found that the text and meaning of Shalawat Musawah are related to the theme and perspective of the author, equality theory under Islamic law. Sholawat Musawah consists of 5 intrinsic elements: theme, diction, tone, rhyme, and message. Meanwhile, the relationship between the author and literary works is correlated to the time, place, and author’s standpoint. The lyrics and meanings of Shalawat reflect the author’s thoughts who try to instill the concept of equality to have a good life (hayatan thayyibah) and a fair life (hayatan adilah) through a song (Shalawat).
COVID-19 impacts the people and some companies in different sectors. This pandemic creates online Zakah, Infaq, and Sadaqah (ZIS) payments which must be developed in line with FinTech services in Indonesia that increase continuously. However, many companies lack intentions on User Experience (UX) that can be a risk for services or products. This study explores the Experience of Financial Technology (FinTech) users in Paying Zakah, Infaq, and Sadaqah (ZIS). The quantitative method is used by collecting online questionnaires through FinTech users in East Java, Indonesia. PLS-SEM was used to analyze data. Findings. The result indicated that both information and system quality have no impact on the user experience. Meanwhile, service quality positively relates to user experience. As a result, this study disclosed the user experience of ZIS payment during COVID-19 that will lead to the user's intentions and net benefit.
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