Currently, the community must make adjustments to the new conditions that are being faced. People have started adaptation by implementing new life habits called "new normal life". The urgency of saving in the face of the new normal is very important to help the recovery and growth of the Indonesian economy. In a public health emergency, people are more willing to save money than spend it, which is not conducive to economic development and recovery. Our research will provide advice on how to have a better understanding of financial behavior during a pandemic. This analysis aims to provide good knowledge of financial behavior during an emergency. Using a qualitative research approach, this study seeks to uncover what motivates women to save amid the limitations and obstacles they face. The results of the study found that there are three motivations behind women working formally to save. The first motivation is Children Education which explains that in the provision of part of the income they have is to prepare for the costs of children's education. The second is emergencies which state that something that prompts to make allowances is to prepare costs for unexpected needs that cannot be controlled or controlled by humans. The third is related to religiosity, namely the need to perform the pilgrimage.

This study emphasizes that one concrete step in effort to develop sharia tourism is to pay attention to actual factors affecting the purpose of traveling in sharia tourism destinations in Malang. The study results showed that between motivation, cognitive goals, and service quality showed a relationship. Therefore, students would naturally intend to visit sharia tourism destinations. When tourism is needed by students in accordance with purpose of doing sharia tourism, then fulfilling this need will lead a tourist to bring up his attitude of loyalty to sharia tourism. Customer loyalty is very important for companies to maintain continuity of their business and activities. There is a fulfillment of tourists need if it is associated with sharia tourism destinations. This will increase the intention to visit sharia tourism destinations.

The study aims to analyze the meaning of debt according to the people of Kampung Kauman who prefer moneylenders than banks as their source of credit. This qualitative research uses a case study. Primary data were obtained through interviews with residents of Kampung Kauman, Pasrepan Village, Pasuruan Regency, East Java, which is located in an Islamic boarding school environment with a religious type of community. Secondary data in the form of details of the credit system to moneylenders. The sample used is saturated, i.e. all those who are credit members to loan sharks. Total informants numbered 21 of 30 households in Kauman Village. The results of this study indicate that the meaning of credit to loan sharks for the community in the study site environment is venture capital, a friendly place of association, mutual relief among credit members, and regarding usury laws on credit.

The to'-oto' a tradition is an event held by the community to return bhubuwan's money (money given at weddings). Each implemented certainly has different perceptions of to'-oto' that have been entrenched. This is the main problem that researchers want to know. This research uses a qualitative research method with a phenomenal research model to look deeper into the psychological meaning of an individual's experience of the to'-oto' tradition. The results showed that the tradition of to'-oto' was perceived as a means of returning savings due to the necessities of life, a means of tightening the silaturrahim rope of both the head of the family in the village or outside the village, one form of "tasyakuran" (salvation) and as a form of tradition that the community runs.

In making a decision to buy shares in the stock market, an investor must know the analytical methods involved in stock investing. One of the methods used is technical analysis. This study aims to determine the comparison of stock returns generated using the Bollinger Band, Parabolic SAR, and Stochastic Oscillator indicators. This type of research is a quantitative approach with a comparative method. The sampling technique used purposive sampling, in order to obtain 14 companies. The results show that the indicators of Bollinger Band, Parabolic SAR, and Stochastic Oscillator can be used as guidelines in determining the buying and selling of stocks to get optimal returns.

The exchange rate will react against change of inflation and interest rate, at least there are three theories that explain the relationship between inflation, interest rate, and exchange rate, namely purchasing power parity, interest rate parity, and international fisher effect. The purpose of this study was to determine the influence of purchasing power parity, interest rate parity, and international fisher effect on the Rupiah exchange rate against US Dollar. The populations in this research included inflation time series data, nominal interest rate, real interest rate, and Rupiah exchange rate. The data used in is secondary data form the inflation report, nominal interest rate, real interest rate, and Rupiah exchange rate quarterly. The independent variable used purchasing power parity, interest rate parity, and international fisher effect,the dependent variable used the Rupiah exchange rate against US Dollar. The result of this study indicated that the purchasing power parity, interest rate parity simultaneously had a significant influence on the exchange rate of Rupiah/US Dollar.

Almost all activities in all sectors are supported by technology and information. Fintech has attracted much attention, but the current use of Fintech is still in doubt. This study aims specifically to determine the specific benefits that are felt as well as the negative impacts arising from the use of Fintech together can influence the use of Fintech repeatedly, specifically for the younger generation. This type of research is quantitative research. The sampling method used is Quota Sampling. In this study, 20 samples will be taken from several universities in Malang. Based on the results of the research and discussion of this study, it can be concluded that the higher the economic benefits and comfort provided by Fintech, the higher the recurring assistance for Fintech. Financial risk (financial influence) as a moderating variable that influences the effect of economic benefits (economic benefits) on the continuation of financial technology intentions (intention to use repeatedly in financial technology products). The financial risk offered by Fintech means the higher interest in using Fintech because of the higher the level of Fintech usage the higher.

Entrepreneurial women are those who run a business innovatively, they are also very confident, creative and able to achieve economic independence both individually and collectively with others and increase their active role in economic activities. Entrepreneurship that exists within individuals arises from objective realities that exist in society, which will continue to develop and interact and acculturate so that it will create a new identity for the person concerned so that this raises questions and needs to be studied more deeply about the process of significance in the process. the lessons that women entrepreneurs take towards their business success. This research was conducted in an effort to comprehensively reveal the existence of women entrepreneurs in their activities by using a qualitative approach in order to obtain deeper results. The way in which women entrepreneurs experience the learning process is found in terms of internal locus of control. Learning is important in entrepreneurship, because entrepreneurship reflects the complex interactions between individuals and business situations that are always changing.