The Zakat Core Principles (ZCP) is the core principles of zakat which cover 18 aspects related to the management of zakat. This study aims to obtain empirical evidence about solutions to Zakat Problems in BAZNAS (National Zakat Agency) and implementation of ZCP. This study uses qualitative methods with ANP (Analytic Network Process) analysis tool. The results of this study explain the most priority problems that need immediate response is in the form of lack of socialization and education about ZCP, BAZNAS must be more accountable and transparent in every report, and BAZNAS must have sharia control. The most priority strategy is the substance of ZCP that must be implemented, BAZNAS must be formally and financially independent as well as continuous socialization and education at BAZNAS. The conclusion is that the ZCP has not been implemented as a whole, especially in BAZNAS at the regional level. AbstrakZakat Core Principles (ZCP) adalah prinsip-prinsip inti zakat yg mencakup 18 aspek terkait pengelolaan zakat. Penelitian ini bertujuan untuk mendapatkan bukti empiris mengenai Solusi Permasalahan Perzakatan di BAZNAS (Badan Amil Zakat Nasional) dan implementasi tentang ZCP. Penelitian ini menggunakan metode kualitatif dengan alat analisis ANP (Analytic Network Process). Hasil penelitian ini memaparkan bahwa masalah yang paling prioritas yang perlu segera mendapatkan respon adalah berupa kurangnya sosialisasi dan edukasi tentang ZCP, BAZNAS harus lebih akuntabel dan transparan di setiap laporan, serta BAZNAS harus ada yang mengontrol secara syariah. Strategi yang paling prioritas adalah substansi ZCP yang harus diimplementasikan, BAZNAS harus mandiri secara formal dan finansial serta sosialisasi dan edukasi yang terus menerus di BAZNAS. Kesimpulannya adalah bahwa ZCP belum diterapkan secara menyeluruh terutama di BAZNAS tingkat daerah.Kata Kunci: prinsip-prinsip inti zakat; analytic network process; solusi; BAZNAS Muqtasid 10(1), 2019:40-56
This research aims to: (1) Knowing the obstacles faced in implementing the Mutanaqisah Musharaka Financing (2) The solutions taken to overcome these obstacles; and (3) the right strategy to apply musyarakah mutanaqisah financing. This study uses the Analytic Network Process (ANP) method and the assistance of Super Decision software. ANP is carried out in three stages, namely: first, in-depth interviews with Islamic banking experts and practitioners to identify the factors that influence the minimum amount of musyarakah mutanaqisah. Second, the results of the first step are used to create an ANP framework and a questionnaire addressed to Islamic banking experts and practitioners; and third, ANP analysis to determine the best priorities, solutions and strategies for implementing Musyarakah mutanaqisah financing in Islamic banking.The results showed that: (1) The constraints faced by Islamic banking in implementing Musyarakah Mutanaqisah financing for Islamic banking KPRS financing can be divided into two, namely internal and external problems. Internal problems stem from internal banking, banking human resources, and musyarakah mutanaqisah financing products. External problems originate from customers, authorities, and Islamic banks. The most priority problem faced is internal problems, namely human resources (HR) associated with low knowledge and skills about the MMQ contract. Meanwhile, the most dominant external problem is Islamic banking with a lack of insight into the MMQ contract. (2) The solutions given in determining the financing strategy for the musyarakah mutanaqisah are divided into two, namely internal and external solutions. The most priority solution comes from internal solutions, namely product solutions in the form of Islamic banking that must vary the contract, especially for the MMQ contract; and (3) The alternative with the most priority in determining the financing implementation strategy with the musyarakah mutanaqisah contract in Islamic banking is the Socialization and Education Program, followed by Contract Optimization, Portfolio Development, Image Strengthening, MMQ Segmentation Mapping, and MMQ financing market segmentation.
Zakat institutions have a very important role in alleviating poverty in a country through various programs that they make. One of the poverty alleviation programs carried out by zakat institutions is mustahik empowerment in the economic field. In socio-cultural and demographic terms, surely every mustahik who participates in the program has differences. By involving 105 respondents from four zakat organizations in Pekanbaru, this study aims to find out whether mustahik demography and socio-cultural have influenced the success of the mustahik empowerment program in alleviating poverty by using a logistic regression approach. In the demographic variables, the finding shows only two from six variables that have an effect on the success in eradicating mustahik poverty, namely the household members and employment status with the odds ratio of each variable of 1,540 and 2,385. The other variables that did not significantly influence were gender, education level, age and location of residence. Meanwhile, for the three socio-cultural variables, the finding is only one variable that affects the success of the empowerment program, namely family culture with an odds ratio of 2,861. Variable society habits and religiosity do not significantly influence. The results of this study have implications for the empowerment program that in carrying out the mustahik empowerment program, zakat institutions must pay attention to socio-cultural and mustahik demographics in order to get maximum results.
Indonesia as a supplier of halal cosmetics is inferior to other halal cosmetics providers. This is due to the disintegration of functional, emotional, and spiritual aspects of cosmetics, which can result in low consumer awareness. This research is an explanatory research using variance-based SEM approach. The results showed that consumer awareness of using halal cosmetics is due to knowledge, beliefs, experience, and information about cosmetics. Consumer awareness of using halal cosmetics has a positive and significant effect on brand holism. This awareness is due to the integration of the brand holistic elements in cosmetics, namely (1) it does not conflict with the principle of trust; (2) beautiful and healthy; (3) using natural ingredients; (4) care for the environment and reject exploitation; (5) free of animal fat; (6) clean manufacturing process; (7) strict supervision of label / logo certification; (8) does not cause dependency; (9) provide peace of mind, body and soul; (10) exposure according to reality; (11) and can be used various human backgrounds. So it is recommended for cosmetics companies to be able to strengthen their brands and be able to compete in the global market, it is very important to integrate all these elements in their brands. Keywords: Awareness, Halal Cosmetics, Brand Holistic Abstrak Indonesia sebagai pemasok kosmetik halal kalah dengan negara penyedia kosmetik halal lainnya. Hal ini disebabkan terjadinya disintegrasi antara aspek fungsional, emosional, dan spiritual pada kosmetik, yang dapat mengakibatkan rendahnya kesadaran konsumen.. Penelitian ini termasuk explanatory research dengan menggunakan penedekatan SEM berbasis variance. Hasil penelitian menunjukkan bahwa kesadaran konsumen menggunakan kosmetik halal disebabkan karena pengetahuan, keyakinan, pengalaman, dan informasi tentang kosmetik tersebut. Kesadaran konsumen menggunakan kosmetik halal berpengaruh positif dan signifikan terhadap brand holistic. Kesadaran ini disebabkan terintegrasinya unsur-unsur brand holistic pada kosmetik tersebut, yaitu (1) tidak bertentangan dengan prinsip kepercayaan; (2) indah dan sehat; (3) menggunakan bahan-bahan alami; (4) peduli lingkungan dan menolak eksploitasi; (5) bebas dari lemak hewani; (6) proses pembuatan yang bersih; (7) pengawasan yang ketat terhadap sertifikasi label/logo; (8) tidak menyebabkan ketergantungan; (9) memberikan ketenangan akal pikiran, jiwa dan raga; (10) pemaparan yang sesuai dengan kenyataan; (11) dan dapat digunakan berbagai latar belakang manusia. Maka disarankan bagi perusahaan kosmetik agar dapat memperkokoh brandnya dan dapat bersaing pada pasar global, sangat penting mengintegrasikan semua unsur ini pada mereknya. Kata Kunci: Kesadaran, Kosmetik Halal, Brand Holistic
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