It specializes in Indonesian Islamic studies in particular, and Southeast Asian Islamic studies in general, and is intended to communicate original researches and current issues on the subject. is journal warmly welcomes contributions from scholars of related disciplines. All submitted papers are subject to double-blind review process. STUDIA ISLAMIKA has been accredited by e Ministry of Education and Culture, Republic of Indonesia as an academic journal (SK Dirjen Dikti No. 56/DIKTI/Kep/2012). STUDIA ISLAMIKA has become a CrossRef Member since year 2014. erefore, all articles published by STUDIA ISLAMIKA will have unique Digital Object Identi er (DOI) number.

This study examined the role of the Micro Waqf Bank in empowering women micro-entrepreneurs. This research used a mixed-method with an explanatory design. Quantitatively, this study examines the effect of the joint responsibility system, financing, and mentoring on the growth of the micro-enterprises business. The sample used was 200 women micro-entrepreneurs using a purposive sampling technique. Quantitative data analysis was performed using the Structural Equation Model based on Partial Least Squares (SEM PLS) technique. This research qualitatively analyzes how the Micro Waqf Bank has carried out its role in empowering women, including dealing with crises due to the COVID-19 pandemic. Thematic analysis was used as the qualitative data analysis technique. Informants in this study amounted to 6 informants from MWB Mawaridussalam consisting of Management, Mentors, and female micro-enterprises. The research results quantitatively indicate that there is a positive and significant impact on the joint responsibility system, financing, and mentoring on the development of micro-enterprise members. Mentoring is the most significant variable that impacts the growth of a micro-enterprise business. Qualitatively, the research results show the role of the Micro Waqf Bank in the economic empowerment of women micro-business entrepreneurs by specifically recommending reinforcement of the mentoring function.

This research aims to: (1) Knowing the obstacles faced in implementing the Mutanaqisah Musharaka Financing (2) The solutions taken to overcome these obstacles; and (3) the right strategy to apply musyarakah mutanaqisah financing. This study uses the Analytic Network Process (ANP) method and the assistance of Super Decision software. ANP is carried out in three stages, namely: first, in-depth interviews with Islamic banking experts and practitioners to identify the factors that influence the minimum amount of musyarakah mutanaqisah. Second, the results of the first step are used to create an ANP framework and a questionnaire addressed to Islamic banking experts and practitioners; and third, ANP analysis to determine the best priorities, solutions and strategies for implementing Musyarakah mutanaqisah financing in Islamic banking.The results showed that: (1) The constraints faced by Islamic banking in implementing Musyarakah Mutanaqisah financing for Islamic banking KPRS financing can be divided into two, namely internal and external problems. Internal problems stem from internal banking, banking human resources, and musyarakah mutanaqisah financing products. External problems originate from customers, authorities, and Islamic banks. The most priority problem faced is internal problems, namely human resources (HR) associated with low knowledge and skills about the MMQ contract. Meanwhile, the most dominant external problem is Islamic banking with a lack of insight into the MMQ contract. (2) The solutions given in determining the financing strategy for the musyarakah mutanaqisah are divided into two, namely internal and external solutions. The most priority solution comes from internal solutions, namely product solutions in the form of Islamic banking that must vary the contract, especially for the MMQ contract; and (3) The alternative with the most priority in determining the financing implementation strategy with the musyarakah mutanaqisah contract in Islamic banking is the Socialization and Education Program, followed by Contract Optimization, Portfolio Development, Image Strengthening, MMQ Segmentation Mapping, and MMQ financing market segmentation.

<p><em>Islamic capital market has been developed to anticipate the need for capital management in the Islamic industry that grows rapidly. This paper will study the dynamics and the contemporary challenges of capital market industry products. The research utilizes a qualitative approach by searching data and information from relevant literatures, specific data, and information from regulators. The researcher conducts analytical studies literature after collecting and compiling data from relevant literatures. This study shows that Islamic capital markets have attempted to reach certain standards based on the criteria of Islamic teaching. However, this study found that globally and nationally the development of Islamic capital markets is still struggling with regulatory, products, and practices problems. This study indicates that the Islamic capital market regulator in Indonesia still needs wider socialization and more efforts to increase the low level of literacy and inclusion. </em></p><p> </p><p>Pasar modal syariah dikembangkan untuk mengantisipasi kebutuhan pengelolaan modal di industri syariah yang tumbuh pesat. Tulisan ini mengkaji dinamika dan tantangan kontemporer produk industri pasar modal. Penelitian ini menggunakan pendekatan kualitatif dengan mencari data dan informasi dari literatur yang relevan dan data dan informasi spesifik dari regulator. Peneliti melakukan studi analitik literatur setelah mengumpulkan dan menyusun data dari literatur yang relevan. Studi ini menunjukkan bahwa pasar modal syariah telah berusaha mencapai standar tertentu berdasarkan kriteria ajaran Islam. Namun, penelitian ini menemukan bahwa secara global dan nasional perkembangan pasar modal syariah masih berkutat dengan masalah regulasi, produk dan praktik. Hasil penelitian ini menunjukkan bahwa regulator pasar modal syariah di Indonesia masih membutuhkan usaha-usaha sosialisasi yang lebih luas untuk meningkatkan literasi dan inklusi pasar modal syariah yang masih rendah di Indonesia.</p><p> </p>

Kunci keberhasilan organisasi adalah bagaimana anggota organisasi dapat memberikan kontribusi positif pada pencapaian tujuan organisasi. Organisasi membutuhkan anggota yang mau melakukan lebih dari sekedar tugas biasa dan memberikan kinerja yang melebihi harapan. Perilaku peran ekstra atau disebut juga sebagai Organizational Citizenship Behavior (OCB) merupakan kontribusi individu yang melebihi tuntutan peran di tempat kerja. Untuk membentuk prilaku tersebut diperlukan peran pemimpin yang bijak, serta kepercayaan diri, keyakinan dan persepsi atas segala sesuatu yang mempengaruhi dirinya dan kepuasan. Tujuan penelitian ini adalah untuk menguji dan menganalisis pengaruh Spiritual Leadership, Self Efficacy Dan Locus Of Control Terhadap Organization Citizenship Behavior dimediasi oleh Job Satisfaction dosen tetap perguruan tinggi islam swasta di sumatera utara secara langsung maupun secara tidak langsung. Populasi dalam penelitian ini adalah seluruh dosen tetap perguruan tinggi islam swasta di sumatera utara. Teknik pengumpulan data dalam penelitian ini menggunakan angket. Hasil penelitian ini membuktikan bahwa secara langsung Spiritual Leadership, Self Efficacy, Locus Of Control dan  Job Satisfaction berpengaruh signifikan terhadap Organization Citizenship Behavior, Spiritual Leadership, Self Efficacy dan Locus Of Control berpengaruh signifikan terhadap Job Satisfaction, serta secara tidak langsung Spiritual Leadership, Self Efficacy Dan Locus Of Control berpengaruh signifikan terhadap Organization Citizenship Behavior dimediasi oleh Job Satisfaction. Karya penelitian ini akan membantu Perguruan Tinggi Islam Swasta di Sumatera Utara menyusun strategi untuk pengambilan keputusan dalam meningkatkan kerja sama dosen serta kinerja dosen