Education-job mismatches are reported to have serious effects on wages and other labour market outcomes. Such results are often cited in support of assignment theory, but can also be explained by institutional and human capital models. To test the assignment explanation, we examine the relation between educational mismatches and skill mismatches. In line with earlier research, educational mismatches affect wages strongly. Contrary to the assumptions of assignment theory, this effect is not explained by skill mismatches. Conversely, skill mismatches are much better predictors of job satisfaction and on-the-job search than are educational mismatches.

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Are housing provision systems in southern Europe (Italy, Spain, Portugal and Greece) different from those in northern Europe? Answering this question requires a way of theorizing housing systems, which locates them within their broader societal contexts. After setting out some of the key empirical differences between northern and southern, the paper reanalyses Esping-Andersen's work on welfare regimes and reviews housing-specific work using these ideas as a basis for identifying differences between northern and southern European welfare and housing systems. Three key factors emerge from this analysis: the capacity of civil administration, the linkages between formal and informal segments in the labour market, and the operation of extended familial networks in welfare distribution. On this basis, the paper presents a more institutionally robust analysis of the relationships between welfare and housing provision systems in southern Europe. The conclusions address the problems of using welfare regime theory to analyse housing provision as well as some of the specific housing problems associated with socio-economic change in southern Europe.Housing, Spain, Portugal, Italy, Greece, welfare regimes, clientelism, segmented labour markets, extended families,

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