No abstract

Tujuan penilitian ini yakni untuk menguji, mengetahui dan menjelaskan pengaruh Return On Assets, Debt to Equity Ratio, dan Firm Size terhadap Dividend  Payout  Ratio.  Variabel  bebas  yang  digunakan  dalam  penelitian  ini adalah  Return  On  Assets,  Debt  to  Equity  Ratio,  dan  Firm  Size,  sedangkan variabel terikat dalam penelitian ini yaitu Pembelian Dividend Payout Ratio. Populasi pada penelitian ini yakni Perusahaan Perbankan yang terdaftar di Bursa Efek Indonesia Periode 2011-2015. Sampel pada penelitian ini sebanyak 22 perusahaan. Teknik sampling yang digunakan pada penelitian ini adalah teknik sampling Purposif (purposive sampling).  Hasil  dari  penelitian  ini  menunjukkan  bahwa  variabel  Return  On Assets, Debt to Equity Ratio, dan Firm Size secara bersama-sama atau simultan memiliki pengaruh yang signifikan terhadap Dividend Payout Ratio dengan menunjukkan bahwa nilai F hitung sebesar 170.128 > F tabel sebesar  2,69 dengan tingkat signifikasi kurang dari 0,05 yaitu sebesar 0,000. Sedangkan hasil dari penelitian ini menunjukkan secara parsial bahwa variabel Debt to Equity Ratio,  dan  Firm  Size  mempunyai  pengaruh  yang  signifikan  Dividend  Payout Ratio. Sedangkan Return On Assets Tidak Signifikan

The Importance of studying innovation in context of small firms lies the fact that: there is no specific size of a company that is more suited for innovation, and small companies have barriers and determinants of different innovations. Improve SMEs innovation to create competitiveness is not an easy thing to do. In Indonesian, the government's efforts merely provide help with various aspects of the capital program People's Business Credit (KUR), which largely devoted to productive activities such as SMEs. However, the existing problems are not only limited in terms of capital, some other problems such as lack of access to SMEs companies with banking institutions, business-oriented business management weaknesses, knowledge and information are lame so forth. On the external side, the cultural import cheaper reasons and also the high competition of goods and services from abroad who supported the means and funds to trigger depressed SMEs with limited capital. Finally not a lot of SMEs in Indonesia that can grow and develop strong as expected. Strategy is to be able the competition through innovation. Study more complex models and relevant in explaining the innovation and performance of SMEs in Indonesia that can conveniently be considered in practical policies related to efforts on improve the company's innovation and SMEs performance both in terms of companies and other stakeholders which means importance role of market orientation, leaderships, culture organization and partnership organization for innovation (process, product and market) and performance.Keywords: Performance; Capabilities Inovation: SMEs Indonesian

This research aims to know the influence of debtors i.e. character of debtor, capacity, condition of economy, and collateral of debtor against non performing loans at PT Bank Tabungan Negara Cabang Bontang. This research was conducted in Bontang City. The methods used in this research was field survey by using questionnaire to 32 respondents in troubled debtor status. Sampling using cencus method. Data were analyzed by using multiple linear regression in statistical analysis with the help of the program SPSS ver. 20. Results of research conducted indicates that the variable character (X1) have significant and negative effect on non performing loans (Y), capacity (X2) have non significant and negative effect on non performing loans (Y), the variable condition of economy (X3) have non significant and negative effect on non performing loans (Y), and variable collateral (X4) have non significant and negative effect on non performing loans (Y).Keywords: non performing loan

The development of information and communication technology affected many aspects of life, including economical state. E-commerce is an activity of selling or buying goods and services through the internet by using electronic media. The optimization of e-commerce could be carried out by advertising. Google AdWords is one of online advertising technologies that provides benefits in the business of e-commerce. This research was aimed to analyze and describe the improvement of the e-commerce sales by using Google AdWords. The research design was qualitative research design by utilizing secondary data from Google, Inc. Based on the result of the research, the e-commerce sites received increasing visits to the websites, increasing numbers of the new customers, increasing sales, and even business expansion. It could be concluded that Google AdWords was highly useful to enhance e-commerce. The researcher suggested to utilize Google AdWords online-advertising system in the e-commerce activities. Future researchers are suggested to use the revealed data as the basis of further research in relevant field.

Livestock is an integral part of agriculture which significantly contributes to the economic and socio-economic development. Based on its potential in natural resources and human resources, East Kalimantan Province has opportunity to become a beef cattle development area. The development of a corporate-based beef cattle breeding area is an approach which taken toward industrial and business-oriented beef cattle breeding. The concept of breeder corporation will create new strengths such as strengths in human resources, capital, and banking in business development, which can more open the opportunities for the success and growth of the breeder's business. The development of a corporate-based beef cattle breeding area provides opportunities, including: 1) improving the competitiveness and added value of the region and beef cattle commodities in order to support national sustainable food security; 2) strengthening the livestock business system in one area management in a holistic manner; and 3) strengthening breeders institutions in accessing information, technology, public facilities and infrastructure, capital, processing and marketing, so that the concept is expected to be applied in East Kalimantan Province.

This paper has the ambition to examine the work-life balance (WLB) standards applied by the Limited Company of Bank Central Asia (PT BCA) Samarinda branch and their impact on employee loyalty, job performance, and turnover intentions. Our targets for employees who work in customer services (CS). We collected the data through survey techniques, where the size of the informants was 340 samples. Multiple regression analysis indicates that the WLB policy has affected employee loyalty, turnover intentions, and job performance. Employee loyalty also plays an important role in job performance and turnover intentions. Meanwhile, job performance has a significant effect on preventing turnover intentions. The fundamental difference to this finding lies in the escalation in the causality of the variables and is worth developing.

Background: Consumption of local feedstuff  Neptunia plena L. Benth and  Leersia hexandra Swartz as a ration by the animal subject is expected to promote cost efficiency and production, as well as provide essential nutrition needs. Therefore, this study aimed to evaluate ruminal dry matter digestibility (DMD), organic matter digestibility (OMD), ammonia (NH 3) production, and volatile fatty acid (VFA) in beef cattle.  Methods: Feed and rumen inoculum samples were prepared and analyzed for their proximate contents. There were five treatment groups based on the diet received by beef cattle, namely: T 1 ( Leersia hexandra Swartz 100 %); T 2 ( Neptunia plena L. Benth 100%); T 3 ( Leersia hexandra Swartz  15% + ( Neptunia plena L. Benth 15% + 70 % Other Feedstuffs); T 4 ( Leersia hexandra Swartz  20% + ( Neptunia plena L. Benth 20% + 60% Other Feedstuffs); T 5 ( Leersia hexandra Swartz  25% + ( Neptunia plena L. Benth 25% + 50% Other Feedstuffs).  In vitro approaches were used to determine the DMD, OMD, NH 3 production, and VFA in beef cattle. Results: The results showed that the highest DMD (P<0.05) was derived from T  5 (56.47%), followed by T  4 (56.45%) and T  3 (55.90%). T  5=62.40% significantly (P<0.05) generated the highest OMD followed by T  4=61.95% and T  3=60.82%. This treatment had the highest NH  3 value, namely 5.02 mM, compared with T  3=4.55 mM, T  4=4.50 mM, T  2=4.22 mM, and T  1=3.99 mM. Furthermore, T 5 had the highest VFA (P<0.05) compared with T  4, T  3, T  2, and T  1 with the value of 150.5, 133.0, 130.5, 130.0, and 123.5 mM, respectively.  Conclusions: The local feedstuff-based ration can be used to ensure the sustainable production of beef cattle