The happier the customers in using the payments through the system of financing, the more intense the competition has become among finance companies. Therefore, the management needs to consider the factors of marketing mix to determine the appropriate sales strategy. This research aimed to comprehend and analyze the marketing mix and its effect on consumer perceptions, and develop appropriate marketing mix strategy in affecting consumers. The method used in this research was linear regression analysis by using software. The primary data used were collected using Likert scale questionnaire. The results of this research showed the marketing mix variables affecting consumer perception included. the variables of location and convenience. Both affecting variables are referenced to assist consumers and increase their satisfaction and comfort.
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