Empowering costumers is a form of awareness on the specific characteristics in the world of costumers, the different interest among different parties which have various bargaining positions, has been given space in the field of costumer dispute settlement which is a good policy in empowering costumers. A special institution which has been appointed to resolve costumer disputes is the Costumer Dispute Settlement Agency (BPSK). Costumer Dispute Settlement Agency is an independent agency or institute, a public agency which has the duty and authority such as implementing the handling and settlement of disputes between costumers and businessmen. Based on the duties and authorities of BPSK, the costumer dispute settlement mechanisms should be registered to the nearest BPSK. The examination based on the request of the costumer is done just like proceedings in the General Court and the decision made by BPSK is final. However, during the implementation of their duties in settling costumer disputes, BPSK is facing some obstacles such as lack of technical guidance in regulating aspects related to procedural law, constrained by the human resources of BPSK members, the lack of understanding and awareness of costumers and also constrained by operating costs. Therefore, the improvement of the structure and legal culture needs to be done by socializing the costumer protection law to the public.Keywords : Costumer Dispute, Costumer Dispute Settlement Agency, Costumer Protection.
Cempaka is a strategic place for drivers to stop and rest because Cempaka has the potential of distinctive local products that attract drivers to stop and rest. But, this is not supported by adequate facilities. Drivers who stop by can only rest for a limited time with limited facilities. However, not a few drivers who force themselves to rest for a long time in food stalls, mosques or minimarkets, resulting in long queues and forcing visitors to park their vehicles on the shoulder of the road because of limited parking space. This is what underlies the planning of the rest area in Cempaka, with the concept of an integrated rest area, which makes this rest area integrated with the development of the existing potential in Cempaka.
Globalisasi ekonomi dan perdagangan bebas, mendominasi berbagai aktivitas bisnis (barang/jasa) manusia dewasa ini. Salah satunya adalah perihal pendistribusian gas LPG. Prosedur pelaksanaan pendistribusian gas elpiji yaitu: terdapat proses pendistribusian dengan cara memanfaatkan teknologi sistem informasi yang bertujuan untuk mendapatkan informasi kemana saja gas elpiji tersebut didistribusikan oleh agen, daerah mana saja yang mengkonsumsi gas elpiji tersebut dan berapa jumlahnya sehingga pertamina dapat mengetahui kebutuhan pasokan gas elpiji pada setiap agen di wilayah tersebut, yang pada akhirnya diharapkan proses pendistribusian gas akan lebih cepat, akurat, agen dapat bekerja secara baik, efektif, dan efi sien. Selain itu adapun yang menjadi kendala saat pendistribusian gas elpiji, yaitu saluran distribusi ini harus benar-benar dipertimbangkan, dalam hal ini perusahaan atau produsen harus memperhatikan kendala yang dihadapi dalam pendistribusian gas elpiji, diantaranya: terdapat kendala pengiriman karena kurang lancarnya lalu lintas, dan harus mengikuti prosedur yang berlaku saat pengambilan gas elpiji, seperti mengikuti antrian.
Non-bank financial service actors in the era of the COVID-19 pandemic made a breakthrough by creating fintech (Financial technology) through the development of Peer Peer Lending (P2P) or online loans. The purpose of this study is to analyze the implementation of 5C principles in the practice of peer-to-peer lending Fintech based on a review of Islamic business ethics. The method used in this research is a normative juridical approach with a descriptive research approach. The data that has been obtained will be arranged systematically for further qualitative analysis. This study concludes that principles and business ethics must be considered with the concept of “The Five C’s Principle of Credit Analysis†in either conventional or sharia systems. In the case of customers who choose a sharia online loan system, they must also pay attention to the ethical aspects of financial business in Islam, which is something that must be considered considering that in Islam, ethical issues are related to the determination of economic policies that will affect the halalness of service and the agreement of the parties.Â
Agricultural business activities are businesses that have a high risk of uncertainty. Global climate change has an impact on agricultural products resulting in decreased income and welfare of farmers, so that legal protection is needed by the government as an effort to protect farmers. The research method uses descriptive qualitative analytical techniques, in which this study describes and analyzes systematically, factually, and accurately about Legal Protection for Farmers Through Agricultural Insurance Agricultural premium subsidy insurance is a form of legal protection for farmers who have the aim of protecting against crop failures that is a form of risk mitigation as a form of mitigation Risk Welfare State.
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