The purpose of this study is to determine the effect of partial and simultaneous Company Size, Investment Return, and Profitability on Solvency with proxy of RBC at Sharia Insurance in Indonesia period 2012-2016. This study uses a quantitative approach. Sampling technique is purposive sampling and there were 17 sharia general insurance and sharia life insurance company in Indonesia as subject of research. Analysis technique used is panel data regression by using Fixed Effect Model (FEM). The results of this study indicate that simultaneously company size, investment return, and profitability significantly influence the solvency of Takaful insurance in Indonesia. And partially variable of company size have positive and significant influence, variable investment return has no significant effect, and variable of profitability has no significant effect to solvency of sharia life insurance in Indonesia period 2012-2016.

According to Law no. 21 Year 2008, the Sharia Business Unit (SBU) owned by a Conventional Commercial Bank (CCB) is required to separate from its Parent Bank before year 2023. Some Sharia Business Units have initiated a separation step from Conventional Commercial Bank. On the other hand, they are required to keep the level of efficiency in running its business operations. This paper is intended to analyze the efficiency level of Sharia Business Units that have separated from its parent and then compare whether there is difference of efficiency level between before and after separation. The method used is Data Envelopment Analysis (DEA) and Paired Sample t-Test. The results show that based on the total average efficiency of all sharia banks spin off (in this case four sharia banks namely BNI Sharia, BRI Sharia, BJB Sharia and Bukopin Sharia Bank), there occur a decrease in efficiency technically and also pure the technical itself in sharia banks starting from before and after the spin off. This can be read because in the early periods of spin off there was a cost adjustment on the shariah bank spin off. Sharia banks require a 'weaning' from their parents. Nevertheless, there is no statistically significant difference in efficiency levels between before and after the spin off. This should be a booster for other Sharia Business Units to take the decision to spin off immediately, of course, accompanied by careful and prudent planning and implementation.

Kerangka kerja untuk mengukur kinerja bank syariah terkait dengan konsep efisiensi yang telah banyak diterapkan. Namun, ada kekurangan dari model DEA, terutama dalam menentukan peringkat terbaik dari DMU ketika ada beberapa unit DMU yang sama-sama bernilai 1. Dalam penelitian ini, bank syariah di Indonesia digunakan sebagai objek studi. Setelah menghitung efisiensi super, maka penelitian akan mengukur tingkat pengaruh masing-masing variabel terhadap nilai efisiensi relatif melalui analisis sensitivitas. Hasil penelitian menunjukkan bahwa, dalam efisiensi super nilai tertinggi dimiliki oleh bank BSM pada 2016 dengan nilai efisiensi relatif dari 1.351, diikuti oleh Bank Mega Syariah 2016 dengan 1.202 dan BMI 2016 dari 1.175. Untuk analisis sensitivitas, nilai efisiensi bank syariah sangat sensitif terhadap nilai variabel output, terutama variabel pendapatan operasional.

<p>The Islamic banking industry is currently one of the main indicators of the development of Islamic economics in Indonesia. In Islamic banking issue, one of the important issues is related to people's preferences and behavior towards Islamic banks. The study of the criteria for selecting a bank has been the concern of many bank marketing researchers. Compared to conventional, such studies are relatively minimal, especially in Indonesia. This study tries to analyze the preferences and behavior of criteria for selection of Islamic banks in Indonesia through the Analytical Network Process (ANP) approach.The results conclude that the most priority criteria that influence the selection of Islamic banks in Indonesia are service factors and religiosity factors or the suitability of banks with sharia principles. Therefore, Islamic banks need to constantly improve the quality of services both services and products so that they can compete with conventional banks.</p><p>Industri perbankan syariah saat ini merupakan salah satu indikator utama perkembangan ekonomi Islam di Indonesia. Dalam masalah perbankan syariah, salah satu masalah penting adalah terkait dengan preferensi dan perilaku pemilihan masyarakat terhadap bank syariah. Studi tentang kriteria pemilihan bank syariah telah menjadi perhatian banyak peneliti. Studi tersebut relatif minimal jika dibandingkan dengan bank konvensional, terutama di Indonesia. Penelitian ini mencoba menganalisis preferensi dan perilaku pemilihan kriteria bank syariah di Indonesia melalui pendekatan Analytical Network Process (ANP). Hasilnya menyimpulkan bahwa kriteria yang paling prioritas yang mempengaruhi nasabah dalam memilih bank syariah di Indonesia adalah faktor layanan dan faktor religiusitas atau kesesuaian bank dengan prinsip syariah. Oleh karena itu, bank syariah perlu terus meningkatkan kualitas layanan baik produk maupun jasa sehingga mereka dapat bersaing dengan bank konvensional.</p>

This study aimed to investigate the effect of motivation to organizational commitment of teacher. This research uses questionaire as the primary data and the samples are 67 teachers and candidates of MI Islamiyah Madiun.this research uses quantitative approach with multiple linear regression as the analysis method.Based on the findings, it obtained multiple linear regression equation : Y = -0,460 + 0,666X1 + 0,473X2. The result reveals that motivation affect positively and significantly to the organizational commitment of teachers in Madrasah Ibtidaiyah Islamiyah Madiun. It is known from the calculated F vakue of 105,532 with a significance level (probability) of 0,000. Value of the variable t test Motivator and Hygiene partial effect on organizational commitment of teacher in MI Islamiyah Madiun significance level <0,05.MI Islamiyah should maintenance motivation of teachers, especially to endure the motivator factors and improve the hygiene factors to achieve organizational commitment of teachers in MI Islamiyah Madiun.