Pengaruh Ukuran Perusahaan, Hasil Investasi, Dan Profitabilitas Terhadap Solvabilitas Asuransi Syariah Di Indonesia Periode 2012-2016

Ambarwati, Samiari; Hasib, Fatin Fadhilah

doi:10.20473/jebis.v4i2.9807

Cited by 6 publications

(14 citation statements)

References 2 publications

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“…The second factor is due to the low performance of sharia insurance companies so that people still do not believe in sharia-based insurance. According to Ambarwati and Hasib (2018), one of the main indicators used as the basis for health assessments is financial statements. Therefore, Islamic insurance must make improvements, including by maintaining financial performance.…”

Section: Introductionmentioning

confidence: 99%

The Contribution Income, Investment Results, and Claim Expenses on Sharia Life Insurance Income

Nainggolan

Soemitra

2020

JEBIS

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This study aims to examine the effect of Contribution Income Investment Results and Claim Expenses on Sharia Life Insurance Profits in Indonesia for the 2012-2019 period. This research is a quantitative study with secondary data in the form of Islamic financial reports and the sample selection using purposive sampling. The amount of data is 13 companies with eight years of observation to obtain 104 observational data which are sampled in this study. The technique used is panel data regression analysis technique, with analysis of hypothesis testing, namely the t test and F test. The results show that contribution income partially affects the profit of Islamic life insurance, the investment results also affects the profit of Islamic life insurance, if the fund invested are large, the investment returns will be large so that the profit will be high. Furthermore, claim expense partially affects the profit of sharia life insurance, the claims will reduce the amount of funds to be invested by the company, at the end it reduces the company’s profit. Based on F test, all variables simultaneously influence the profit of Islamic life insurance. The suggestion is that, in order to increase the profitability of Islamic insurance, the company Islamic insurance needs to consider the investment process, also to increase the underwriter analysis to mitigate the excess of expenses from claims.

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Section: Introductionmentioning

confidence: 99%

The Contribution Income, Investment Results, and Claim Expenses on Sharia Life Insurance Income

Nainggolan

Soemitra

2020

JEBIS

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“…The suggestion for the company is to maximize the premium in order to cover the company's expenses because the load ratio affects the level of solvency. Ambarwati and Hasib (2018) presented the panel data method with the Fixed Effect Model (FEM) approach, a sample of 17 general and sharia life insurance companies in Indonesia for the period 2012 -2016. The results show that partially, company size affects solvency and simultaneously all variables free effect on solvency.…”

Section: Background Theorymentioning

confidence: 99%

The Effect of Stimulus Policies and Risk-Based Capital Levels on Solvency at PT. Indonesian Takaful using Sharia Principles during the Majeur Force Period (Covid-19 Pandemic) in Indonesia

Suyatna¹

2021

ijbesd

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The Covid -19 pandemic is a massive disaster, impacting various sectors of the economy including the Islamic principle insurance sector. The government through the Financial Services Authority (OJK) in dealing with these problems has issued a stimulus policy so that the Islamic principle insurance sector is still able to maintain the level of solvency and risk based capital is maintained. The purpose of this study is to determine the influence of the Stimulus Policy and the level of Risk Based Capital on the level of solvency of sharia-based insurance companies during the Covid-19 Pandemic. The method used is descriptive method with a simple statistical approach. The results show: 1. There is a positive influence of the Stimulus Policy on the Solvency Level of the Islamic principle insurance company sector, 2. There is a positive influence on the Level of Risk Based Capital on the Solvency Level of the Islamic Principle Insurance Company sector, 3. There is an influence of the Stimulus Policy and Level of Risk Based Capital on Simultaneous level of solvency in Islamic principle insurance companies. From the research results, it can be concluded that the Stimulus Policy and Risk Based Capital Level that has been set by the regulator is right on target.

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“…Menurut Resource Based Theory, perusahaan dapat mempertahankan bisnisnya melalui sumber daya unik seperti aset yang jika dikelola dengan baik, perusahaan akan dapat menyusun dan menerapkan strategi untuk mencapai tujuan perusahaan (Barney, 1991). Penelitian Insana (2012), Ambarwati & Hasib (2018), dan Daniel et al (2016) menunjukkan bahwa semakin besar ukuran persahaan maka semakin besar solvabilitas dana tabarru'.…”

Section: Ukuran Perusahaanunclassified

“…Kekayaan yang tersedia untuk qardh dan biaya operasional diduga dapat mempengaruhi solvabilitas dana tabarru' sehingga peneliti menambahkan dua variabel tersebut untuk dijadikan sebagai variabel independen dalam penelitian ini. Hasil penelitian Ambarwati & Hasib (2018) dan Daniel, Safitri, & Elizabeth (2016) membuktikan ukuran perusahaan dapat mempengaruhi solvabilitas dana tabarru' dengan arah positif. Sedangkan penelitian Utami & Khoiruddin (2016) dan Arfianto, Primayanti, & Denny (2016) menunjukkan bahwa ukuran perusahaan terhadap solvabilitas dana tabarru' tidak memiliki pengaruh yang signifikan.…”

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Determinan Solvabilitas Dana Tabarru’ Pada Perusahaan Asuransi Syariah Di Indonesia

Lestari

Mukhibad

2020

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AbstractSolvency of tabarru’ funds can indicate a company's ability to pay obligations Islamic insurance claims payments to the participants or policyholders. Related to this, the Financial Services Authority has set a minimum limit of solvency margin tabarru’ funds which amounted to 30% which must be fulfilled by Islamic insurance companies. However, there are three Islamic insurance companies that have a solvency tabarru’ funds under the terms of at least 30%, such as PT Asuransi Astra Buana, Takaful Protection Jaya and PT Tugu Pratama Indonesia. The purpose of this study was to determine the effect of firm size, type of company, Retakaful premiums, investment, wealth available to qardh, and operating expenses to fund solvency tabarru on Islamic insurance company in Indonesia. The population in this study was Islamic insurance company over registered at the Financial Services Authority (OJK) in the year 2013-2018. By using purposive sampling techniques, sample end of the study amounted to 14 mining companies with 84 units of analysis. Meanwhile, the analysis used descriptive statistical analysis and panel regression analysis with Eviews 9. The results showed that the return on investment and wealth available to qardh positive and significant impact on the solvency of tabarru’ fund. Variable size of company, type of company, Retakaful premiums, and operating expenses partially have no effect on the solvency of the tabarru’ fund.

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Pengaruh Ukuran Perusahaan, Hasil Investasi, Dan Profitabilitas Terhadap Solvabilitas Asuransi Syariah Di Indonesia Periode 2012-2016

Cited by 6 publications

References 2 publications

The Contribution Income, Investment Results, and Claim Expenses on Sharia Life Insurance Income

The Contribution Income, Investment Results, and Claim Expenses on Sharia Life Insurance Income

The Effect of Stimulus Policies and Risk-Based Capital Levels on Solvency at PT. Indonesian Takaful using Sharia Principles during the Majeur Force Period (Covid-19 Pandemic) in Indonesia

Determinan Solvabilitas Dana Tabarru’ Pada Perusahaan Asuransi Syariah Di Indonesia

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