Demographically, the study examines the factors that affect customers to adopt mobile banking services in Benin City. The study specially investigated age, occupation, educational level, gender and income of customers as powerful variables that affects the adoption of mobile banking services by customers in Benin City. The study population consists of all commercial bank individual customers in Benin City. The simple random sampling was employed in order to determine the sample size of six hundred from the entire population. In this study, questionnaire was used to collect the required information from the six hundred bank customers that were sampled. Information collected from the respondents were collected from the respondents were rigorously analyzed with descriptive and inferential statistics. The study showed that demographic factors such as age gender, income level, occupational level, except educational status do influence the adoption of mobile banking services in Benin City.

Purpose Previous research has considered human motivation as a determinant of inquisitiveness, learning and innovation. However, how student’s motivation affects both exploitative/exploratory research outcomes has not yet been sufficiently addressed. The purpose of this paper is to examine self-determination theory (SDT) as a conceptual tool to understand post-graduate student’s academic motivation and how it affects two types of ambidextrous outcomes (exploitative and exploratory), and thus posit relational capital as an important mediator in the motivation–innovation process. Design/methodology/approach The authors draw conclusions using 331 valid post-graduate foreign scholars data collected via online survey in three Chinese Universities and conduct data analysis using the structural equation modeling technique (AMOS). Findings Results indicate that: academic motivation and perceived collaboration capability both has a significant effect on exploitation behavior; there was no significant relationship between academic motivation and tendency to collaborate with actors within their networks; collaboration capability and exploitation behavior mediate the relationship between academic motivation and exploration behavior; and further a complementary link was found to exist between exploitation behavior and exploration behavior in students attempt to be ambidextrous. Originality/value The authors advance innovation research by expanding SDT to include relational perspective as an antecedent of ambidexterity (exploration/exploitation behaviors) and provide new insights into current understanding of research engagement in higher education settings. The authors highlight some implications for educational agencies seeking to promote the emergence of psychological and relational conditions to enhance novelty in post-graduate internationalized education.

With the current controversy and blame game on output of public-private partnership (PPP) initiatives concerns, we investigate why there may be variations in achieving innovativeness, perceived quality, and performance of PPP initiatives across different geographical locations. For instance, we investigate a scenario where "a private company involved in waste management will perform in country 'A' but fails to perform in country 'B' given the same assignment and target." We empirically sampled and make conclusions with 475 respondents from the public sector, private sector, and academia based on a survey inquiry. We adopted the structural equation modeling method using the partial least square for the data analysis.The results show that environmental dynamism causes major variations in desired output of PPP initiatives followed by collaboration capacity, environmental fit, and absorptive capacity, respectively. The findings further show that one partner cannot be blamed entirely for causing the failure of PPP initiative. However, we conclude that because on the basis of our data, environmental dynamism, which is as a result of some governmental activities, depicts the highest effect on output, public partners might be more liable. The findings from this study are an explicit view of PPP technocrats, which makes the conclusions more reliable.

Despite the fact that, electronic payment system has received so much attention from various researchers around the globe; in practice, there is still lack of acceptance in electronic payment system among the users in most developing economies considering its convenience and usefulness. Trust has been proposed as a crucial determinant for human decision on acceptance, yet just a couple of studies have investigated its role on electronic payment system. The major focus of this research was to test the role of trust as a mediator factor in determining acceptance of electronic payment in BRT system. Drawing on technology acceptance model (TAM) and the theory of planned behavior propounded by (Buckley et al. 2018), we empirically test the effectiveness of trust as a mediator using 356 survey data and verify the validity and reliability to provide evidence on the proposed hypothesis in this study through structural equation modeling (LISREL). The result indicated strong support for the effects of perceived security and perceived ease of use while perceived usefulness did not find support on the outcome. Most importantly, trust was found to significantly influenced acceptance of electronic payment system. The research findings suggest a positive means to encourage acceptance of electronic payment system for BRT users.

This study investigated the role of cognitive-(absorptive capacity), psychological-(subjective-wellbeing) and cultural-fit-factors as predictors of academic achievement-novelty in a Chinese-C9-league-University. We addressed the question of what drive student’s achievement of high graduations requirements and innovativeness in their Host-University; focusing mainly on whether interactionistic-nature-(fit-capabilities) are better mechanisms. The quantitative approach was adopted; collect 234 valid data via survey questionnaire, and conduct analysis via structural equation modeling technique. We found that individual-absorptive-capacity has significant effect on supervisor-fit, but a non-significant effect on university-fit dimensions of cultural-fit. Subjective-wellbeing significantly affects both dimensions of cultural-fit. The findings further show how supervisor-fit and university-fit indirectly mediate the (absorptive-capacity, subjective-wellbeing)-achievement-novelty relationship. We highlight the importance of cultural-diversity-awareness; considering supervisor-institutional-fit-factors in research-mentorship-development to support international-students ‘induction for research productivity in educational-settings.