This study aims to investigate the effects of financial and digital literacy on growth of small and medium enterprises (SMEs) managed by women in Indonesia. Data were collected through questionnaires of women entrepreneurs in Palembang, Indonesia. For the purpose of comparison, data of men entrepreneurs were also collected. The variables employed are latent variables such as financial literacy, digital literacy, SME’s growth which are derived from a series of questions to indicate each variable. A total of 240 women and 240 men were analyzed using structural equation modelling (SEM). The results reveal that both financial and digital literacy had positive and significant effects on return on assets. On the other hand, only digital literacy had positive and significant effects on growth. The findings further evidence that women had a lower level of digital knowledge compared to men. Furthermore, the results show that in the short term, financial literacy and digital literacy are important to understand and implement. But in the long run, digital literacy plays an important role because it impacts business growth. This is in line with an increasingly fierce market competition where the market is also shifting from traditional markets to modern markets. Not only the market, but consumers are also shifting from traditional consumers to digital consumers.
This study aims to examine and analyze the effect of job satisfaction and organizational commitment on turnover intention with person organization fit as a moderating variable on employees of PT Febri Dharma Mandiri. This research is a descriptive research with a quantitative approach. In this study, data were collected using a questionnaire as many as 123 respondents. By reducing the outlier data, the amount of data that can be processed is 109 data. Data analysis used multiple linear regression analysis and Moderated Regression Anlysis (MRA). The results of multiple linear regression analysis show that job satisfaction and organizational commitment partially have a negative and significant effect on turnover intention. Moderated Regression Analysis (MRA) shows that Person organization fit is not able to moderate job satisfaction on turnover intention, while Person organization fit is able to moderate organizational commitment to turnover intention. This study aims to determine the effect of job satisfaction and organizational commitment on turnover intention with person organization fit as a moderating variable on employees of PT Febri Dharma Mandiri. Respondents in this study amounted to 123 employees and data that can be processed amounted to 109 data. Based on the data that has been collected and the tests that have been carried out on the problem using multiple linear regression models and MRA (Moderated Regression Anlysis).
The study aims to analyze the competency of human resources at small and medium enterprises in Palembang Songket industry. A survey research method using primary data obtained from an interview is employed. There are five respondents are interviewed in this study and those are the Songket firm's owners. These Songket owners are selected from three different industries in Palembang city. This study employs descriptive analysis to analyze the data and the result reveals that the competency of human resources in the small and medium enterprises of the Songket industry is adequate though few points that have to be improved such as product innovation improvement. As a supporting factor for the development of MSMEs, it is necessary to review the competency of its human resources. Competence is the ability to carry out work or tasks based on skills and knowledge supported by work attitudes set the job. Competence shows certain knowledge, skills, and attitudes of a profession in certain skill characteristics.
<p>Tujuan penulisan adalah untuk mengetahui dan menganalisis peran informasi akuntansi dalam meningkatkan pertumbuhan kinerja UMKM di restoran-restoran di Palembang. Data yang dianalisis adalah hasil metode wawancara dengan 5 informan yaitu pemilik UMKM di bidang kuliner berupa restoran. Data dianalisis menggunakan analisis deskriptif kualitatif. Hasil penelitian menunjukkan bahwa informasi akuntansi memiliki peran dalam meningkatkan pertumbuhan kinerja UMKM. Hasil ini dapat dilihat bahwa beberapa UMKM telah menggunakan informasi akuntansi dalam menjalankan bisnis mereka. Dari sejumlah UMKM yang diteliti juga menunjukkan bahwa mereka mengambil tindakan dan keputusan bisnis menggunakan informasi akuntansi sesuai dengan teori akuntansi, hanya saja mereka tidak menyadarinya. Ini karena pemilik tidak memiliki latar belakang pendidikan akuntansi. Peningkatan pertumbuhan kinerja UMKM dapat dilihat dari peningkatan penjualan, pengurangan biaya, dan penambahan aset pada UMKM yang telah menggunakan informasi akuntansi dengan baik..</p><p><em>The purpose of writing is to find out and analyze the role of accounting information in increasing the growth of MSME performance in restaurants in Palembang. The data analyzed are the results of the interview method with 5 informants namely the owner of UMKM in the culinary field in the form of a restaurant. Data were analyzed using qualitative descriptive analysis. The results showed that accounting information has a role in increasing the growth of MSME performance. This result can be seen that some MSMEs have used accounting information in running their business. From a number of MSMEs studied also showed that they took business actions and decisions using accounting information in accordance with accounting theory, only they were unaware of it. This is because the owner does not have an accounting education background. The improvement in MSME performance growth can be seen from the increase in sales, cost reduction, and the addition of assets to MSMEs that have used accounting information well.</em></p>
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